Sellers offering buyer $10,000 credit at closing! Luxury living in a GORGEOUS GEM in Lake Monticello! Custom-built, well-loved and meticulously maintained by one family. Relax and entertain in this all brick 5 bed/3 bath home on a private .67-acre lot at the end of the cul-de-sac. A welcoming foyer greets you before you step into the spacious living room with stone gas fireplace and door to the massive deck complete with gas line for grill, pergola and stairs to fire pit and lush grounds. The renovated eat-in kitchen is functional and warm with upgrades including painted cabinets, new hardware and hood/vent, new lighting and pantry barndoor. Adjacent sunlit dining room with fresh paint and new chandelier. The large primary en suite is cozy and private, and there is a separate wing with two bedrooms and completely remodeled bathroom. The fully finished basement will WOW you with rec room, bar, two additional bedrooms, stunning bathroom with heated floor, office and utility/storage room. No detail or expense was spared in the lower level with built-in bookcases, built-in bar cabinetry, windows, separate entrance, and 3 mini splits. Heated detached garage. Do not miss the small bridge crossing the creek to the back of the property!
Active
Price cut: $15K (6/14)
$634,000
4 Gum Ct, Palmyra, VA 22963
5beds
3,858sqft
Single Family Residence
Built in 1997
0.67 Acres Lot
$618,700 Zestimate®
$164/sqft
$122/mo HOA
What's special
- 40 days |
- 651 |
- 32 |
Zillow last checked:
Listing updated:
Listed by:
PAULA JOHNSON 434-466-4622,
RE/MAX COMMONWEALTH
Source: CAAR,MLS#: 677768
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bathroom, Bedroom, Dining Room, Full Bath, Foyer, Kitchen, Laundry, Living Room, Office, Recreation, Utility Room
Primary bedroom
- Level: First
Bedroom
- Level: Third
Bedroom
- Level: First
Bedroom
- Level: Basement
Primary bathroom
- Level: First
Bathroom
- Level: First
Bathroom
- Level: Basement
Dining room
- Level: First
Foyer
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Office
- Level: Basement
Recreation
- Level: Basement
Utility room
- Level: Basement
Heating
- Central, Dual System, Heat Pump, Propane, Multi-Fuel
Cooling
- Central Air, Ductless
Appliances
- Included: Dishwasher, Gas Cooktop, Disposal, Gas Range, Refrigerator
Features
- Primary Downstairs, Entrance Foyer, Eat-in Kitchen, Home Office, Utility Room
- Basement: Exterior Entry,Full,Finished,Heated,Interior Entry
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 4,952
- Total interior livable area: 3,858 sqft
- Finished area above ground: 2,014
- Finished area below ground: 1,844
Property
Parking
- Total spaces: 3
- Parking features: Attached, Detached, Electricity, Garage, Garage Door Opener, Oversized, Garage Faces Side
- Attached garage spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
Lot
- Size: 0.67 Acres
Details
- Parcel number: 18A 5 168
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Stick Built
- Foundation: Block
Condition
- New construction: No
- Year built: 1997
Utilities & green energy
- Sewer: Community/Coop Sewer
- Water: Community/Coop
- Utilities for property: Cable Available, Fiber Optic Available
Community & HOA
Community
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: None, Beach Rights
- Services included: Association Management, Boat Ramp, Common Area Maintenance, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
- HOA fee: $122 monthly
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $164/sqft
- Tax assessed value: $341,500
- Annual tax amount: $3,229
- Date on market: 5/29/2026
- Cumulative days on market: 41 days
- Exclusions: Basement - Kegerator, Coca-Cola fridge, freezer in utility room, utility room shelves. Detached garage - Work bench, air compressor, some shelves.
Paula B. Johnson
(434) 466-4622
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Estimated market value
$618,700
$588,000 - $650,000
$3,242/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/14/2026 | Price change | $634,000-2.3%$164/sqft |
Source:  CAAR #677768 Report a problem | ||
| 5/29/2026 | Listed for sale | $649,000$168/sqft |
Source: CAAR #677768 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,882 | $341,500 |
| 2023 | $2,882 | $341,500 +18.6% |
| 2022 | -- | $287,900 |
| 2021 | -- | $287,900 +5.3% |
| 2020 | -- | $273,500 +16.1% |
| 2018 | $1,969 | $235,600 |
| 2017 | $1,969 | $235,600 +2.1% |
| 2016 | $1,969 | $230,700 |
| 2015 | $1,969 +10.7% | $230,700 +3.1% |
| 2014 | $1,778 -1% | $223,700 |
| 2013 | $1,797 | $223,700 -29.1% |
| 2012 | -- | $315,300 |
| 2011 | $1,703 | $315,300 |
| 2010 | -- | $315,300 |
| 2009 | -- | $315,300 |
| 2008 | -- | $315,300 |
| 2007 | -- | $315,300 +12.9% |
| 2006 | -- | $279,200 |
| 2005 | -- | $279,200 +44% |
| 2004 | -- | $193,900 |
| 2003 | -- | $193,900 |
| 2002 | -- | $193,900 +22.6% |
| 2001 | $1,123 | $158,200 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 8.2 mi
- 5/10Fluvanna County High SchoolGrades: 8-12Distance: 4.4 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 8.2 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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