Charming Home with In-Law Suite & Saltwater Pool – One Block from Downtown Umatilla This charming and well-maintained home tucked away on a quiet cul-de-sac just one block from downtown Umatilla. Offering a private, peaceful atmosphere, this property features tile floors throughout, a split bedroom floor plan, and a spacious family room perfect for gatherings. The main home includes three bedrooms and two bathrooms, a separate laundry room, gas dryer, and reverse osmosis system under the kitchen sink. Enjoy outdoor living on the screened porch and open patio, overlooking the fully fenced yard. A standout feature is the second structure, ideal for college student,in-law suite, or as a pool house, complete with a full bathroom (no kitchen but room for one), its own one-car garage, and access to the screened pool deck. Relax year-round in the 14x34 in-ground saltwater pool with gas heat, perfect for entertaining or quiet evenings at home. Additional features include: • New roof (2021) • New HVAC (2023) • Paved driveway • Carport plus one-car garage • Quiet cul-de-sac location • Freshly painted interior and exterior Conveniently located only 50 miles from Disney, Daytona Beach, and New Smyrna Beach, this home offers the perfect blend of comfort, privacy, and accessibility. No HOA !!
Sold for $395,000
$395,000
40 S Kentucky Ave, Umatilla, FL 32784
4beds
2,521sqft
Single Family Residence
Built in 1969
0.33 Acres Lot
$394,900 Zestimate®
$157/sqft
$3,071 Estimated rent
Home value
$394,900
$375,000 - $415,000
$3,071/mo
Zestimate® history
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List your homeWhat's special
Fully fenced yardSeparate laundry roomQuiet cul-de-sac locationQuiet cul-de-sacGas dryerTile floors throughoutSplit bedroom floor plan
Zillow last checked:
Listing updated:
Listed by:
Jayne Towne 352-530-6924,
DAVE LOWE REALTY, INC. 352-383-7104
Bought with:
Jayne Towne, 3387616
DAVE LOWE REALTY, INC.
Source: Stellar MLS,MLS#: G5106420
Originating MLS: Lake and Sumter
Originating MLS: Lake and Sumter
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Storage Closet
- Level: First
- Area: 156 Square Feet
- Dimensions: 12x13
Bathroom 2
- Level: First
- Area: 130 Square Feet
- Dimensions: 10x13
Bathroom 3
- Level: First
- Area: 180 Square Feet
- Dimensions: 12x15
Balcony porch lanai
- Level: First
- Area: 228 Square Feet
- Dimensions: 12x19
Dining room
- Level: First
- Area: 110 Square Feet
- Dimensions: 10x11
Family room
- Level: First
- Area: 391 Square Feet
- Dimensions: 17x23
Kitchen
- Level: First
- Area: 99 Square Feet
- Dimensions: 9x11
Living room
- Level: First
- Area: 322 Square Feet
- Dimensions: 14x23
Utility room
- Level: First
- Area: 114 Square Feet
- Dimensions: 6x19
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Kitchen Reverse Osmosis System, Range, Range Hood, Refrigerator
- Laundry: Gas Dryer Hookup, Inside, Washer Hookup
Features
- Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom
- Flooring: Ceramic Tile
- Doors: Sliding Doors
- Has fireplace: No
Interior area
- Total structure area: 2,785
- Total interior livable area: 2,521 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway
- Attached garage spaces: 1
- Carport spaces: 1
- Covered spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Enclosed, Patio, Porch, Screened, Side Porch
- Has private pool: Yes
- Pool features: Chlorine Free, Gunite, Heated, In Ground, Screen Enclosure, Self Cleaning
- Fencing: Chain Link,Wood
Lot
- Size: 0.33 Acres
- Features: Cul-De-Sac
Details
- Additional structures: Guest House
- Parcel number: 131826150000B00500
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Block, Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1969
Utilities & green energy
- Sewer: Public Sewer
- Water: Private
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Natural Gas Connected, Water Available, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: ANNA D GUERRANT
HOA
- Has HOA: No
Location
- Region: Umatilla
Financial & listing details
- Price per square foot: $157/sqft
- Tax assessed value: $280,654
- Annual tax amount: $1,930
- Date on market: 2/5/2026
- Cumulative days on market: 62 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 4/30/2026 | Sold | $395,000$157/sqft |
Source:  Stellar MLS #G5106420 Report a problem | ||
| 4/8/2026 | Pending sale | $395,000$157/sqft |
Source: Stellar MLS #G5106420 Report a problem | ||
| 2/6/2026 | Listed for sale | $395,000+138%$157/sqft |
Source: Stellar MLS #G5106420 Report a problem | ||
| 1/7/2016 | Sold | $166,000-3.6%$66/sqft |
Source: Public Record Report a problem | ||
| 9/10/2015 | Listed for sale | $172,200+43.5%$68/sqft |
Source: SILVER BEACH REALTY, LLC #G4817331 Report a problem | ||
| 6/28/2010 | Sold | $120,000$48/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,184 +8.4% | $136,740 +2.9% |
| 2024 | $2,014 +4.6% | $132,890 +3% |
| 2023 | $1,926 +6% | $129,020 +3% |
| 2022 | $1,817 +5.1% | $125,270 +3% |
| 2021 | $1,729 -2.3% | $121,622 +1.4% |
| 2020 | $1,769 +1.8% | $119,943 +2.3% |
| 2019 | $1,739 +4.7% | $117,247 +1.9% |
| 2018 | $1,661 | $115,061 +2.1% |
| 2017 | $1,661 +12.2% | $112,695 -0.1% |
| 2016 | $1,480 -1.9% | $112,837 +4.5% |
| 2015 | $1,508 -36.5% | $108,013 +1.3% |
| 2014 | $2,374 +1.6% | $106,621 +1.8% |
| 2013 | $2,337 -1.6% | $104,744 -1% |
| 2012 | $2,375 -7.9% | $105,752 -10.5% |
| 2011 | $2,578 +69.3% | $118,093 +4.8% |
| 2010 | $1,523 +6% | $112,709 +2.7% |
| 2009 | $1,436 +0.2% | $109,746 +0.1% |
| 2008 | $1,433 -14.2% | $109,637 +3% |
| 2007 | $1,669 -4.1% | $106,444 +2.5% |
| 2006 | $1,741 +2.7% | $103,848 +3% |
| 2005 | $1,694 +4.8% | $100,824 |
| 2004 | $1,616 0% | -- |
| 2003 | $1,616 +3.1% | $98,368 +4.9% |
| 2002 | $1,567 +8% | $93,812 +1.6% |
| 2001 | $1,452 -1.9% | $92,335 |
| 2000 | $1,479 | $92,335 |
Find assessor info on the county website
Neighborhood: 32784
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Nearby schools
GreatSchools rating
- 6/10Umatilla Elementary SchoolGrades: PK-5Distance: 0.7 mi
- 5/10Umatilla Middle SchoolGrades: 6-8Distance: 0.6 mi
- 3/10Umatilla High SchoolGrades: 9-12Distance: 0.4 mi
Schools provided by the listing agent
- Elementary: Umatilla Elem
- Middle: Umatilla Middle
- High: Umatilla High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$394,900
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Estimated market value
$394,900
- Florida
- Lake County
- Umatilla
- 32784
- 40 S Kentucky Ave
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