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  • Listing Provided by: Century 21 Advantage
    Bought with: eXp Realty
    $430,000

    4 Shady Oak Ln, Waterloo, IL 62298

    3beds
    2,190sqft
    Single Family Residence
    Built in 1988
    1.03 Acres Lot
    $430,000 Zestimate®
    $196/sqft
    $2,738 Estimated rent

    Home value

    $430,000

    $404,000 - $456,000

    $2,738/mo

    Zestimate® history
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    What's special

    Brick fireplaceFenced yardThree spacious bedroomsTwo en-suite bathroomsBrand new detached outbuildingBreakfast nookGenerous deck
    Car enthusiasts, hobbyists, or anyone needing serious storage and workspace THIS IS THE HOME FOR YOU!!! The property offers an attached 2-car garage plus a brand new detached outbuilding. The outbuilding features 12’ ceilings, parking for up to four additional vehicles, and abundant storage making this a rare and highly functional offering. Set on a private, wooded 1.03-acre lot, this 3 bedroom, 3 bathroom home blends peaceful surroundings with thoughtful design. Inside, the family room features vaulted ceilings, exposed wood beams, and a brick fireplace, creating a warm and inviting atmosphere. The kitchen includes solid surface countertops, a breakfast nook, and built-in workspace, while the sunroom extends the living area and provides serene, year-round views. Three spacious bedrooms offer comfort and privacy, with two en-suite bathrooms. The lower level adds versatility with a bonus room and a third full bath, ideal for guests, recreation, or a home office. Outdoor living is enhanced by a generous deck and fenced yard, perfect for entertaining or enjoying the tranquil setting. Additional highlights include new carpet (2024), a new half-circle three-row concrete driveway, and a water softener that stays with the home. For added value and peace of mind, the seller is offering a home warranty through CHW. A detailed features sheet is available in the supplements. A quiet retreat with unmatched garage capabilities, this property is truly one of a kind.

    Zillow last checked:

    Listing updated:

    Listing Provided by:

    Linda R Frierdich 618-281-7621,

    Century 21 Advantage

    Bought with:

    Monica Schmidt, 475172686

    eXp Realty

    Source: MARIS,MLS#: 25073869MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 3
    • Main level bathrooms: 2
    • Main level bedrooms: 3
    Primary bedroom
    • Features: Floor Covering: Carpeting
    • Level: Main
    Bedroom 2
    • Features: Floor Covering: Carpeting
    • Level: Main
    Bedroom 3
    • Features: Floor Covering: Carpeting
    • Level: Main
    Primary bathroom
    • Features: Floor Covering: Ceramic Tile
    • Level: Main
    Bathroom 2
    • Features: Floor Covering: Ceramic Tile
    • Level: Main
    Bathroom 3
    • Features: Floor Covering: Concrete
    • Level: Lower
    Breakfast room
    • Features: Floor Covering: Ceramic Tile
    • Level: Main
    Dining room
    • Features: Floor Covering: Carpeting
    • Level: Main
    Family room
    • Features: Floor Covering: Carpeting
    • Level: Main
    Kitchen
    • Features: Floor Covering: Ceramic Tile
    • Level: Main
    Laundry
    • Features: Floor Covering: Ceramic Tile
    • Level: Main
    Sunroom
    • Features: Floor Covering: Carpeting
    • Level: Main
    Heating
    • Forced Air, Propane
    Cooling
    • Ceiling Fan(s), Central Air, Electric
    Appliances
    • Laundry: Main Level
    Features
    • Beamed Ceilings, Ceiling Fan(s), Separate Dining, Vaulted Ceiling(s)
    • Doors: French Doors, Storm Door(s)
    • Basement: Crawl Space
    • Number of fireplaces: 1
    • Fireplace features: Family Room, Wood Burning
    Interior area
    • Total structure area: 2,190
    • Total interior livable area: 2,190 sqft
    • Finished area above ground: 2,190

    Property

    Parking
    • Total spaces: 4
    • Parking features: Additional Parking, Attached, Detached, Driveway, Garage, Garage Faces Front
    • Attached garage spaces: 4
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Patio & porch: Deck
    • Pool features: None
    • Fencing: Fenced
    Lot
    • Size: 1.03 Acres
    • Features: Adjoins Wooded Area, Wooded
    Details
    • Additional structures: Garage(s)
    • Parcel number: 0735333025000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Brick
    Condition
    • Year built: 1988

    Utilities & green energy

    • Electric: Ameren
    • Sewer: Aerobic Septic
    • Water: Public

    Community & neighborhood

    Security
    • Security features: Smoke Detector(s)
    Location
    • Region: Waterloo
    • Subdivision: West Lake Estates Ph 1

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $38 monthly
    • Amenities included: Other
    • Services included: Common Area Maintenance
    • Association name: West Lake Estates

    Other

    Other facts
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Private
    • Road surface type: Chip And Seal

    Price history

    DateEventPrice
    5/22/2026Sold$430,000-8.5%$196/sqft
    Source: MARIS #25073869 Report a problem
    5/22/2026Pending sale$470,000$215/sqft
    Source: MARIS #25073869 Report a problem
    4/27/2026Contingent$470,000$215/sqft
    Source: MARIS #25073869 Report a problem
    4/13/2026Price change$470,000-2.1%$215/sqft
    Source: MARIS #25073869 Report a problem
    3/25/2026Price change$480,000-1%$219/sqft
    Source: MARIS #25073869 Report a problem
    3/16/2026Price change$485,000-2%$221/sqft
    Source: MARIS #25073869 Report a problem
    2/23/2026Price change$495,000-2%$226/sqft
    Source: MARIS #25073869 Report a problem
    2/13/2026Price change$505,000-2.9%$231/sqft
    Source: MARIS #25073869 Report a problem
    11/21/2025Price change$520,000-1.9%$237/sqft
    Source: MARIS #25073869 Report a problem
    11/18/2025Price change$529,900-2.8%$242/sqft
    Source: MARIS #25073869 Report a problem
    11/4/2025Listed for sale$545,000+2.8%$249/sqft
    Source: MARIS #25073869 Report a problem
    10/30/2025Listing removed--
    Source: Owner Report a problem
    10/13/2025Price change$529,900-2.8%$242/sqft
    Source: Owner Report a problem
    9/29/2025Listed for sale$545,000+29.8%$249/sqft
    Source: Owner Report a problem
    12/26/2023Sold$420,000-2.1%$192/sqft
    Source: MARIS #23066725 Report a problem
    12/21/2023Pending sale$429,000$196/sqft
    Source: MARIS #23066725 Report a problem
    12/1/2023Contingent$429,000$196/sqft
    Source: MARIS #23066725 Report a problem
    11/25/2023Listed for sale$429,000+10%$196/sqft
    Source: MARIS #23066725 Report a problem
    8/1/2022Sold$390,000-2.3%$178/sqft
    Source: Public Record Report a problem
    7/29/2022Pending sale$399,000$182/sqft
    Source: MARIS #22039252 Report a problem
    6/28/2022Contingent$399,000$182/sqft
    Source: MARIS #22039252 Report a problem
    6/27/2022Pending sale$399,000$182/sqft
    Source: RMLS Alliance as distributed by MLS GRID #EB445104 Report a problem
    6/23/2022Listed for sale$399,000-0.2%$182/sqft
    Source: MARIS #22039252 Report a problem
    6/15/2022Listing removed--
    Source: Owner Report a problem
    6/4/2022Price change$399,900-2.5%$183/sqft
    Source: Owner Report a problem
    5/18/2022Listed for sale$410,000$187/sqft
    Source: Owner Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$7,135 +13.1%$119,820 +12.5%
    2023$6,311 +30.3%$106,510 +22.4%
    2022$4,843 $87,000
    2021-- $87,000
    2020-- $87,000
    2019-- $87,000 +14.1%
    2018$4,421 $76,270 -1.8%
    2017$4,421 $77,642 +1.8%
    2016$4,421 +2.1%$76,270 -5%
    2015$4,331 +73.9%$80,260 +60.5%
    2014$2,490 $50,000
    2012$2,490 $50,000
    2011-- $50,000 -24.2%
    2010-- $66,000
    2009-- $66,000
    2008-- $66,000 -18.7%
    2007-- $81,200

    Find assessor info on the county website

    Neighborhood: 62298

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Waterloo Dist 5
    • Middle: Waterloo Dist 5
    • High: Waterloo

    Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $430,000
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $430,000