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    • Price cut: $16K (7/20)
    $199,000

    400 Summit Ave, Spruce Pine, NC 28777

    2beds
    944sqft
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    Single Family Residence
    Built in 1936
    0.14 Acres Lot
    $195,000 Zestimate®
    $211/sqft
    $-- HOA

    What's special

    Move-in readyCovered front porchDetached garageSingle-level homeHardwood floorsCentral heatAdditional storage building
    Motivated sellers! Now offered at $199,000, this property is being "sold as-is", presenting an excellent opportunity for investors or buyers looking to add value and personalize the home. Perfect for a full-time residence, retirement home, investment property, or short-term rental (VRBO). No restrictions. Enjoy peaceful mountain living with small-town convenience. *Some images are virtually staged and groomed.* Charming 1930s cottage in the heart of Spruce Pine! This move-in ready, single-level home features 2 bedrooms, 1 bathroom, hardwood floors, central heat, and all appliances included. A new roof installed in 2024 adds peace of mind and long-term value. Enjoy relaxing on the covered front porch while taking in the cool mountain breezes and scenic views. The property offers a level lot with easy access, shared driveway, plus a detached garage and additional storage building, providing plenty of space for tools, hobbies, or outdoor gear. Located in the quaint riverside town of Spruce Pine, this home is within walking distance to downtown and Riverside Park, where you can enjoy fly fishing, kayaking, swimming, playgrounds, and picnic areas along the river. Schools, medical facilities, and shopping are just minutes away.
    120 days
    |
    458
    |
    17
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ryan Phillips repphill@gmail.com,

    Carolina Living Associates LLC

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4357256MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Main
      Bathroom full
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Living room
      • Level: Main
      Utility room
      • Level: Main
      Heating
      • Forced Air, Oil
      Cooling
      • Ceiling Fan(s)
      Appliances
      • Included: Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
      • Laundry: Mud Room, Main Level
      Features
      • Flooring: Carpet, Linoleum, Wood
      • Has basement: No
      Interior area
      • Total structure area: 944
      • Total interior livable area: 944 sqft
      • Finished area above ground: 944
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Garage on Main Level
      • Garage spaces: 1
      • Uncovered spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch, Side Porch
      • Has view: Yes
      • View description: Long Range, Mountain(s), Year Round
      Lot
      • Size: 0.14 Acres
      • Features: Cleared
      Details
      • Parcel number: 089017007544
      • Zoning: None
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 1936

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Spruce Pine
      • Elevation: 2500 Feet

      Financial & listing details

      • Price per square foot: $211/sqft
      • Tax assessed value: $96,400
      • Annual tax amount: $540
      • Date on market: 3/23/2026
      • Cumulative days on market: 120 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Asphalt, Gravel, Paved

        Estimated market value

        $195,000

        $185,000 - $205,000

        $1,754/mo

        Price history

        DateEventPrice
        7/20/2026Price change$199,000-7.4%$211/sqft
        Source: Canopy MLS as distributed by MLS GRID #4357256 Report a problem
        6/28/2026Price change$215,000-4.4%$228/sqft
        Source: Canopy MLS as distributed by MLS GRID #4357256 Report a problem
        5/2/2026Price change$225,000-4.3%$238/sqft
        Source: Canopy MLS as distributed by MLS GRID #4357256 Report a problem
        4/3/2026Price change$235,000-6%$249/sqft
        Source: Canopy MLS as distributed by MLS GRID #4357256 Report a problem
        3/23/2026Listed for sale$250,000+44.5%$265/sqft
        Source: Canopy MLS as distributed by MLS GRID #4357256 Report a problem
        7/20/2022Sold$173,000+2.4%$183/sqft
        Source: High Country AOR #237556 Report a problem
        5/25/2022Contingent$169,000$179/sqft
        Source: High Country AOR #237556 Report a problem
        5/17/2022Listed for sale$169,000+160%$179/sqft
        Source: Canopy MLS as distributed by MLS GRID #3861223 Report a problem
        2/6/2014Sold$65,000-17.5%$69/sqft
        Source: Public Record Report a problem
        1/10/2014Listed for sale$78,800$83/sqft
        Source: Timberline Properties, Inc.-SP #25493 Report a problem
        9/1/2013Listing removed$78,800$83/sqft
        Source: Timberline Properties, Inc. #526349 Report a problem
        2/2/2013Listed for sale$78,800$83/sqft
        Source: Timberline Properties, Inc. #526349 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$540 $96,400
        2024$540 $96,400
        2023$540 $96,400
        2022$540 +172.6%$96,400 +41.1%
        2021$198 $68,300
        2020$198 $68,300
        2019$198 $68,300
        2018$198 -50.7%$68,300 -1.3%
        2017$401 +9.4%$69,200
        2016$367 $69,200
        2015$367 $69,200
        2014$367 +62.9%$69,200 +22.9%
        2013$225 $56,300
        2012$225 $56,300
        2011$225 $56,300
        2010-- $56,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28777

        Getting around

        39 / 100
        Car-Dependent
        11 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Greenlee Primary
        • Middle: Mitchell
        • High: Mitchell

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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