CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. One of the BEST values in Riverside--spacious, stylish, and tucked away on a quiet cul-de-sac! Welcome to 3943 Indian Springs Rd, where space, comfort, and lifestyle come together in one of Panama City's most desirable neighborhoods. With 2,700+ sq ft, 4 bedrooms, Bonus room and a flexible layout, this home is designed for the way you actually live.
As you arrive, you'll love the welcoming feel of the neighborhood with its sidewalks, mature trees, and well-kept surroundings. Inside, the home features beautiful finishes throughout, including hardwood floors, carpeted bedrooms, crown molding, raised ceilings, and plenty of natural light that makes the space feel open and inviting. Plantation shutters add to the overall charm.
The kitchen is a standout with granite counter tops, stainless steel appliances, a large island, and great windows that bring in tons of natural light--perfect for everyday living or entertaining. Open to the kitchen is plenty of room for a large dining area, perfect for gathering friends and family around the dinner table. The layout offers a split-bedroom floor plan with the primary suite conveniently located on the first floor, while the upstairs bonus space gives you flexibility for a playroom, media room, or home office. Just outside the Primary Suite and kitchen entrance is a private courtyard with plenty of space for outdoor entertaining, complete with an in ground fire pit. Two covered porches that open to the communities private sidewalks are great for relaxing and enjoying the sounds of nature. A spacious 2 car garage adds to the space with plenty of storage.
And one of the best parts--Riverside's amenities! Residents enjoy access to a community pool, community center, basketball court and a great area for kids to play.
Pending
$395,000
3943 Indian Springs Rd, Panama City, FL 32404
4beds
2,739sqft
Single Family Residence
Built in 2006
9,147 Square Feet Lot
$381,300 Zestimate®
$144/sqft
$-- HOA
What's special
Large islandCarpeted bedroomsGranite counter topsMature treesUpstairs bonus spaceIn ground fire pitBeautiful finishes throughout
- 84 days |
- 620 |
- 43 |
Zillow last checked:
Listing updated:
Listed by:
Sonja J Givens Cope 850-814-8577,
Coldwell Banker Realty
Source: CPAR,MLS#: 787973
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Full Bath, Kitchen, Primary Bedroom, Bonus Room
Primary bedroom
- Level: First
- Dimensions: 17 x 15
Bedroom
- Level: Second
- Dimensions: 15 x 14
Bedroom
- Level: Second
- Dimensions: 18 x 12
Bedroom
- Level: Second
- Dimensions: 18 x 13
Bonus room
- Level: Second
- Dimensions: 19 x 14
Other
- Level: Second
- Dimensions: 12 x 10
Kitchen
- Level: First
- Dimensions: 16 x 12
Heating
- Electric, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Electric Range, Electric Water Heater
Features
- Double Vanity, Interior Steps, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s)
- Has fireplace: Yes
Interior area
- Total structure area: 2,739
- Total interior livable area: 2,739 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Covered, Porch
- Exterior features: Fire Pit
- Pool features: Community
- Has spa: Yes
- Fencing: Partial
Lot
- Size: 9,147 Square Feet
- Dimensions: 50 x 180
- Features: Cul-De-Sac, Paved
Details
- Parcel number: 11476120330
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- New construction: No
- Year built: 2006
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Basketball Court, Clubhouse, Fitness Center, Playground, Pool, Community Pool
- Subdivision: Riverside Phase III
HOA
- Has HOA: Yes
- Amenities included: Dock
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $144/sqft
- Tax assessed value: $331,818
- Annual tax amount: $2,893
- Date on market: 4/7/2026
- Cumulative days on market: 84 days
- Electric utility on property: Yes
Estimated market value
$381,300
$362,000 - $400,000
$2,631/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/13/2026 | Pending sale | $395,000$144/sqft |
Source: | ||
| 4/7/2026 | Listed for sale | $395,000+33.9%$144/sqft |
Source: | ||
| 12/4/2016 | Listing removed | $294,900$108/sqft |
Source: Keller Williams - Panama City Beach #650423 Report a problem | ||
| 11/14/2016 | Price change | $294,900-1.7%$108/sqft |
Source: Keller Williams - Panama City Beach #650423 Report a problem | ||
| 9/26/2016 | Price change | $299,900-4.8%$109/sqft |
Source: Keller Williams - Panama City Beach #650423 Report a problem | ||
| 9/12/2016 | Listed for sale | $315,000+16.7%$115/sqft |
Source: Keller Williams Success Realty #650423 Report a problem | ||
| 4/16/2015 | Sold | $270,000-32.3%$99/sqft |
Source: | ||
| 6/21/2009 | Listing removed | $399,000$146/sqft |
Source: Owner Report a problem | ||
| 6/6/2009 | Listed for sale | $399,000-22.5%$146/sqft |
Source: Owner Report a problem | ||
| 5/9/2006 | Sold | $515,000+586.7%$188/sqft |
Source: Public Record Report a problem | ||
| 12/22/2004 | Sold | $75,000$27/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,798 +2% | $262,600 +3% |
| 2023 | $2,744 -8.7% | $254,951 +10.2% |
| 2022 | $3,005 | $231,397 |
| 2021 | -- | -- |
| 2020 | $1,877 +0.9% | $190,491 +0.6% |
| 2019 | $1,860 | $189,301 -17.5% |
| 2018 | $1,860 -21.7% | $229,402 -0.6% |
| 2017 | $2,377 -2.5% | $230,690 -0.7% |
| 2016 | $2,438 -32.2% | $232,348 -13.9% |
| 2015 | $3,596 | $269,924 -1.1% |
| 2014 | $3,596 | $272,858 +0.1% |
| 2013 | -- | $272,657 |
| 2012 | -- | $272,657 -5.2% |
| 2011 | -- | $287,610 -0.8% |
| 2010 | -- | $289,928 -7.4% |
| 2009 | -- | $313,057 -4.9% |
| 2008 | -- | $329,267 -4.9% |
| 2007 | -- | $346,267 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Cedar Grove
Nearby schools
GreatSchools rating
- 4/10Deer Point Elementary SchoolGrades: PK-5Distance: 1.9 mi
- 4/10Merritt Brown Middle SchoolGrades: 6-8Distance: 2.1 mi
- 6/10A. Crawford Mosley High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- Elementary: Deer Point
- Middle: Merritt Brown
- High: Mosley
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Bay County
- Panama City
- 32404
- Cedar Grove
- 3943 Indian Springs Rd





