Active

Price cut: $10K (7/2)

$160,000

400 S Division St, Cayuga, IN 47928

4beds

1,884sqft

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Residential, Single Family Residence

Built in 1890

8,276 Square Feet Lot

$-- Zestimate^®

$85/sqft

$-- HOA

What's special

Quiet city streetCovered front porchDining roomNew kitchen cabinetsNew ac system

Welcome to this inviting storyandahalf home nestled along a quiet city street in Cayuga. With 4 bedrooms, 1 full bath, and thoughtful updates throughout, this property blends comfort, convenience, and value. Step onto the covered front porch, perfect for morning coffee or evening relaxation, and then into a home designed for easy living. The main level features a spacious living room, dining room, kitchen, two bedrooms, and a utility room with a backdoor entrance-ideal for everyday functionality. Upstairs, you'll find two additional bedrooms, offering flexible space for family, guests, or a home office. 2024: New AC system 2024: New kitchen cabinets 2024: New vinyl flooring in kitchen, laundry, and bath 2026: New PEX plumbing throughout entire home 2026: New carpet in living and dining rooms

26 days

344

7

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 1
Full bathrooms: 1
Main level bathrooms: 1
Main level bedrooms: 2

Primary bedroom

Level: Main
Area: 195 Square Feet
Dimensions: 15x13

Bedroom 2

Level: Main
Area: 117 Square Feet
Dimensions: 13x9

Bedroom 3

Level: Upper
Area: 195 Square Feet
Dimensions: 13x15

Bedroom 4

Level: Upper
Area: 165 Square Feet
Dimensions: 11x15

Dining room

Level: Main
Area: 225 Square Feet
Dimensions: 15x15

Kitchen

Level: Main
Area: 169 Square Feet
Dimensions: 13x13

Living room

Level: Main
Area: 210 Square Feet
Dimensions: 14x15

Utility room

Level: Main
Area: 130 Square Feet
Dimensions: 10x13

Heating

Forced Air, Propane

Cooling

Central Air

Appliances

Included: Dryer, Electric Water Heater, Electric Oven, Refrigerator, Washer, Range Hood
Laundry: Laundry Room

Features

Eat-in Kitchen
Has basement: No

Interior area

Total structure area: 1,884
Total interior livable area: 1,884 sqft

Property

Features

Levels: One and One Half
Stories: 1
Patio & porch: Covered

Lot

Size: 8,276 Square Feet

Details

Parcel number: 830605420009000006
Horse amenities: None

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Residential, Single Family Residence

Materials

Vinyl Siding
Foundation: Cellar, Block

Condition

New construction: No
Year built: 1890

Utilities & green energy

Electric: 200+ Amp Service
Water: Public
Utilities for property: Electricity Connected

Community & HOA

Community

Subdivision: No Subdivision

HOA

Has HOA: No

Location

Region: Cayuga

Financial & listing details

Price per square foot: $85/sqft
Tax assessed value: $79,300
Annual tax amount: $1,100
Date on market: 6/19/2026
Cumulative days on market: 28 days
Electric utility on property: Yes

Sandra Thurman

(812) 239-4726

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Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/2/2026	Price change	$160,000-5.9%$85/sqft
Source: MIBOR as distributed by MLS GRID #22108755 Report a problem
6/19/2026	Listed for sale	$170,000+89.1%$90/sqft
Source: MIBOR as distributed by MLS GRID #22108755 Report a problem
9/18/2021	Listing removed	--
Source: MIBOR as distributed by MLS GRID #21782566 Report a problem
7/28/2021	Price change	$89,900-5.3%$48/sqft
Source: MIBOR as distributed by MLS GRID #21782566 Report a problem
5/27/2021	Listed for sale	$94,900$50/sqft
Source: MIBOR as distributed by MLS GRID #21782566 Report a problem
5/5/2021	Pending sale	$94,900$50/sqft
Source: MIBOR as distributed by MLS GRID #21782566 Report a problem
4/30/2021	Listed for sale	$94,900$50/sqft
Source: MIBOR as distributed by MLS GRID #21782566 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,100	$79,300 +44.2%
2024	$1,100 +6.4%	$55,000
2023	$1,034 +106%	$55,000 +6.4%
2022	$502 -6.5%	$51,700 +3%
2021	$537 +38.7%	$50,200 -7.4%
2020	$387 -20.7%	$54,200 +40.1%
2019	$488 +142.6%	$38,700
2018	$201 +15.8%	$38,700 +16.2%
2017	$174 +4.1%	$33,300 +4.4%
2016	$167 +13.2%	$31,900 +1.9%
2014	$147 +0.2%	$31,300
2013	$147 -21.5%	$31,300 -21%
2012	$187	$39,600 +51.7%
2011	--	$26,100
2010	$93 +6.2%	$26,100 +4.8%
2009	$87 -29.7%	$24,900 +2.9%
2007	$124	$24,200 -11.4%
2006	--	$27,300 +2.6%
2005	--	$26,600
2004	--	$26,600

Find assessor info on the county website

Monthly payment

Est. payment

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 47928

Getting around

21 / 100

Car-Dependent

34 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
North Vermillion Elementary School
Grades: PK-6Distance: 1.8 mi
3/10
North Vermillion High School
Grades: 7-12Distance: 1.5 mi

Schools provided by the listing agent

Elementary: North Vermillion Elementary School
High: North Vermillion High School

Source: MIBOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.