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For sale
  • Price cut: $15K (6/16)
    $525,000

    396 Chickadee Court, Monticello, GA 31064

    3beds
    2,200sqft
    : 
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    Single Family Residence
    Built in 1990
    0.31 Acres Lot
    $504,500 Zestimate®
    $239/sqft
    $35/mo HOA

    What's special

    Wood-burning fireplaceWaterfront homeDetached two-car garageIncredible lake viewsCovered lakeside patioBeautifully terraced lot
    Experience lake living at its best with this waterfront home in the Turtle Cove community on Jackson Lake, offering direct walk-up access to the water and a private dock with two jet ski docks. Situated on a beautifully terraced lot, this property provides an ideal combination of relaxation, recreation, and incredible lake views. A landscaped walkway leads through the backyard terraces down to the water, while a paved golf cart path provides easy access from the home to the lake and dock. Inside, the main level features an open concept kitchen and living area centered around a wood-burning fireplace and a dramatic wall of windows overlooking Jackson Lake, filling the home with natural light and showcasing the waterfront setting. French doors open onto a massive covered deck, creating the perfect space for outdoor dining, entertaining, or simply enjoying peaceful lake views. The main floor includes two bedrooms and a full bathroom, offering comfortable living space for family and guests. The lower level provides additional flexible living space, currently configured as an open recreation area with French doors leading to a covered lakeside patio—an ideal spot for a future hot tub or outdoor lounge area. This level also includes an additional room that has been used as a bedroom along with a second full bathroom, creating great potential for a separate guest or second living area. A detached two-car garage provides excellent storage for vehicles, a boat, or lake toys. Above the garage is a large bonus room that could easily be transformed into a loft-style bedroom, guest suite, or studio space. Turtle Cove is one of the most popular communities on Jackson Lake, offering residents a wide range of amenities including a 9-hole golf course, clubhouse, swimming pool, tennis and pickleball courts, restaurant and lounge, private lake access, boat ramps, beaches, parks, playgrounds, and community events throughout the year. Jackson Lake is known for boating, fishing, kayaking, and year-round recreation, making this property an ideal choice for a primary residence, lake retreat, or second home. Conveniently located approximately one hour from Atlanta via I-20, this property also presents strong potential as a short-term rental investment when not being enjoyed by the owners. Come experience the lifestyle of waterfront living on Jackson Lake.
    91 days
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    1,034
    |
    71
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    Zillow last checked:

    Listing updated:

    Listed by:

    Greg Ozburn 404-409-9787,

    Coldwell Banker Upchurch Realty

    Source: Hive MLS,MLS#: CL351362MLS LogoOriginating MLS: Athens Area Association of REALTORS

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Double Oven, Dishwasher, Electric Water Heater, Oven, Range, Dryer, Refrigerator, Washer
      • Laundry: In Hall
      Features
      • Ceiling Fan(s), Kitchen Island, Main Level Primary
      • Basement: Bathroom,Daylight,Partially Finished,Walk-Out Access
      • Attic: Scuttle
      • Number of fireplaces: 1
      • Fireplace features: Factory Built, Living Room, Wood Burning
      Interior area
      • Total interior livable area: 2,200 sqft
      • Finished area above ground: 1,148
      • Finished area below ground: 1,100

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached
      • Garage spaces: 2
      Features
      • Stories: 1
      • Patio & porch: Covered, Patio, Deck, Wrap Around
      • Exterior features: Deck, Dock, Fire Pit
      • Pool features: Community
      • Has view: Yes
      • View description: Lake, Panoramic
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Beach Access
      • Body of water: Jackson Lake
      Lot
      • Size: 0.31 Acres
      • Features: Sloped
      • Topography: Sloping
      Details
      • Parcel number: 019E 188
      • Special conditions: Probate Listing
      • Other equipment: Satellite Dish

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Condition
      • Year built: 1990

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Shared Well
      • Utilities for property: Underground Utilities

      Community & HOA

      Community
      • Features: Beach, Boat Facilities, Clubhouse, Pool, Dock, Golf, Lake, Marina, Playground, Park, Tennis Court(s), Trails/Paths
      • Subdivision: Turtle Cove
      HOA
      • Has HOA: Yes
      • HOA fee: $415 annually
      • HOA name: Turtle Cove POA
      Location
      • Region: Monticello

      Financial & listing details

      • Price per square foot: $239/sqft
      • Tax assessed value: $483,100
      • Annual tax amount: $4,573
      • Date on market: 4/3/2026
      • Cumulative days on market: 91 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,1031 Exchange,FHA,VA Loan
      • Inclusions: Ceiling Fans, Dryer, Refrigerator, Satellite Dish, Washer
      • Ownership type: Estate

        Estimated market value

        $504,500

        $479,000 - $530,000

        $2,236/mo

        Price history

        DateEventPrice
        6/16/2026Price change$525,000-2.8%$239/sqft
        Source: GAMLS #10712935 Report a problem
        4/1/2026Listed for sale$540,000$245/sqft
        Source: GAMLS #10712935 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,573 -2.2%$193,240 +0.5%
        2024$4,674 +11.6%$192,216 +9.6%
        2023$4,188 -6.1%$175,456 +13.5%
        2022$4,462 +9.5%$154,576 +23.8%
        2021$4,074 +6.9%$124,816 +7%
        2020$3,810 -1.4%$116,616 +9.2%
        2019$3,865 -2%$106,824
        2018$3,943 +2%$106,824 +8.1%
        2017$3,865 +14.5%$98,864 +2.4%
        2016$3,376 $96,584 +2.7%
        2015$3,376 -0.4%$94,064 +2.4%
        2014$3,390 $91,904
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        2009-- $124,464
        2008-- $124,464
        2007-- $124,464 +17.6%
        2006-- $105,824
        2005-- $105,824
        2004-- $105,824

        Find assessor info on the county website

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 31064

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