Lake Norman waterfront wooded 0.645ac home site with a floating pier in the Somerset on Lake Norman community. 122' of water frontage. County Improvement Permit is already approved a 4 bedroom w/basement septic. Also the Well Permit is in hand. (Both don't expire until 2030). No time limit to build. Bring your own builder when you are ready. Plenty of room to modify pier/dock should you choose. Lake Norman water front properties are proven unbelievable investments. Low HOA dues of only $250/yr. Located on a peaceful cove yet close to big water. Easy distances to Hwy 16 and to I-77. Low Catawba County taxes only. Close to The Village Shoppes at Sherrills Ford. Come and listen to the quiet and enjoy the serene sunrises!
Active
Price cut: $10K (8/10)
$539,900
3950 Granite St, Terrell, NC 28682
--beds
--baths
0.64Acres
Unimproved Land
Built in ----
0.64 Acres Lot
$-- Zestimate®
$--/sqft
$21/mo HOA
What's special
Close to big water
- 118 days |
- 219 |
- 11 |
Zillow last checked:
Listing updated:
Listed by:
Susan Ayers info@clickitrealty.com,
HomeZu
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4372189
Facts & features
Interior
Interior area
- Finished area below ground: 0
Property
Features
- On waterfront: Yes
- Waterfront features: Dock, Pier, Waterfront
- Body of water: Lake Norman
Lot
- Size: 0.64 Acres
- Features: Paved, Wooded
Details
- Parcel number: 4617045312370000
- Zoning: R-30
- Special conditions: Standard
Utilities & green energy
- Sewer: Septic Needed
- Water: Well Needed
Community & HOA
Community
- Subdivision: Somerset On Lake Norman
HOA
- Has HOA: Yes
- HOA fee: $250 annually
Location
- Region: Terrell
Financial & listing details
- Tax assessed value: $273,000
- Annual tax amount: $1,358
- Date on market: 4/20/2026
- Cumulative days on market: 117 days
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$1,663/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/10/2026 | Price change | $539,900-1.8% |
Source:  Canopy MLS as distributed by MLS GRID #4372189 Report a problem | ||
| 4/20/2026 | Listed for sale | $549,900-4% |
Source: Canopy MLS as distributed by MLS GRID #4372189 Report a problem | ||
| 11/23/2025 | Listing removed | $572,900 |
Source: Canopy MLS as distributed by MLS GRID #4262922 Report a problem | ||
| 9/12/2025 | Price change | $572,900-1.7% |
Source: Canopy MLS as distributed by MLS GRID #4262922 Report a problem | ||
| 8/19/2025 | Price change | $583,000-2.5% |
Source: Canopy MLS as distributed by MLS GRID #4262922 Report a problem | ||
| 5/22/2025 | Listed for sale | $598,000+36.3% |
Source: Canopy MLS as distributed by MLS GRID #4262922 Report a problem | ||
| 4/9/2025 | Sold | $438,750-12.1% |
Source: Canopy MLS as distributed by MLS GRID #4158176 Report a problem | ||
| 12/5/2024 | Price change | $499,000-12.3% |
Source: Canopy MLS as distributed by MLS GRID #4158176 Report a problem | ||
| 9/10/2024 | Price change | $569,000-1.7% |
Source: Canopy MLS as distributed by MLS GRID #4158176 Report a problem | ||
| 7/9/2024 | Listed for sale | $579,000+382.5% |
Source: Canopy MLS as distributed by MLS GRID #4158176 Report a problem | ||
| 7/16/2008 | Sold | $120,000 |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,358 +1% | $273,000 |
| 2024 | $1,345 +2.1% | $273,000 |
| 2023 | $1,317 -17.9% | $273,000 +20% |
| 2022 | $1,604 | $227,500 |
| 2021 | $1,604 | $227,500 |
| 2020 | $1,604 -2% | $227,500 |
| 2019 | $1,637 +14.3% | $227,500 +8.9% |
| 2018 | $1,432 | $209,000 |
| 2017 | $1,432 +14.3% | -- |
| 2016 | $1,252 | -- |
| 2015 | $1,252 | $209,000 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: 28682
Nearby schools
GreatSchools rating
- 7/10Sherrills Ford ElementaryGrades: K-6Distance: 2.8 mi
- 4/10Mill Creek MiddleGrades: 7-8Distance: 8.2 mi
- 8/10Bandys HighGrades: PK,9-12Distance: 7.7 mi
Schools provided by the listing agent
- Elementary: Sherrills Ford
- Middle: Mills Creek
- High: Bandys
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $1,5003,484 sqft3954 Granite St, Terrell, NC 28682Off Market
- $1,253,6004 bd4 ba3.4k sqft3946 Granite St, Terrell, NC 28682Off Market
- $1,017,4002 bd2 ba1.1k sqft3974 Granite St, Terrell, NC 28682Off Market
- $120,0002 bd2 ba2.2k sqft3974 Granite St #A, Terrell, NC 28682Off Market
- $67,1002 bd1 ba1.1k sqft3974 Granite St #B, Terrell, NC 28682Off Market
- $1,292,5004 bd4 ba3.7k sqft3934 Granite St, Terrell, NC 28682Off Market
- $--0.76 acres3934 Granite St #3, Terrell, NC 28682Off Market
- $841,3002 bd2 ba1.5k sqft3984 Granite St, Terrell, NC 28682Off Market
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
Similar homes
- $499,9000.55 acres7326 Right Angle St, Sherrills Ford, NC 28673Lot/Land
MLS ID #4287779, Erica Vaughan, Ivester Jackson Christie's. Canopy MLS as distributed by MLS GRID - $550,0002.58 acres3618 Tee St, Sherrills Ford, NC 28673Lot/Land
MLS ID #4371098, John Tate, Hayden Outdoors, LLC. Canopy MLS as distributed by MLS GRID - $525,0000.79 acres120 Sawyer Ln, Mooresville, NC 28117Lot/Land
MLS ID #4392313, Doug Sidell, Helen Adams Realty. Canopy MLS as distributed by MLS GRID - $399,0003.27 acres7950 Mocassin Dr, Sherrills Ford, NC 28673Lot/Land
MLS ID #3653552, Robin Patterson, Roby Realty Inc. Canopy MLS as distributed by MLS GRID - $479,0001 acre164 Palmer Marsh Pl, Mooresville, NC 28117Lot/LandMLS ID #4357186, Dwayne Ogles, Horizon Realty Carolinas. Canopy MLS as distributed by MLS GRID
- $349,00010 acres5018 Grassy Creek Rd, Denver, NC 28037Lot/LandMLS ID #4408180, Chip Camp, Whitetail Properties Real Estate LLC. Canopy MLS as distributed by MLS GRID
- $412,9000.51 acres8237 Lymnos Ln, Sherrills Ford, NC 28673Lot/LandMLS ID #4326613, Lynn Stallings, Southern Homes of the Carolinas, Inc. Canopy MLS as distributed by MLS GRID
- $675,0000.85 acres7750 Bankhead Rd, Denver, NC 28037Lot/LandMLS ID #4375920, Tammy Wingo, Waters Edge Real Estate Firm Inc. Canopy MLS as distributed by MLS GRID
- $495,0001.4 acresLOT 1 Wildlife Ln, Sherrills Ford, NC 28673Lot/LandMLS ID #3917623, Hanes Walker, Premier Sotheby's International Realty. Canopy MLS as distributed by MLS GRID
- $700,0001.67 acres106 Golden Pond Ln, Mooresville, NC 28117Lot/LandMLS ID #4409614, Chip Free, Lake Realty. Canopy MLS as distributed by MLS GRID
- $280,0001.04 acres106 Isle Of Pines Rd, Mooresville, NC 28117Lot/LandMLS ID #4408383, Craig LePage, EXP Realty LLC Mooresville. Canopy MLS as distributed by MLS GRID
- $375,5004.15 acres0 McCorkle Ln, Sherrills Ford, NC 28673Lot/LandMLS ID #4354906, Aidan Cox, True North Realty. Canopy MLS as distributed by MLS GRID
- $729,9000.75 acres9178 Fair Oak Dr, Sherrills Ford, NC 28673Lot/LandMLS ID #4286475, Jeff Lynch, RE/MAX Executive. Canopy MLS as distributed by MLS GRID
- $274,0004.3 acres22 & 23 Windy Pine Cir, Denver, NC 28037Lot/LandMLS ID #4379324, Kelly Shampine, Lake Norman Realty, Inc.. Canopy MLS as distributed by MLS GRID
- $525,00010 acres0 Stratton Farm Rd, Huntersville, NC 28078Lot/LandMLS ID #4413826, Danny Edwards, RE/MAX Executive. Canopy MLS as distributed by MLS GRID
- $449,90032.24 acres0 Mackwood Rd, Mooresville, NC 28115Lot/LandMLS ID #4388996, Don Carter, Don Carter Real Estate. Canopy MLS as distributed by MLS GRID
- $449,5000.87 acres115 Misty Meadows Ct, Charlotte, NC 28213Lot/LandMLS ID #4311923, Debbie Monroe, Lake Norman Realty, Inc.. Canopy MLS as distributed by MLS GRID
- $379,00810.53 acres4 Bolton Rd, Catawba, NC 28609Lot/LandMLS ID #4395491, Stephanie Sallach, Lake Norman Realty, Inc.. Canopy MLS as distributed by MLS GRID
- $598,0000.69 acres142 Seekirk Dr, Troutman, NC 28166Lot/LandMLS ID #4377242, Juliet Thomas, Ivester Jackson Christie's. Canopy MLS as distributed by MLS GRID
- $439,0000.64 acres163 High Lake Dr, Statesville, NC 28677Lot/LandMLS ID #4350698, Mark Gibson, Coldwell Banker Realty. Canopy MLS as distributed by MLS GRID
