Beautiful Home in One of Bay County's Most Desirable Family Communities
Welcome to the charming Riverside community, widely known as one of the safest and most family-friendly neighborhoods in Bay County. Conveniently located directly across the street from North Bay Haven Charter Academy--one of the area's most highly regarded schools--this location is ideal for families who value both education and community.
This home has been lovingly maintained by its original owner for the past 20 years, reflecting pride of ownership throughout.
Just 15 minutes from downtown Panama City, Riverside offers a peaceful, picturesque setting that feels worlds away. With majestic oak trees draped in Spanish moss and beautiful Savannah-inspired architecture, the neighborhood has a timeless Southern charm that's hard to find in Florida.
Residents enjoy low HOA fees of just $135/month, which include access to exceptional community amenities:
• Waterfront community dock
• Swimming pool
• Basketball court
• Clubhouse and game room
• Private fitness center
• Grounds maintenance
Motivated seller--currently purchasing another property and open to reasonable offers.
For Sale by Owner, giving buyers the opportunity to work directly with the owner and potentially save on transaction costs.
For sale
$359,000
4005 Riverside Dr, Panama City, FL 32404
3beds
1,930sqft
Single Family Residence
Built in 2005
7,405 Square Feet Lot
$349,500 Zestimate®
$186/sqft
$135/mo HOA
What's special
- 195 days
- 194
- 7
Zillow last checked:
Listing updated:
Listed by:
Stephen Hachey 813-213-4477,
Lowest Fee Realty LLC
Source: CPAR,MLS#: 787583
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Kitchen, Living Room, Primary Bedroom, Other
Primary bedroom
- Level: First
- Dimensions: 13 x 15.5
Bedroom
- Level: First
- Dimensions: 12 x 13
Bedroom
- Level: First
- Dimensions: 13 x 13
Kitchen
- Level: First
- Dimensions: 15 x 21
Living room
- Level: First
- Dimensions: 21 x 27.5
Other
- Description: Bathroom 1
- Level: First
- Dimensions: 10 x 13
Other
- Description: Bathroom 2
- Level: First
- Dimensions: 6 x 10
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Cooktop, Electric Range, Ice Maker
Features
- Main Level Primary
Interior area
- Total structure area: 1,930
- Total interior livable area: 1,930 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage, Garage Door Opener
- Garage spaces: 2
Accessibility
- Accessibility features: Accessible Bedroom, Accessible Closets, Accessible Doors
Features
- Patio & porch: Patio, Covered, Porch
- Exterior features: Patio
- Has private pool: Yes
- Pool features: In Ground, Community, Private
- On waterfront: Yes
Lot
- Size: 7,405 Square Feet
- Dimensions: 7405 sqft
Details
- Parcel number: 11476120100
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Other, See Remarks
Condition
- New construction: No
- Year built: 2005
Utilities & green energy
- Utilities for property: Sewer Available, Underground Utilities
Community & HOA
Community
- Features: Basketball Court, Fitness Center, Playground, Pool, Waterfront
- Security: Other, Smoke Detector(s)
- Subdivision: Riverside Phase II
HOA
- Has HOA: Yes
- Services included: Recreation Facilities
- HOA fee: $135 monthly
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $186/sqft
- Tax assessed value: $263,967
- Annual tax amount: $3,306
- Date on market: 6/16/2026
- Cumulative days on market: 136 days
Estimated market value
$349,500
$332,000 - $367,000
$2,383/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/6/2026 | Price change | $359,000-2.8%$186/sqft |
Source:  CPAR #787583 Report a problem | ||
| 3/30/2026 | Listed for sale | $369,500+27.9%$191/sqft |
Source: CPAR #787583 Report a problem | ||
| 3/26/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 8/29/2020 | Listed for sale | $289,000+11.4%$150/sqft |
Source: Owner Report a problem | ||
| 8/14/2018 | Listing removed | $259,500$134/sqft |
Source: Engel & Volkers 30A Beaches #792491 Report a problem | ||
| 4/17/2018 | Price change | $259,500-0.2%$134/sqft |
Source: Engel & Volkers 30A Beaches #792491 Report a problem | ||
| 3/14/2018 | Price change | $260,000-1.9%$135/sqft |
Source: Engel & Volkers 30A Beaches #792491 Report a problem | ||
| 12/15/2017 | Listed for sale | $265,000-15.9%$137/sqft |
Source: Keller Williams Success Realty #666000 Report a problem | ||
| 9/16/2005 | Sold | $315,000+600%$163/sqft |
Source: Public Record Report a problem | ||
| 1/15/2004 | Sold | $45,000$23/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,306 +1.5% | $263,967 +1.3% |
| 2024 | $3,257 +7% | $260,508 +8.6% |
| 2023 | $3,045 +17.7% | $239,963 +8.8% |
| 2022 | $2,587 | $220,632 |
| 2021 | -- | -- |
| 2020 | $2,365 +1.3% | $193,501 +1.2% |
| 2019 | $2,334 | $191,262 -1% |
| 2018 | $2,334 -2.4% | $193,244 +0.7% |
| 2017 | $2,392 +22.3% | $191,861 -0.4% |
| 2016 | $1,957 -6.3% | $192,550 +0.1% |
| 2015 | $2,089 | $192,415 -0.9% |
| 2014 | $2,089 | $194,135 +0.7% |
| 2013 | -- | $192,720 |
| 2012 | -- | $192,720 -7.5% |
| 2011 | -- | $208,350 -0.9% |
| 2010 | -- | $210,169 -9.6% |
| 2009 | -- | $232,508 +0.1% |
| 2008 | -- | $232,375 +3% |
| 2007 | -- | $225,607 +2.5% |
| 2006 | -- | $220,104 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Cedar Grove
Nearby schools
Schools provided by the listing agent
- Elementary: Deer Point
- Middle: Merritt Brown
- High: Mosley
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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