** PICTURES TO BE UPDATED FRIDAY NIGHT ** Adorable Red Bank Cottage with so many updates. This is a must see and will not last long!! Spacious living room and kitchen with a huge covered deck and front porch make for great entertainment space. Lower level is great for AIRBNB / VRBO, guests, teens or parents!! Location is so convenient to the north shore and downtown. ** Information is deemed reliable but not guaranteed. Buyer to verify any and all info they deem important **
For sale
Price cut: $10K (6/1)
$325,000
401 Bank St, Chattanooga, TN 37415
3beds
1,290sqft
Single Family Residence
Built in 1958
7,405 Square Feet Lot
$318,500 Zestimate®
$252/sqft
$-- HOA
What's special
Front porchHuge covered deck
- 47 days |
- 831 |
- 71 |
Zillow last checked:
Listing updated:
Listed by:
Ashley K Burns 423-718-4855,
Real Estate Partners Chattanooga LLC 423-265-0088
Source: Greater Chattanooga Realtors,MLS#: 1534824
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Bedroom
- Level: First
Bathroom
- Level: First
Bathroom
- Level: Basement
Other
- Level: First
Family room
- Description: could be a bedroom as well
- Level: Basement
Great room
- Level: First
Kitchen
- Level: First
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater, Free-Standing Electric Range, Refrigerator
- Laundry: Laundry Closet, Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
Features
- Open Floorplan, Primary Downstairs
- Flooring: Carpet, Engineered Hardwood
- Basement: Finished,Partial
- Number of fireplaces: 1
- Fireplace features: Great Room
Interior area
- Total structure area: 1,290
- Total interior livable area: 1,290 sqft
- Finished area above ground: 1,140
Property
Parking
- Parking features: Driveway, Off Street
Features
- Levels: One
- Patio & porch: Covered, Deck, Patio, Porch, Porch - Covered
- Exterior features: Private Entrance, Private Yard
Lot
- Size: 7,405 Square Feet
- Dimensions: 70 x 107M
- Features: Gentle Sloping
Details
- Parcel number: 109j F 012
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Block, Concrete Perimeter
- Roof: Shingle
Condition
- New construction: No
- Year built: 1958
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Connected
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Chattanooga
Financial & listing details
- Price per square foot: $252/sqft
- Tax assessed value: $333,500
- Annual tax amount: $2,342
- Date on market: 5/15/2026
- Listing terms: Cash,Conventional,Owner May Carry
Estimated market value
$318,500
$303,000 - $334,000
$1,929/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/1/2026 | Price change | $325,000-3%$252/sqft |
Source: Greater Chattanooga Realtors #1534824 Report a problem | ||
| 5/15/2026 | Listed for sale | $335,000+71.8%$260/sqft |
Source: Greater Chattanooga Realtors #1534824 Report a problem | ||
| 2/9/2021 | Sold | $195,000+2.6%$151/sqft |
Source: Greater Chattanooga Realtors #1329318 Report a problem | ||
| 1/9/2021 | Contingent | $190,000$147/sqft |
Source:  Greater Chattanooga Realtors #1329318 Report a problem | ||
| 1/9/2021 | Pending sale | $190,000$147/sqft |
Source: Real Estate Partners Chattanooga LLC #1329318 Report a problem | ||
| 1/8/2021 | Listed for sale | $190,000+21%$147/sqft |
Source: Real Estate Partners Chattanooga LLC #1329318 Report a problem | ||
| 7/24/2019 | Sold | $157,000+6.8%$122/sqft |
Source: Public Record Report a problem | ||
| 7/1/2019 | Pending sale | $147,000$114/sqft |
Source: Berkshire Hathaway HomeServices Realty Center #1302298 Report a problem | ||
| 6/26/2019 | Listed for sale | $147,000$114/sqft |
Source: Berkshire Hathaway HomeServices Realty Center #1302298 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,343 +27.6% | $83,375 +106.9% |
| 2024 | $1,837 | $40,300 |
| 2023 | $1,837 +16.5% | $40,300 |
| 2022 | $1,577 +74.9% | $40,300 |
| 2021 | $902 +45.9% | $40,300 +80.3% |
| 2020 | $618 | $22,350 |
| 2019 | $618 | $22,350 |
| 2018 | $618 -46.6% | $22,350 |
| 2017 | $1,157 +10.6% | $22,350 |
| 2016 | $1,046 | -- |
| 2015 | $1,046 | $19,875 |
| 2014 | $1,046 +0.8% | -- |
| 2013 | $1,038 | $19,875 -2.8% |
| 2012 | $1,038 | $20,450 |
| 2011 | $1,038 | $20,450 |
| 2010 | $1,038 +7.9% | $20,450 |
| 2009 | $962 | $20,450 +16.9% |
| 2008 | -- | $17,500 |
| 2007 | -- | $17,500 |
| 2006 | -- | $17,500 |
| 2005 | -- | $17,500 +23.7% |
| 2004 | -- | $14,150 |
| 2003 | -- | $14,150 |
| 2002 | -- | $14,150 |
| 2001 | -- | $14,150 +17.4% |
| 2000 | -- | $12,050 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 37415
Nearby schools
GreatSchools rating
- 5/10Alpine Crest Elementary SchoolGrades: K-5Distance: 0.9 mi
- 5/10Red Bank Middle SchoolGrades: 6-8Distance: 1.3 mi
- 5/10Red Bank High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: Alpine Crest Elementary
- Middle: Red Bank Middle
- High: Red Bank High School
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Tennessee
- Hamilton County
- Red Bank
- 37415
- 401 Bank St
Nearby cities
Nearby zip codes
Other Red Bank Topics
