Pending

Price cut: $2.4K (6/25)

$472,320

40 Balsam St, Council Bluffs, IA 51503

4beds

3baths

3,187sqft

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Single Family Residence

Built in 2026

10,018 Square Feet Lot

$471,900 Zestimate^®

$148/sqft

$17/mo HOA

What's special

Fully finished walkout basementLarge rec roomCovered deckPlenty of storage spaceAdditional bedroomTwo walk-in closets

This Silver Ranch by Richland Homes offers a spacious and well thought-out design. Boasting a charming primary bedroom with an ensuite bath and TWO WALK-IN CLOSETS! The fully finished walkout basement adds an additional bedroom, bathroom, a large rec room and plenty of storage space. Additional features include a covered deck, concrete siding, and a 3-car garage.

145 days

967

23

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3

Heating

Natural Gas

Cooling

Central Air, Electric

Appliances

Laundry: Washer Hookup, Dryer Hookup

Features

Pantry, Eat-in Kitchen, Walk-In Closet(s)
Basement: Full,Walk-Out Access,Finished,Other
Has fireplace: Yes

Interior area

Total structure area: 3,187
Total interior livable area: 3,187 sqft
Finished area above ground: 1,795
Finished area below ground: 1,392

Property

Parking

Parking features: Off Street, Garage Door Opener
Has garage: Yes

Features

Patio & porch: Porch

Lot

Size: 10,018 Square Feet
Dimensions: .23 Acre

Details

Parcel number: 744304180001

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Frame
Roof: Composition

Condition

New construction: Yes
Year built: 2026

Details

Builder name: Richland Homes

Utilities & green energy

Sewer: Public Sewer
Utilities for property: Natural Gas Available

Community & HOA

Community

Features: Sidewalks
Security: Fire Alarm, Smoke Detector(s)
Subdivision: Whispering Oaks

HOA

Has HOA: Yes
HOA fee: $200 annually

Location

Region: Council Bluffs

Financial & listing details

Price per square foot: $148/sqft
Date on market: 5/24/2026
Listing terms: Cash,Conventional,FHA,VA Loan
Road surface type: Concrete

Estimated market value

$471,900

$448,000 - $495,000

$3,081/mo

Price history

Date	Event	Price
7/17/2026	Pending sale	$472,320$148/sqft
Source: SWIAR #26-214 Report a problem
6/25/2026	Price change	$472,320-0.5%$148/sqft
Source: SWIAR #26-214 Report a problem
5/24/2026	Listed for sale	$474,720$149/sqft
Source: SWIAR #26-214 Report a problem
3/24/2026	Pending sale	$474,720$149/sqft
Source: SWIAR #26-214 Report a problem
2/9/2026	Price change	$474,720+0.4%$149/sqft
Source: SWIAR #26-214 Report a problem
2/6/2026	Listed for sale	$472,780$148/sqft
Source: SWIAR #26-214 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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