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For sale
  • $710,000

    40 Peak St, Chattanooga, TN 37405

    3beds
    2,300sqft
    : 
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    Single Family Residence
    Built in 2017
    5,001 Square Feet Lot
    $694,700 Zestimate®
    $309/sqft
    $150/mo HOA

    What's special

    Shiplap accentsOpen-concept layoutRare flat lotRefreshed kitchen backsplashCustom laundry room cabinetryNew cabinet hardwareBlinds throughout the home
    Welcome to modern living in the heart of downtown Chattanooga! Built in 2017, this beautifully upgraded 3-bedroom, 2.5-bath home sits on a rare flat lot in the highly desirable North Shore neighborhood of PEAK 7. Thoughtfully designed with style and function in mind, the home features eye-catching upgrades throughout, including shiplap accents, updated light fixtures, a refreshed kitchen backsplash with new cabinet hardware, custom laundry room cabinetry, and blinds throughout the home. The open-concept layout flows seamlessly to outdoor living, where you'll find a custom-built patio perfect for entertaining, plus a second private patio just off the primary suite - ideal for morning coffee or evening unwinding and a 3rd covered patio on the front porch! A spacious 2-car garage with plenty of parking in the back. All kitchen appliances are remaining, including washer and dryer. Enjoy unbeatable walkability to Publix, Milk & Honey, and Taco Mamacita, or take advantage of the Chattanooga Bicycle Transit System for an easy ride to the Riverwalk. The HOA covers lawn care, annual mulching, and trimming, giving you more time to enjoy everything downtown has to offer. A flat community common space in the back adds even more room to connect and relax. To top it off, a 1-year home warranty is included for peace of mind. Modern, low-maintenance, and perfectly located - this North Shore home checks all the boxes. Owner/Agent
    154 days
    |
    503
    |
    19
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    John Fly 423-799-0009,

    Real Estate Partners Chattanooga LLC 423-265-0088

    Source: Greater Chattanooga Realtors,MLS#: 1527873

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bathroom
      • Description: Bathroom Half
      • Level: First
      Bathroom
      • Description: Full Bathroom
      • Level: Second
      Bathroom
      • Description: Full Bathroom
      • Level: Second
      Dining room
      • Level: First
      Family room
      • Level: Second
      Great room
      • Level: First
      Laundry
      • Level: Second
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric, Multi Units
      Appliances
      • Included: Disposal, Dishwasher, Electric Water Heater, Free-Standing Electric Range, Microwave, Refrigerator, Washer/Dryer
      • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
      Features
      • Granite Counters, High Ceilings, Pantry, Walk-In Closet(s), Separate Shower, Tub/shower Combo, Sitting Area, Separate Dining Room, Split Bedrooms
      • Flooring: Carpet, Tile, Engineered Hardwood
      • Windows: Insulated Windows, Screens
      • Basement: Crawl Space
      • Has fireplace: No
      Interior area
      • Total structure area: 2,300
      • Total interior livable area: 2,300 sqft
      • Finished area above ground: 2,300

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Door Opener, Off Street, Garage Faces Rear, Kitchen Level
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Deck, Patio, Porch, Porch - Covered
      • Exterior features: Balcony
      • Fencing: Fenced
      Lot
      • Size: 5,001 Square Feet
      • Dimensions: 33.34 x 150
      • Features: City Lot, Level, Sprinklers In Front, Sprinklers In Rear
      Details
      • Parcel number: 135d A 028
      • Special conditions: Agent Owned,Personal Interest

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Block, Fiber Cement
      • Foundation: Block
      • Roof: Asphalt,Shingle
      Condition
      • New construction: No
      • Year built: 2017
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Sewer Connected

      Community & HOA

      Community
      • Features: Sidewalks
      • Security: Smoke Detector(s)
      • Subdivision: None
      HOA
      • Has HOA: Yes
      • Amenities included: Landscaping, Maintenance Grounds, Management
      • Services included: Maintenance Grounds
      • HOA fee: $1,800 annually
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $309/sqft
      • Tax assessed value: $685,900
      • Annual tax amount: $5,443
      • Date on market: 2/4/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $694,700

        $660,000 - $729,000

        $2,390/mo

        Price history

        DateEventPrice
        3/31/2026Price change$710,000-1.3%$309/sqft
        Source: Greater Chattanooga Realtors #1527873 Report a problem
        3/19/2026Price change$719,500-0.8%$313/sqft
        Source: Greater Chattanooga Realtors #1527873 Report a problem
        2/4/2026Listed for sale$725,000+89%$315/sqft
        Source: Greater Chattanooga Realtors #1527873 Report a problem
        6/3/2019Sold$383,500-1%$167/sqft
        Source: Greater Chattanooga Realtors #1290270 Report a problem
        5/3/2019Pending sale$387,500$168/sqft
        Source: Uptown Firm, LLC #1290270 Report a problem
        3/29/2019Price change$387,500-2.5%$168/sqft
        Source: Uptown Firm, LLC #1290270 Report a problem
        10/31/2018Listed for sale$397,500-2.9%$173/sqft
        Source: Uptown Firm, LLC #1290270 Report a problem
        2/10/2017Sold$409,500$178/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,599 -4.2%$171,475 +41.4%
        2024$2,714 $121,300
        2023$2,714 $121,300
        2022$2,714 $121,300
        2021$2,714 -1%$121,300 +22.4%
        2020$2,740 $99,100
        2019$2,740 $99,100
        2018$2,740 -45.2%$99,100 +34.6%
        2017$4,997 +2217.1%$73,600
        2016$216 --
        2015$216 $4,250
        2014$216 --

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Hill City

        Getting around

        65 / 100
        Somewhat Walkable
        24 / 100
        Minimal Transit
        53 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Red Bank Elementary
        • Middle: Red Bank Middle
        • High: Red Bank High School

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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