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Pending
  • $395,000

    3943 Indian Springs Rd, Panama City, FL 32404

    4beds
    2,739sqft
    : 
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    Single Family Residence
    Built in 2006
    9,147 Square Feet Lot
    $381,300 Zestimate®
    $144/sqft
    $-- HOA

    What's special

    Large islandCarpeted bedroomsGranite counter topsMature treesUpstairs bonus spaceIn ground fire pitBeautiful finishes throughout
    CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. One of the BEST values in Riverside--spacious, stylish, and tucked away on a quiet cul-de-sac! Welcome to 3943 Indian Springs Rd, where space, comfort, and lifestyle come together in one of Panama City's most desirable neighborhoods. With 2,700+ sq ft, 4 bedrooms, Bonus room and a flexible layout, this home is designed for the way you actually live. As you arrive, you'll love the welcoming feel of the neighborhood with its sidewalks, mature trees, and well-kept surroundings. Inside, the home features beautiful finishes throughout, including hardwood floors, carpeted bedrooms, crown molding, raised ceilings, and plenty of natural light that makes the space feel open and inviting. Plantation shutters add to the overall charm. The kitchen is a standout with granite counter tops, stainless steel appliances, a large island, and great windows that bring in tons of natural light--perfect for everyday living or entertaining. Open to the kitchen is plenty of room for a large dining area, perfect for gathering friends and family around the dinner table. The layout offers a split-bedroom floor plan with the primary suite conveniently located on the first floor, while the upstairs bonus space gives you flexibility for a playroom, media room, or home office. Just outside the Primary Suite and kitchen entrance is a private courtyard with plenty of space for outdoor entertaining, complete with an in ground fire pit. Two covered porches that open to the communities private sidewalks are great for relaxing and enjoying the sounds of nature. A spacious 2 car garage adds to the space with plenty of storage. And one of the best parts--Riverside's amenities! Residents enjoy access to a community pool, community center, basketball court and a great area for kids to play.
    84 days
    |
    620
    |
    43
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sonja J Givens Cope 850-814-8577,

    Coldwell Banker Realty

    Source: CPAR,MLS#: 787973MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Full Bath, Kitchen, Primary Bedroom, Bonus Room
      Primary bedroom
      • Level: First
      • Dimensions: 17 x 15
      Bedroom
      • Level: Second
      • Dimensions: 15 x 14
      Bedroom
      • Level: Second
      • Dimensions: 18 x 12
      Bedroom
      • Level: Second
      • Dimensions: 18 x 13
      Bonus room
      • Level: Second
      • Dimensions: 19 x 14
      Other
      • Level: Second
      • Dimensions: 12 x 10
      Kitchen
      • Level: First
      • Dimensions: 16 x 12
      Heating
      • Electric, Fireplace(s)
      Cooling
      • Central Air
      Appliances
      • Included: Electric Range, Electric Water Heater
      Features
      • Double Vanity, Interior Steps, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s)
      • Has fireplace: Yes
      Interior area
      • Total structure area: 2,739
      • Total interior livable area: 2,739 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Balcony, Covered, Porch
      • Exterior features: Fire Pit
      • Pool features: Community
      • Has spa: Yes
      • Fencing: Partial
      Lot
      • Size: 9,147 Square Feet
      • Dimensions: 50 x 180
      • Features: Cul-De-Sac, Paved
      Details
      • Parcel number: 11476120330
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Features: Basketball Court, Clubhouse, Fitness Center, Playground, Pool, Community Pool
      • Subdivision: Riverside Phase III
      HOA
      • Has HOA: Yes
      • Amenities included: Dock
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $144/sqft
      • Tax assessed value: $331,818
      • Annual tax amount: $2,893
      • Date on market: 4/7/2026
      • Cumulative days on market: 84 days
      • Electric utility on property: Yes

        Estimated market value

        $381,300

        $362,000 - $400,000

        $2,631/mo

        Price history

        DateEventPrice
        6/13/2026Pending sale$395,000$144/sqft
        Source: CPAR #787973 Report a problem
        4/7/2026Listed for sale$395,000+33.9%$144/sqft
        Source: CPAR #787973 Report a problem
        12/4/2016Listing removed$294,900$108/sqft
        Source: Keller Williams - Panama City Beach #650423 Report a problem
        11/14/2016Price change$294,900-1.7%$108/sqft
        Source: Keller Williams - Panama City Beach #650423 Report a problem
        9/26/2016Price change$299,900-4.8%$109/sqft
        Source: Keller Williams - Panama City Beach #650423 Report a problem
        9/12/2016Listed for sale$315,000+16.7%$115/sqft
        Source: Keller Williams Success Realty #650423 Report a problem
        4/16/2015Sold$270,000-32.3%$99/sqft
        Source: CPAR #625526 Report a problem
        6/21/2009Listing removed$399,000$146/sqft
        Source: Owner Report a problem
        6/6/2009Listed for sale$399,000-22.5%$146/sqft
        Source: Owner Report a problem
        5/9/2006Sold$515,000+586.7%$188/sqft
        Source: Public Record Report a problem
        12/22/2004Sold$75,000$27/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,798 +2%$262,600 +3%
        2023$2,744 -8.7%$254,951 +10.2%
        2022$3,005 $231,397
        2021-- --
        2020$1,877 +0.9%$190,491 +0.6%
        2019$1,860 $189,301 -17.5%
        2018$1,860 -21.7%$229,402 -0.6%
        2017$2,377 -2.5%$230,690 -0.7%
        2016$2,438 -32.2%$232,348 -13.9%
        2015$3,596 $269,924 -1.1%
        2014$3,596 $272,858 +0.1%
        2013-- $272,657
        2012-- $272,657 -5.2%
        2011-- $287,610 -0.8%
        2010-- $289,928 -7.4%
        2009-- $313,057 -4.9%
        2008-- $329,267 -4.9%
        2007-- $346,267

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Cedar Grove

        Getting around

        20 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        38 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Deer Point
        • Middle: Merritt Brown
        • High: Mosley

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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