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For sale
    • $359,000

    4005 Riverside Dr, Panama City, FL 32404

    3beds
    1,930sqft
    : 
    $2,393/mo
    Get pre-qualified
    Single Family Residence
    Built in 2005
    7,405 Square Feet Lot
    $345,800 Zestimate®
    $186/sqft
    $135/mo HOA

    What's special

    Beautiful Home in One of Bay County's Most Desirable Family Communities Welcome to the charming Riverside community, widely known as one of the safest and most family-friendly neighborhoods in Bay County. Conveniently located directly across the street from North Bay Haven Charter Academy--one of the area's most highly regarded schools--this location is ideal for families who value both education and community. This home has been lovingly maintained by its original owner for the past 20 years, reflecting pride of ownership throughout. Just 15 minutes from downtown Panama City, Riverside offers a peaceful, picturesque setting that feels worlds away. With majestic oak trees draped in Spanish moss and beautiful Savannah-inspired architecture, the neighborhood has a timeless Southern charm that's hard to find in Florida. Residents enjoy low HOA fees of just $135/month, which include access to exceptional community amenities: • Waterfront community dock • Swimming pool • Basketball court • Clubhouse and game room • Private fitness center • Grounds maintenance Motivated seller--currently purchasing another property and open to reasonable offers. For Sale by Owner, giving buyers the opportunity to work directly with the owner and potentially save on transaction costs.
    140 days
    |
    345
    |
    19
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Stephen Hachey 813-213-4477,

    Lowest Fee Realty LLC

    Source: CPAR,MLS#: 787583MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Kitchen, Living Room, Primary Bedroom, Other
      Primary bedroom
      • Level: First
      • Dimensions: 13 x 15.5
      Bedroom
      • Level: First
      • Dimensions: 12 x 13
      Bedroom
      • Level: First
      • Dimensions: 13 x 13
      Kitchen
      • Level: First
      • Dimensions: 15 x 21
      Living room
      • Level: First
      • Dimensions: 21 x 27.5
      Other
      • Description: Bathroom 1
      • Level: First
      • Dimensions: 10 x 13
      Other
      • Description: Bathroom 2
      • Level: First
      • Dimensions: 6 x 10
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Cooktop, Electric Range, Ice Maker
      Features
      • Main Level Primary
      Interior area
      • Total structure area: 1,930
      • Total interior livable area: 1,930 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Garage Door Opener
      • Garage spaces: 2
      Accessibility
      • Accessibility features: Accessible Bedroom, Accessible Closets, Accessible Doors
      Features
      • Patio & porch: Patio, Covered, Porch
      • Exterior features: Patio
      • Has private pool: Yes
      • Pool features: In Ground, Community, Private
      • On waterfront: Yes
      Lot
      • Size: 7,405 Square Feet
      • Dimensions: 7405 sqft
      Details
      • Parcel number: 11476120100

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Other, See Remarks
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Utilities for property: Sewer Available, Underground Utilities

      Community & HOA

      Community
      • Features: Basketball Court, Fitness Center, Playground, Pool, Waterfront
      • Security: Other, Smoke Detector(s)
      • Subdivision: Riverside Phase II
      HOA
      • Has HOA: Yes
      • Services included: Recreation Facilities
      • HOA fee: $135 monthly
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $186/sqft
      • Tax assessed value: $260,508
      • Annual tax amount: $3,306
      • Date on market: 6/16/2026
      • Cumulative days on market: 81 days

        Estimated market value

        $345,800

        $329,000 - $363,000

        $2,262/mo

        Price history

        DateEventPrice
        5/6/2026Price change$359,000-2.8%$186/sqft
        Source: CPAR #787583 Report a problem
        3/30/2026Listed for sale$369,500+27.9%$191/sqft
        Source: CPAR #787583 Report a problem
        3/26/2021Listing removed--
        Source: Owner Report a problem
        8/29/2020Listed for sale$289,000+11.4%$150/sqft
        Source: Owner Report a problem
        8/14/2018Listing removed$259,500$134/sqft
        Source: Engel & Volkers 30A Beaches #792491 Report a problem
        4/17/2018Price change$259,500-0.2%$134/sqft
        Source: Engel & Volkers 30A Beaches #792491 Report a problem
        3/14/2018Price change$260,000-1.9%$135/sqft
        Source: Engel & Volkers 30A Beaches #792491 Report a problem
        12/15/2017Listed for sale$265,000-15.9%$137/sqft
        Source: Keller Williams Success Realty #666000 Report a problem
        9/16/2005Sold$315,000+600%$163/sqft
        Source: Public Record Report a problem
        1/15/2004Sold$45,000$23/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,257 +7%$260,508 +8.6%
        2023$3,045 +17.7%$239,963 +8.8%
        2022$2,587 $220,632
        2021-- --
        2020$2,365 +1.3%$193,501 +1.2%
        2019$2,334 $191,262 -1%
        2018$2,334 -2.4%$193,244 +0.7%
        2017$2,392 +22.3%$191,861 -0.4%
        2016$1,957 -6.3%$192,550 +0.1%
        2015$2,089 $192,415 -0.9%
        2014$2,089 $194,135 +0.7%
        2013-- $192,720
        2012-- $192,720 -7.5%
        2011-- $208,350 -0.9%
        2010-- $210,169 -9.6%
        2009-- $232,508 +0.1%
        2008-- $232,375 +3%
        2007-- $225,607 +2.5%
        2006-- $220,104
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: Cedar Grove

        Getting around

        14 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        38 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Deer Point
        • Middle: Merritt Brown
        • High: Mosley

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

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