Active

Price cut: $5K (6/27)

$64,900

39672 Utopia Bay Ln, Waubun, MN 56589

--beds

--baths

6,098Square Feet

Unimproved Land

Built in ----

6,098 Square Feet Lot

$-- Zestimate^®

$--/sqft

$88/mo HOA

What's special

Shared docksNearby trails

Priced below the county’s estimated market value—an incredible opportunity to get into lake country. This buildable lot in this YEAR ROUND Dream Association offers easy, low-maintenance living with lawn care and snow removal handled for you. Enjoy Elbow Lake with a sandy beach, shared docks, and 64 acres of trails right out your door. Fish, boat, swim, or relax—then explore nearby trails, public land, restaurants, golf, Park Rapids, and Itasca State Park. Plenty of room for trailers and future storage. Buy smart and start enjoying lake life.

107 days

226

1

Facts & features

Interior

Features

Has basement: No

Video & virtual tour

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Property

Features

Waterfront features: Association Access

Lot

Size: 6,098 Square Feet
Topography: Level

Details

Parcel number: 250555515
Zoning description: Lot

Utilities & green energy

Utilities for property: None Connected, Shared Septic Available, Shared Well Available

Community & HOA

Community

Features: No
Subdivision: Oxbow Beach Club

HOA

Has HOA: Yes
Services included: Beach Access, Lawn Care, Snow Removal
HOA fee: $1,050 annually
HOA name: George Windus
HOA phone: 701-361-0597

Location

Region: Waubun

Financial & listing details

Tax assessed value: $75,600
Annual tax amount: $368
Date on market: 4/10/2026
Inclusions: Dock

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/27/2026	Price change	$64,900-7.2%
Source: NorthstarMLS as distributed by MLS GRID #7050343 Report a problem
4/10/2026	Listed for sale	$69,900
Source: NorthstarMLS as distributed by MLS GRID #7050343 Report a problem
8/8/2025	Listing removed	$69,900
Source: NorthstarMLS as distributed by MLS GRID #6689942 Report a problem
5/22/2025	Price change	$69,900-10.4%
Source: NorthstarMLS as distributed by MLS GRID #6689942 Report a problem
3/24/2025	Listed for sale	$78,000
Source: NorthstarMLS as distributed by MLS GRID #6689942 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$364 +127.5%	$75,600 +3.7%
2024	$160 +12.7%	$72,900 +139.8%
2023	$142 +16.4%	$30,400 +25.6%
2022	$122 +7%	$24,200 +36%
2021	$114 -5%	$17,800 +9.9%
2020	$120 -6.3%	$16,200
2019	$128	$16,200 -9%
2018	$128 -1.5%	$17,800
2017	$130 -1.5%	$17,800
2016	$132 -1.5%	$17,800
2015	$134 -4.3%	$17,800 -15.2%
2014	$140	$21,000

Find assessor info on the county website

Monthly payment

Estimated monthly payment$1,822

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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