Skip main navigation
For sale
    • $399,000

    3960 Guernsey Bnd, Saint Cloud, FL 34769

    4beds
    1,950sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 2021
    7,405 Square Feet Lot
    $397,300 Zestimate®
    $205/sqft
    $98/mo HOA

    What's special

    Peaceful water viewElegant quartz countertopsGenerous primary suiteModern open-concept kitchenNatural lightFunctional spaces for gatheringsAbundant cabinetry
    Come to a property where design, comfort, and future value come together in one of Central Florida’s strongest growth markets. This beautifully maintained residence features 4 spacious bedrooms, ideal for families, multigenerational living, or creating the perfect home office environment for today’s professional lifestyle. The heart of the home is a modern open-concept kitchen with elegant quartz countertops, abundant cabinetry, and seamless flow into the living and dining areas — perfect for entertaining, hosting, and everyday enjoyment. Wake up and unwind with a peaceful water view, providing privacy, natural light, and that premium touch buyers are searching for. Additional highlights buyers will love: Open layout with excellent natural light, Generous primary suite functional spaces for gatherings, Move-in ready condition, Located in a high-demand residential corridor Positioned in St. Cloud, you benefit from proximity to Lake Nona, Orlando’s employment expansion, medical and technology growth, while enjoying a quieter residential environment. This is where families upgrade their quality of life and investors secure tomorrow’s appreciation. Smart buyers follow growth. Great buyers arrive early. Schedule your private tour today.
    157 days
    |
    154
    |
    19
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Alejandro Rodriguez 407-627-7621,

    AROD PARTNERS REALTY 407-627-7621,

    Geinnessis Martinez 321-960-7118,

    AROD PARTNERS REALTY

    Source: Stellar MLS,MLS#: S5142708MLS LogoOriginating MLS: Osceola

    Loading...

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Family Room, Utility Room
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 221 Square Feet
      • Dimensions: 13x17
      Bedroom 2
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Bedroom 3
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 100 Square Feet
      • Dimensions: 10x10
      Bedroom 4
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Dinette
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Great room
      • Level: First
      • Area: 322 Square Feet
      • Dimensions: 14x23
      Kitchen
      • Level: First
      • Area: 143 Square Feet
      • Dimensions: 11x13
      Heating
      • Central, Solar
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
      • Laundry: Inside
      Features
      • In Wall Pest System, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile
      • Doors: Sliding Doors
      • Windows: Blinds
      • Has fireplace: No
      Interior area
      • Total structure area: 2,390
      • Total interior livable area: 1,950 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 19x21
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Porch
      • Exterior features: Irrigation System
      • Has view: Yes
      • View description: Trees/Woods
      Lot
      • Size: 7,405 Square Feet
      • Features: In County
      Details
      • Parcel number: 132630011700010020
      • Zoning: P-D
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Association Recreation - Owned, Irrigation-Reclaimed Water, Park, Playground, Pool
      • Pet fee: $0 monthly
      • Subdivision: OLD HICKORY 50S
      HOA
      • Has HOA: Yes
      • Amenities included: Park, Playground, Pool
      • Services included: Maintenance Grounds
      • HOA fee: $98 monthly
      • HOA name: Icon Management/Valerie D'Ambrosio
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $205/sqft
      • Tax assessed value: $348,300
      • Annual tax amount: $6,500
      • Date on market: 2/11/2026
      • Cumulative days on market: 144 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        $397,300

        $377,000 - $417,000

        $2,196/mo

        Price history

        DateEventPrice
        6/12/2026Listed for sale$399,000$205/sqft
        Source: Stellar MLS #S5142708 Report a problem
        6/4/2026Pending sale$399,000$205/sqft
        Source: Stellar MLS #S5142708 Report a problem
        4/13/2026Price change$399,000-3.9%$205/sqft
        Source: Stellar MLS #S5142708 Report a problem
        2/11/2026Listed for sale$415,000+34.8%$213/sqft
        Source: Stellar MLS #S5142708 Report a problem
        5/24/2021Sold$307,900$158/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,518 +2.4%$348,300 +1.1%
        2024$6,364 +1.8%$344,500 +6.5%
        2023$6,254 +4.2%$323,600 +18.7%
        2022$6,004 +116.9%$272,700 +395.8%
        2021$2,768 +645.4%$55,000 +175%
        2020$371 $20,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 34769

        Getting around

        0 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hickory Tree Elem
        • Middle: St. Cloud Middle (6-8)
        • High: Harmony High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby neighborhoods

              Nearby zip codes

              Other Saint Cloud Topics

                Search
                Updates
                Favorites
                Plan
                Inbox