MAJOR PRICE REDUCTION! A rare opportunity to own a private waterfront retreat that not only offers an exceptional Eastern Shore lifestyle, but also a proven income-producing investment — with over $46,000 in rental payouts over the past two years and an active upcoming reservation calendar, the next owner can enjoy immediate revenue while still reserving time for personal use. Escape the pace of city life and discover your own secluded waterfront sanctuary on St. John's Creek, nestled among 3.5 picturesque acres. Conveniently located within an easy drive of Baltimore, Washington, D.C., and Northern Virginia, this peaceful retreat is surrounded by the natural beauty of Maryland's Eastern Shore, where bald eagles, osprey, herons, ducks, geese, sika deer, and other wildlife are part of everyday life. The charming cottage is filled with warmth and character, offering a welcoming living room with a mantle and pellet stove, a cozy kitchen and dining area, a versatile first-floor bedroom, laundry room with daybed, and a full bath. Upstairs, a spacious bedroom with a half bath and wood stove creates a peaceful, storybook-like retreat. The brick-floored screened porch overlooks St. John's Creek and the private pier, providing the perfect setting for morning coffee, evening cocktails, or simply watching boats and wildlife pass by. Designed for gathering family and friends, the thoughtfully crafted carriage house (guest house/second dwelling) significantly expands the property's versatility. It features a spacious bunk room with six bunk beds, an oversized second-floor bedroom accommodating two queen beds, plus a main level with kitchen, dining area, living room, and full bath. An attached two-car barn-style garage provides additional storage and functionality. Between the cottage and carriage house, the property comfortably sleeps up to 15 overnight guests. Offered fully furnished and completely turnkey, the property is ready to enjoy from day one. Relax around the waterside fire pit, launch kayaks and paddleboards from your private pier, or dine just minutes away at the popular Boats & Hose Restaurant. Due to the property's active vacation rental schedule, showing availability is limited — a comprehensive virtual tour will be available soon, allowing prospective buyers to experience the property while private showings are accommodated around existing guest reservations. Whether you're looking for a private waterfront getaway, a full-time residence, or an investment with established income potential, this property offers the flexibility to do it all. This is a rare opportunity to purchase a turnkey waterfront property with immediate income already in place.
106 days
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1,786
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94
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Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Sharon Spedden410-215-2774,
Sharon Real Estate P.C.410-228-2525
Source: Bright MLS,MLS#: MDDO2011982
Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1
Main level bathrooms: 2
Main level bedrooms: 2
Rooms
Room types: Living Room, Kitchen, Bedroom 1, Utility Room
Bedroom 1
Level: Upper
Bedroom 1
Level: Main
Kitchen
Level: Main
Living room
Features: Fireplace - Wood Burning
Level: Main
Utility room
Level: Main
Heating
Heat Pump, Baseboard, Electric
Cooling
Ductless, Electric
Appliances
Included: Dishwasher, Dryer, Extra Refrigerator/Freezer, Microwave, Oven/Range - Electric, Refrigerator, Washer, Washer/Dryer Stacked, Water Heater, Electric Water Heater
Utilities for property: Electricity Available, Phone Available
Community & HOA
Community
Security: Smoke Detector(s)
Subdivision: Taylors Island
HOA
Has HOA: No
Location
Region: Taylors Island
Financial & listing details
Price per square foot: $293/sqft
Tax assessed value: $387,200
Annual tax amount: $4,211
Date on market: 4/13/2026
Listing agreement: Exclusive Right To Sell
Listing terms: Conventional,Cash,Bank Portfolio
Inclusions: Furniture, Kayaks, Pedal Boat, 3 Tvs, Pellet Insert In Main House Lr, And Wood Stove In 2nd Floor Bedroom.
Exclusions: Boat And 2 Golf Carts Are Negotiable, Wooden Crabs In Kitchen, 3 Pictures Above Mantle In Main House Living Room, Bench, Coffee Table & 2 Chairs On Screened Porch
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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