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For sale
    • Price cut: $3.6K (7/21)
    $345,900

    4 Spencer Ct, Fort Walton Beach, FL 32547

    4beds
    1,404sqft
    : 
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    Single Family Residence
    Built in 1959
    0.49 Acres Lot
    $-- Zestimate®
    $246/sqft
    $-- HOA

    What's special

    Completely remodeledBeautiful inground poolOutdoor living spaceFenced in backyardVinyl plank flooring
    This charming home is ''COMING SOON'' and will be available for showings on 6/15/26. This 4/2 home is completely remodeled with vinyl plank flooring in 2025, carpet in all 3 bedrooms are less than 3 yrs old, kitchen appliances are around 4 years old, window screens have just been replaced and a brand new metal roof was installed May of 2026. This home is nestled on almost a half acre on a cul-de-sac with a fenced in backyard and a beautiful inground pool. The master bedroom has an ultra convenient cabana bath that leads to the pool and outdoor living space. hat more do you need? Come check out this great little gem before its gone! Buyer to verify all measurements
    38 days
    |
    1,267
    |
    133
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Christina Couto 850-737-4560,

    COLDWELL BANKER REALTY

    Source: Navarre Area BOR,MLS#: 1004532MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Area: 225
      • Dimensions: 15 x 15
      Bedroom
      • Level: First
      • Area: 120
      • Dimensions: 12 x 10
      Bedroom
      • Level: First
      • Area: 168
      • Dimensions: 12 x 14
      Dining area
      • Level: First
      • Area: 80
      • Dimensions: 8 x 10
      Kitchen
      • Level: First
      • Area: 216
      • Dimensions: 9 x 24
      Living room
      • Level: First
      • Area: 900
      • Dimensions: 30 x 30
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Refrigerator, Washer
      • Laundry: Washer/Dryer Hookup
      Features
      • Flooring: Vinyl
      Interior area
      • Total structure area: 1,404
      • Total interior livable area: 1,404 sqft

      Property

      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio Open, Porch
      • Exterior features: Private Yard, Yard Building
      • Pool features: In Ground
      • Fencing: Chain Link
      Lot
      • Size: 0.49 Acres
      • Dimensions: 57 x 121 x 167 x 107 x 123
      • Features: Cul-De-Sac, Interior Lot
      Details
      • Parcel number: 022S24100300080060
      • Zoning: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Roof: Metal
      Condition
      • Construction Complete
      • Year built: 1959

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Subdivision: GARNIERS BEACH 3RD
      Location
      • Region: Fort Walton Beach

      Financial & listing details

      • Price per square foot: $246/sqft
      • Tax assessed value: $256,513
      • Annual tax amount: $3,146
      • Date on market: 6/15/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/21/2026Price change$345,900-1%$246/sqft
        Source: Navarre Area BOR #1004532 Report a problem
        6/29/2026Price change$349,500-1.5%$249/sqft
        Source: Navarre Area BOR #1004532 Report a problem
        6/15/2026Listed for sale$354,900-12.4%$253/sqft
        Source: Navarre Area BOR #1004532 Report a problem
        4/20/2026Listing removed$2,800$2/sqft
        Source: Zillow Rentals Report a problem
        4/14/2026Listed for rent$2,800$2/sqft
        Source: Zillow Rentals Report a problem
        8/22/2024Listing removed--
        Source: Navarre Area BOR #955404 Report a problem
        7/24/2024Listed for sale$405,000+55.2%$288/sqft
        Source: Navarre Area BOR #955404 Report a problem
        6/8/2020Sold$260,900-3.3%$186/sqft
        Source: ECAOR #845167 Report a problem
        5/7/2020Pending sale$269,900$192/sqft
        Source: ERA American Real Estate #845167 Report a problem
        4/29/2020Price change$269,900-3.2%$192/sqft
        Source: ERA American Real Estate #845167 Report a problem
        4/24/2020Listed for sale$278,900+97%$199/sqft
        Source: ERA American Real Estate #845167 Report a problem
        2/21/2020Sold$141,590+9%$101/sqft
        Source: ECAOR #838638 Report a problem
        1/21/2020Listed for sale$129,850+397.5%$92/sqft
        Source: All Florida Property Group Inc #838638 Report a problem
        9/12/2019Sold$26,100$19/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,147 +5.8%$256,513 +7.5%
        2024$2,974 +7.6%$238,575 +0.5%
        2023$2,763 +7.7%$237,374 +7.3%
        2022$2,565 +14%$221,317 +26.4%
        2021$2,251 +39.1%$175,133 +40.1%
        2020$1,618 +6.2%$125,005 +7.6%
        2019$1,524 +4.4%$116,190 +5.6%
        2018$1,461 $110,023 +4.9%
        2017$1,461 +4.5%$104,864 +3.6%
        2016$1,398 +4.2%$101,202 +5.7%
        2015$1,341 +4.1%$95,785 +5.7%
        2014$1,288 $90,650 +2.4%
        2013-- $88,541 +1%
        2012-- $87,682 +17.3%
        2011-- $74,754 +1.5%
        2010-- $73,649 +2.7%
        2009-- $71,713 +0.1%
        2008-- $71,641 +3%
        2007-- $69,554 +2.5%
        2006-- $67,858 +3%
        2005-- $65,882 +3%
        2004-- $63,963 +1.9%
        2003-- $62,770 +2.4%
        2002-- $61,299 +1.6%
        2001-- $60,334
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Ocean City

        Getting around

        32 / 100
        Car-Dependent
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Wright
        • Middle: Pryor
        • High: Choctawhatchee

        Source: Navarre Area BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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