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  • $715,000

    39W228 Hilltop Dr, Saint Charles, IL 60175

    5beds
    2,975sqft
    Single Family Residence
    Built in 1994
    1.17 Acres Lot
    $721,400 Zestimate®
    $240/sqft
    $3,462 Estimated rent

    Home value

    $721,400

    $649,000 - $801,000

    $3,462/mo

    Zestimate® history
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    What's special

    New skylightsExpansive backyard deckWelcoming front porchConvenient first-floor laundry roomBrick and vinyl colonialTile backsplashWalkout basement
    Set on a beautifully landscaped 1.17-acre corner lot in the sought-after Arbor Creek neighborhood of St. Charles, this one-owner 5 bedroom, 4 bath brick and vinyl Colonial offers the perfect blend of space, privacy, and convenience just minutes from downtown. A welcoming front porch, 3-car sideload garage, expansive backyard deck, and walkout basement create an ideal setting for both everyday living and entertaining. Inside, hardwood flooring throughout most of the main level, highlights a thoughtfully designed layout featuring 9' ceilings, a living room with French doors, a formal dining room with a dramatic cathedral ceiling, and a spacious family room anchored by a floor-to-ceiling masonry fireplace. The eat-in kitchen is equipped with quartz countertops, stainless steel appliances including a newer dishwasher, tile backsplash, and a bright breakfast room with slider to the deck, plus wiring in place for a wine cooler. A versatile first-floor office or 5th bedroom with built-in bookshelves sits adjacent to a full bath, along with a convenient first-floor laundry room. Upstairs, four generously sized bedrooms include the primary suite with a walk-in closet and a deluxe private bath featuring a double bowl vanity, whirlpool tub, and updated shower. Both upstairs bathrooms offer instant on hot water. The finished walkout basement expands your living space with a large rec room and full bath, with potential to add a patio at the walkout level. Major updates include a new roof in 2022, fresh exterior paint, and HVAC in 2015, along with new skylights. Additional features include a whole-house water filtration system, industrial-grade HEPA filter, basement freezer, 800-foot well, and zoning that allows for a future pool. Enjoy the rare combination of large-lot privacy and proximity to schools, including the nearby elementary school, all within one of St. Charles' most desirable communities. *Room sizes are approximate.

    Zillow last checked:

    Listing updated:

    Listed by:

    Matthew Kombrink, GRI,SFR 630-803-8444,

    One Source Realty,

    Shannon Bowman,

    One Source Realty

    Bought with:

    Kathy Metzger

    Charles Rutenberg Realty of IL

    Source: MRED as distributed by MLS GRID,MLS#: 12598516MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 4
    • Full bathrooms: 4
    Rooms
    • Room types: Bedroom 5, Eating Area, Recreation Room, Foyer
    Primary bedroom
    • Features: Flooring (Carpet), Window Treatments (All), Bathroom (Full)
    • Level: Second
    • Area: 323 Square Feet
    • Dimensions: 19X17
    Bedroom 2
    • Features: Flooring (Carpet), Window Treatments (All)
    • Level: Second
    • Area: 196 Square Feet
    • Dimensions: 14X14
    Bedroom 3
    • Features: Flooring (Carpet), Window Treatments (All)
    • Level: Second
    • Area: 156 Square Feet
    • Dimensions: 13X12
    Bedroom 4
    • Features: Flooring (Carpet), Window Treatments (All)
    • Level: Second
    • Area: 196 Square Feet
    • Dimensions: 14X14
    Bedroom 5
    • Features: Flooring (Hardwood), Window Treatments (All)
    • Level: Main
    • Area: 196 Square Feet
    • Dimensions: 14X14
    Dining room
    • Features: Flooring (Hardwood), Window Treatments (All)
    • Level: Main
    • Area: 221 Square Feet
    • Dimensions: 17X13
    Eating area
    • Features: Flooring (Ceramic Tile), Window Treatments (All)
    • Level: Main
    • Area: 156 Square Feet
    • Dimensions: 13X12
    Family room
    • Features: Flooring (Hardwood), Window Treatments (All)
    • Level: Main
    • Area: 304 Square Feet
    • Dimensions: 19X16
    Foyer
    • Features: Flooring (Hardwood), Window Treatments (All)
    • Level: Main
    • Area: 130 Square Feet
    • Dimensions: 13X10
    Kitchen
    • Features: Kitchen (Eating Area-Table Space), Flooring (Ceramic Tile), Window Treatments (All)
    • Level: Main
    • Area: 208 Square Feet
    • Dimensions: 16X13
    Living room
    • Features: Flooring (Hardwood), Window Treatments (All)
    • Level: Main
    • Area: 238 Square Feet
    • Dimensions: 17X14
    Recreation room
    • Features: Flooring (Carpet), Window Treatments (All)
    • Level: Basement
    • Area: 1440 Square Feet
    • Dimensions: 40X36
    Heating
    • Natural Gas, Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Range, Microwave, Dishwasher, Refrigerator, Stainless Steel Appliance(s), Humidifier
    • Laundry: Main Level
    Features
    • Cathedral Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s)
    • Flooring: Hardwood
    • Windows: Screens, Skylight(s)
    • Basement: Finished,Exterior Entry,Full,Walk-Out Access
    • Number of fireplaces: 1
    • Fireplace features: Family Room
    Interior area
    • Total structure area: 0
    • Total interior livable area: 2,975 sqft

    Property

    Parking
    • Total spaces: 3
    • Parking features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: No Disability Access
    Features
    • Stories: 2
    • Patio & porch: Deck
    Lot
    • Size: 1.17 Acres
    • Features: Corner Lot, Landscaped
    Details
    • Parcel number: 0825276002
    • Special conditions: None
    • Other equipment: Water-Softener Owned, Ceiling Fan(s), Sump Pump, Electronic Air Filters

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Colonial
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding, Brick
    • Roof: Asphalt
    Condition
    • New construction: No
    • Year built: 1994

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Well

    Community & HOA

    Community
    • Features: Street Paved
    • Security: Carbon Monoxide Detector(s)
    • Subdivision: Arbor Creek
    HOA
    • Has HOA: Yes
    • Services included: Other
    • HOA fee: $550 annually
    Location
    • Region: Saint Charles

    Financial & listing details

    • Price per square foot: $240/sqft
    • Tax assessed value: $592,206
    • Annual tax amount: $11,990
    • Date on market: 3/22/2026
    • Listing terms: Conventional
    • Ownership: Fee Simple

    Price history

    DateEventPrice
    4/23/2026Sold$715,000+0.7%$240/sqft
    Source: MRED as distributed by MLS GRID #12598516 Report a problem
    3/26/2026Contingent$709,900$239/sqft
    Source: MRED as distributed by MLS GRID #12598516 Report a problem
    3/22/2026Listed for sale$709,900+152.6%$239/sqft
    Source: MRED as distributed by MLS GRID #12598516 Report a problem
    10/3/1994Sold$281,000$94/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$11,990 +2.8%$197,402 +11.9%
    2023$11,660 +3.8%$176,488 +9.8%
    2022$11,236 +3%$160,809 +5.9%
    2021$10,912 +0.2%$151,836 +1.5%
    2020$10,896 +1.3%$149,651 +1.5%
    2019$10,760 +0.1%$147,454
    2018$10,744 +0.9%$147,454 +1.5%
    2017$10,650 -9.9%$145,290 +2.6%
    2016$11,824 $141,622 +2.8%
    2015-- $137,711 +5.4%
    2014-- $130,635 -1.7%
    2013-- $132,827 -4.7%
    2012-- $139,436 -5.8%
    2011-- $148,005 -6.5%
    2010-- $158,333 -6.9%
    2009-- $170,013 -6.1%
    2008-- $181,017 +1.9%
    2007-- $177,680 +6.1%
    2006-- $167,496 +6.4%
    2005-- $157,495 +4.9%
    2004-- $150,081 +4.7%
    2003-- $143,330 +1.3%
    2002-- $141,560 +19.8%
    2001-- $118,185 +4.8%
    2000-- $112,761
    Find assessor info on the county website

    Neighborhood: 60175

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Bell-Graham Elementary School
    • Middle: Thompson Middle School
    • High: St Charles East High School
    • District: 303

    Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $721,400
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $721,400