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For sale
    • Listed by: Regency Real Estate Brokers • Terry Matheus • Contact: 949-295-5105
    $1,500,000

    40 San Mateo, Rancho Santa Margarita, CA 92688

    4beds
    2,459sqft
    : 
    $9,560/mo
    Get pre-qualified
    Single Family Residence
    Built in 1989
    5,400 Square Feet Lot
    $1,478,000 Zestimate®
    $610/sqft
    $267/mo HOA

    What's special

    Beautifully upgraded Home Located on a quiet, single-loaded cul-de-sac street with Mountain City Views! This beautifully maintained and currently being transformed residence offers an exceptional opportunity in one of Rancho Santa Margarita's most sought-after neighborhoods. Enjoy the sense of Community that the Arroyo Vista/Oaks neighborhood provides, complete with its own private neighborhood park featuring a private POOL and SPA area, a large grass and garden area with tables for dining while you enjoy the views, and a tot lot, all located 1 Block from home. This spacious home features 4 bedrooms plus a large BONUS ROOM, including a convenient main-floor bedroom with direct access to a full bathroom, making it ideal for guests, multi-generational living, or a private office setup. The interior is currently undergoing a thoughtful refresh and will showcase a bright, modern, and move-in-ready feel upon completion offering SOLAR and a total home re-pipe in 2022. The Kitchen was remodeled with granite counters and stainless steel appliances, overlooking the Family Room, showcased with a Custom Built-in Entertainment Center and Fireplace with access to the Large Entertaining Backyard with Mountain Views. Inside, a Separate Laundry Room with access to the 3-car garage offers additional storage. Upstairs, escape to the beautifully remodeled primary ensuite designed for comfort and relaxation. The spacious primary bedroom features vaulted ceilings creating an airy open feel and a private balcony, the perfect retreat to unwind while enjoying the views. The luxurious primary bath includes a separate soaking tub and water closet, while the generous walk-in closet is conveniently located within the dressing area, providing exceptional storage and functionality. Every detail of this home comes together to create a serene and inviting sanctuary at the end of the day.
    3 days
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    230
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    10
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    Zillow last checked:

    Listing updated:

    Listed by:

    Terry Matheus DRE #01014792 949-295-5105,

    Regency Real Estate Brokers

    Source: CRMLS,MLS#: OC26168378MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Bonus Room, Bedroom, Entry/Foyer, Family Room, Laundry, Living Room, Primary Bedroom, Other, Dining Room
      Primary bedroom
      • Features: Primary Suite
      Bedroom
      • Features: Bedroom on Main Level
      Bathroom
      • Features: Bathtub, Dual Sinks, Full Bath on Main Level, Granite Counters, Soaking Tub, Separate Shower, Tub Shower, Upgraded, Vanity
      Other
      • Features: Dressing Area
      Family room
      • Features: Separate Family Room
      Kitchen
      • Features: Granite Counters, Kitchen/Family Room Combo, Pots & Pan Drawers, Remodeled, Self-closing Drawers, Updated Kitchen
      Other
      • Features: Walk-In Closet(s)
      Heating
      • Central, Forced Air, Fireplace(s), Natural Gas, Solar
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Electric Oven, Electric Range, Free-Standing Range, Disposal, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Self Cleaning Oven, Water Heater, Dryer, Washer
      • Laundry: Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room
      Features
      • Built-in Features, Breakfast Area, Ceiling Fan(s), Separate/Formal Dining Room, Eat-in Kitchen, Granite Counters, High Ceilings, Recessed Lighting, Sunken Living Room, Two Story Ceilings, Bedroom on Main Level, Dressing Area, Primary Suite, Walk-In Closet(s)
      • Flooring: Carpet, Tile
      • Doors: Sliding Doors
      • Windows: Blinds, Shutters
      • Has fireplace: Yes
      • Fireplace features: Family Room, Gas, Gas Starter, Masonry
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 2,459 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Concrete, Direct Access, Driveway, Garage Faces Front, Garage, Garage Door Opener
      • Attached garage spaces: 3
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: Front Door
      • Patio & porch: Concrete, Covered
      • Exterior features: Awning(s)
      • Pool features: Gunite, In Ground, Solar Heat, Association
      • Has spa: Yes
      • Spa features: Association, Gunite, In Ground
      • Fencing: Average Condition,Vinyl,Wood,Wrought Iron
      • Has view: Yes
      • View description: City Lights, Park/Greenbelt, Hills, Mountain(s), Neighborhood, Panoramic, Trees/Woods
      Lot
      • Size: 5,400 Square Feet
      • Features: 0-1 Unit/Acre, Cul-De-Sac, Front Yard, Gentle Sloping, Sprinklers In Rear, Sprinklers In Front, Lawn, Landscaped, Near Park, Sprinklers Timer, Sprinklers On Side, Sprinkler System, Yard
      Details
      • Parcel number: 80517205
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Mediterranean
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Tile
      Condition
      • Turnkey
      • New construction: No
      • Year built: 1989
      Details
      • Builder name: Fieldstone

      Utilities & green energy

      • Electric: 220 Volts in Laundry
      • Sewer: Public Sewer, Sewer Tap Paid
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Biking, Curbs, Foothills, Fishing, Golf, Hiking, Lake, Mountainous, Storm Drain(s), Street Lights, Suburban, Sidewalks, Park
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      • Subdivision: Arroyo Vista (Av)
      HOA
      • Has HOA: Yes
      • Amenities included: Sport Court, Dog Park, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Spa/Hot Tub, Tennis Court(s), Trail(s)
      • HOA fee: $176 monthly
      • HOA name: Arroyo Maint Corp
      • HOA phone: 714-508-9070
      • Second HOA fee: $91 monthly
      • Second HOA name: Samlarc
      • Second HOA phone: 949-709-0010
      Location
      • Region: Rancho Santa Margarita

      Financial & listing details

      • Price per square foot: $610/sqft
      • Tax assessed value: $942,611
      • Date on market: 8/21/2026
      • Cumulative days on market: 3 days
      • Listing terms: Cash,Cash to New Loan,Conventional,VA Loan
      • Inclusions: Refrigerator, Washer/Dryer, Smart Switches and Power Cord for Electric Car Hookup

        Estimated market value

        $1,478,000

        $1.40M - $1.55M

        $5,641/mo

        Price history

        DateEventPrice
        8/22/2026Listed for sale$1,500,000+77.5%$610/sqft
        Source: CRMLS #OC26168378 Report a problem
        8/22/2019Sold$845,000-0.5%$344/sqft
        Source: CRMLS #OC19121155 Report a problem
        7/18/2019Pending sale$849,000$345/sqft
        Source: Regency Real Estate Brokers #OC19121155 Report a problem
        7/10/2019Price change$849,000-2.6%$345/sqft
        Source: Regency Real Estate Brokers #OC19121155 Report a problem
        5/24/2019Listed for sale$872,000$355/sqft
        Source: Regency Real Estate Brokers #OC19121155 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026-- $942,611 +2%
        2025$9,452 +1.9%$924,129 +2%
        2024$9,274 +2.3%$906,009 +2%
        2023$9,067 +1.9%$888,245 +2%
        2022$8,901 +9.3%$870,829 +2%
        2021$8,144 -6%$853,754 +1%
        2020$8,660 $845,000 +71.6%
        2019$8,660 +61.4%$492,329 +2%
        2018$5,367 +1.4%$482,676 +2%
        2017$5,291 $473,212 +2%
        2016$5,291 -7.4%$463,934 +1.5%
        2015$5,712 +2.5%$456,966 +2%
        2014$5,575 $448,015 +0.5%
        2013-- $445,991 +2%
        2012-- $437,247 +2%
        2011-- $428,674 +0.8%
        2010-- $425,471 -0.2%
        2009-- $426,482 +2%
        2008-- $418,120 +2%
        2007-- $409,922 +2%
        2006-- $401,885 +2%
        2005-- $394,005 +2%
        2004-- $386,280 +1.9%
        2003-- $379,201 +2%
        2002-- $371,766 +2%
        2001$6,226 -0.3%$364,477 +2%
        2000$6,244 $357,331
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 92688

        Getting around

        9 / 100
        Car-Dependent
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • High: Tesoro

        Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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