Take advantage of a rare opportunity to assume a 3.37% VA loan and enjoy significantly lower monthly payments in today’s market. Nestled on a private, wooded one-acre corner lot in La Plata, this property offers the space, flexibility, and freedom that today’s buyers are actively searching for—without HOA restrictions. Perfectly positioned for military and government commuters, the home is within 30 miles of PAX River Naval Air Station, Indian Head, NSF Dahlgren, Joint Base Andrews, and Washington, DC, making it an ideal choice for relocation or long-term convenience. This home blends peaceful surroundings with everyday practicality, featuring a large, fenced backyard, patio access, and plenty of room to create your own outdoor retreat with space for entertaining, gardening, or future additions like a pool or firepit. The extended driveway accommodates seven or more vehicles with ease, and the oversized two-car garage currently functions as a workshop, offering incredible versatility for contractors, hobbyists, small business owners, or anyone needing dedicated workspace for tools, projects, or storage. Inside, the flexible layout is designed for modern living, with two main-level bedrooms that can serve as guest rooms, a home office, gym, or multigenerational living space. The mudroom and laundry area provide convenient access to the backyard, adding to the home’s functionality. Upstairs, you’ll find a bright and spacious living area with hardwood floors, a dining space, a sun-filled den with windows on three sides, a kitchen with new appliances, and three additional bedrooms including the primary. Located just minutes from shopping, schools, dining, Charles County Government offices, and the regional hospital, this home offers the perfect balance of privacy and accessibility. With room to grow, space for your lifestyle, and the added value of an assumable low-rate VA loan, this property presents a unique opportunity to customize, build equity, and enjoy everything La Plata has to offer.
For sale
Price cut: $19K (6/25)
$450,000
4 Walnut Hill Rd, La Plata, MD 20646
5beds
2,760sqft
:
Get pre-qualified$2,989/mo
Single Family Residence
Built in 1964
1 Acres Lot
$450,000 Zestimate®
$163/sqft
$-- HOA
What's special
Dining spacePatio accessLarge fenced backyardKitchen with new appliancesTwo main-level bedrooms
- 137 days |
- 1,000 |
- 47 |
Zillow last checked:
Listing updated:
Listed by:
Jane Berardi 240-481-9079,
Coldwell Banker Realty 301-718-0010
Source: Bright MLS,MLS#: MDCH2051696
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Basement
- Area: 0
Heating
- Central, Oil
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Oven/Range - Electric, Refrigerator, Washer, Electric Water Heater
- Laundry: Main Level
Features
- Attic, Attic/House Fan, Ceiling Fan(s), Combination Dining/Living, Entry Level Bedroom, Eat-in Kitchen, Kitchen - Table Space, Primary Bath(s)
- Flooring: Hardwood, Carpet, Wood
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 2,760
- Total interior livable area: 2,760 sqft
- Finished area above ground: 2,760
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 9
- Parking features: Garage Door Opener, Detached, Driveway, On Street
- Garage spaces: 2
- Uncovered spaces: 7
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Exterior features: Satellite Dish
- Pool features: None
Lot
- Size: 1 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0901006665
- Zoning: R-21
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Brick, Frame, Vinyl Siding
- Foundation: Slab
- Roof: Composition,Shingle
Condition
- Average
- New construction: No
- Year built: 1964
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Walnut Hills La Plata
HOA
- Has HOA: No
Location
- Region: La Plata
- Municipality: La Plata
Financial & listing details
- Price per square foot: $163/sqft
- Tax assessed value: $393,400
- Annual tax amount: $5,739
- Date on market: 3/20/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan,USDA Loan
- Ownership: Fee Simple
Estimated market value
$450,000
$428,000 - $473,000
$3,028/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/25/2026 | Price change | $450,000-4.1%$163/sqft |
Source:  Bright MLS #MDCH2051696 Report a problem | ||
| 5/30/2026 | Price change | $469,000-3.3%$170/sqft |
Source: Bright MLS #MDCH2051696 Report a problem | ||
| 5/4/2026 | Price change | $485,000-2%$176/sqft |
Source: Bright MLS #MDCH2051696 Report a problem | ||
| 4/23/2026 | Price change | $495,000-1%$179/sqft |
Source: Bright MLS #MDCH2051696 Report a problem | ||
| 3/20/2026 | Listed for sale | $500,000+66.7%$181/sqft |
Source: Bright MLS #MDCH2051696 Report a problem | ||
| 11/14/2019 | Sold | $299,900$109/sqft |
Source: Public Record Report a problem | ||
| 9/2/2019 | Pending sale | $299,900$109/sqft |
Source: CENTURY 21 New Millennium #MDCH205678 Report a problem | ||
| 8/21/2019 | Listed for sale | $299,900+1085.4%$109/sqft |
Source: CENTURY 21 New Millennium #MDCH205678 Report a problem | ||
| 4/12/2018 | Listing removed | $1,895$1/sqft |
Source: CENTURY 21 New Millennium #1000287608 Report a problem | ||
| 3/20/2018 | Price change | $1,895-5.3%$1/sqft |
Source: Century 21 New Millennium #1000287608 Report a problem | ||
| 1/27/2018 | Listed for rent | $2,000-8.9%$1/sqft |
Source: Owner Report a problem | ||
| 10/5/2017 | Listing removed | $2,195$1/sqft |
Source: Owner Report a problem | ||
| 10/3/2017 | Price change | $2,195+9.8%$1/sqft |
Source: Owner Report a problem | ||
| 9/27/2017 | Listed for rent | $2,000$1/sqft |
Source: Owner Report a problem | ||
| 10/25/2016 | Sold | $25,300$9/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,710 +9% | $366,267 +8% |
| 2024 | $5,239 +17.3% | $339,133 +8.7% |
| 2023 | $4,465 +1.2% | $312,000 |
| 2022 | $4,410 +1.2% | $312,000 +2.5% |
| 2021 | $4,356 +1.1% | $304,400 +1.3% |
| 2020 | $4,311 -1.8% | $300,600 |
| 2019 | $4,388 +31.3% | $300,600 +6% |
| 2018 | $3,342 -19.4% | $283,667 +3.1% |
| 2017 | $4,147 | $275,200 +0.2% |
| 2016 | -- | $274,667 +0.2% |
| 2015 | -- | $274,133 +0.2% |
| 2014 | -- | $273,600 |
| 2013 | -- | $273,600 |
| 2012 | -- | $273,600 -16.7% |
| 2011 | -- | $328,300 |
| 2010 | -- | $328,300 |
| 2009 | -- | $328,300 -4.6% |
| 2008 | -- | $344,020 +19.5% |
| 2007 | -- | $287,846 +24.2% |
| 2006 | -- | $231,673 +32% |
| 2005 | -- | $175,500 +1.8% |
| 2004 | -- | $172,342 +1.9% |
| 2003 | -- | $169,186 +1.9% |
| 2002 | -- | $166,030 +0.3% |
| 2001 | -- | $165,586 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 20646
Nearby schools
GreatSchools rating
- 7/10Walter J. Mitchell Elementary SchoolGrades: PK-5Distance: 1.3 mi
- 4/10Milton M. Somers Middle SchoolGrades: 6-8Distance: 1 mi
- 5/10Maurice J. Mcdonough High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- District: Charles County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local agent can set up tours, give advice and negotiate with sellers.
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