Lake Norman waterfront wooded 0.645ac home site with a floating pier in the Somerset on Lake Norman community. 122' of water frontage. County Improvement Permit is already approved a 4 bedroom w/basement septic. Also the Well Permit is in hand. (Both don't expire until 2030). No time limit to build. Bring your own builder when you are ready. Plenty of room to modify pier/dock should you choose. Lake Norman water front properties are proven unbelievable investments. Low HOA dues of only $250/yr. Located on a peaceful cove yet close to big water. Easy distances to Hwy 16 and to I-77. Low Catawba County taxes only. Close to The Village Shoppes at Sherrills Ford. Come and listen to the quiet and enjoy the serene sunrises!
Active
$549,900
3950 Granite St, Terrell, NC 28682
--beds
--baths
0.64Acres
Unimproved Land
Built in ----
0.64 Acres Lot
$-- Zestimate®
$--/sqft
$21/mo HOA
What's special
Close to big water
- 73 days |
- 132 |
- 9 |
Zillow last checked:
Listing updated:
Listed by:
Susan Ayers info@clickitrealty.com,
HomeZu
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4372189
Facts & features
Interior
Interior area
- Finished area below ground: 0
Property
Features
- On waterfront: Yes
- Waterfront features: Dock, Pier, Waterfront
- Body of water: Lake Norman
Lot
- Size: 0.64 Acres
- Features: Paved, Wooded
Details
- Parcel number: 4617045312370000
- Zoning: R-30
- Special conditions: Standard
Utilities & green energy
- Sewer: Septic Needed
- Water: Well Needed
Community & HOA
Community
- Subdivision: Somerset On Lake Norman
HOA
- Has HOA: Yes
- HOA fee: $250 annually
Location
- Region: Terrell
Financial & listing details
- Tax assessed value: $273,000
- Annual tax amount: $1,358
- Date on market: 4/20/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$1,663/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/20/2026 | Listed for sale | $549,900-4% |
Source:  Canopy MLS as distributed by MLS GRID #4372189 Report a problem | ||
| 11/23/2025 | Listing removed | $572,900 |
Source: Canopy MLS as distributed by MLS GRID #4262922 Report a problem | ||
| 9/12/2025 | Price change | $572,900-1.7% |
Source: Canopy MLS as distributed by MLS GRID #4262922 Report a problem | ||
| 8/19/2025 | Price change | $583,000-2.5% |
Source: Canopy MLS as distributed by MLS GRID #4262922 Report a problem | ||
| 5/22/2025 | Listed for sale | $598,000+36.3% |
Source: Canopy MLS as distributed by MLS GRID #4262922 Report a problem | ||
| 4/9/2025 | Sold | $438,750-12.1% |
Source: Canopy MLS as distributed by MLS GRID #4158176 Report a problem | ||
| 12/5/2024 | Price change | $499,000-12.3% |
Source: Canopy MLS as distributed by MLS GRID #4158176 Report a problem | ||
| 9/10/2024 | Price change | $569,000-1.7% |
Source: Canopy MLS as distributed by MLS GRID #4158176 Report a problem | ||
| 7/9/2024 | Listed for sale | $579,000+382.5% |
Source: Canopy MLS as distributed by MLS GRID #4158176 Report a problem | ||
| 7/16/2008 | Sold | $120,000 |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,358 +1% | $273,000 |
| 2024 | $1,345 +2.1% | $273,000 |
| 2023 | $1,317 -17.9% | $273,000 +20% |
| 2022 | $1,604 | $227,500 |
| 2021 | $1,604 | $227,500 |
| 2020 | $1,604 -2% | $227,500 |
| 2019 | $1,637 +14.3% | $227,500 +8.9% |
| 2018 | $1,432 | $209,000 |
| 2017 | $1,432 +14.3% | -- |
| 2016 | $1,252 | -- |
| 2015 | $1,252 | $209,000 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28682
Nearby schools
GreatSchools rating
- 7/10Sherrills Ford ElementaryGrades: K-6Distance: 2.8 mi
- 4/10Mill Creek MiddleGrades: 7-8Distance: 8.2 mi
- 8/10Bandys HighGrades: PK,9-12Distance: 7.7 mi
Schools provided by the listing agent
- Elementary: Sherrills Ford
- Middle: Mills Creek
- High: Bandys
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- North Carolina
- Catawba County
- Terrell
- 28682
- 3950 Granite St
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