For sale

$325,000

401 Bank St, Chattanooga, TN 37415

3beds

1,290sqft

$1,877/mo

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Single Family Residence

Built in 1958

7,405 Square Feet Lot

$324,900 Zestimate^®

$252/sqft

$-- HOA

What's special

Front porchHuge covered deck

** Adorable Red Bank Cottage with so many updates. This is a must see and will not last long!! Spacious living room and kitchen with a huge covered deck and front porch make for great entertainment space. Lower level is great for AIRBNB / VRBO, guests, teens or parents!! Location is so convenient to the north shore and downtown. ** Information is deemed reliable but not guaranteed. Buyer to verify any and all info they deem important **

9 days

637

55

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Level: First

Bedroom

Level: First

Bathroom

Level: First

Bathroom

Level: Basement

Other

Level: First

Family room

Description: could be a bedroom as well
Level: Basement

Great room

Level: First

Kitchen

Level: First

Heating

Central, Electric

Cooling

Central Air, Electric

Appliances

Included: Electric Water Heater, Free-Standing Electric Range, Refrigerator
Laundry: Laundry Closet, Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Features

Open Floorplan, Primary Downstairs
Flooring: Carpet, Engineered Hardwood
Basement: Finished,Partial
Number of fireplaces: 1
Fireplace features: Great Room

Interior area

Total structure area: 1,290
Total interior livable area: 1,290 sqft
Finished area above ground: 1,190
Finished area below ground: 100

Property

Parking

Parking features: Driveway, Off Street

Features

Levels: One
Stories: 1
Patio & porch: Covered, Deck, Patio, Porch, Porch - Covered
Exterior features: Private Entrance, Private Yard

Lot

Size: 7,405 Square Feet
Dimensions: 70 x 107M
Features: Gentle Sloping

Details

Parcel number: 109j F 012

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Brick, Vinyl Siding
Foundation: Block, Concrete Perimeter
Roof: Shingle

Condition

New construction: No
Year built: 1958

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Connected

Community & HOA

Community

Subdivision: None

HOA

Has HOA: No

Location

Region: Chattanooga

Financial & listing details

Price per square foot: $252/sqft
Tax assessed value: $333,500
Annual tax amount: $2,342
Date on market: 8/8/2026
Listing terms: Cash,Conventional,Owner May Carry

Estimated market value

$324,900

$309,000 - $341,000

$1,705/mo

Price history

Date	Event	Price
8/8/2026	Listed for sale	$325,000$252/sqft
Source: Greater Chattanooga Realtors #1540377 Report a problem
7/24/2026	Listing removed	$325,000$252/sqft
Source: Greater Chattanooga Realtors #1534824 Report a problem
6/1/2026	Price change	$325,000-3%$252/sqft
Source: Greater Chattanooga Realtors #1534824 Report a problem
5/15/2026	Listed for sale	$335,000+71.8%$260/sqft
Source: Greater Chattanooga Realtors #1534824 Report a problem
2/9/2021	Sold	$195,000+2.6%$151/sqft
Source: Greater Chattanooga Realtors #1329318 Report a problem
1/9/2021	Contingent	$190,000$147/sqft
Source: Greater Chattanooga Realtors #1329318 Report a problem
1/9/2021	Pending sale	$190,000$147/sqft
Source: Real Estate Partners Chattanooga LLC #1329318 Report a problem
1/8/2021	Listed for sale	$190,000+21%$147/sqft
Source: Real Estate Partners Chattanooga LLC #1329318 Report a problem
7/24/2019	Sold	$157,000+6.8%$122/sqft
Source: Public Record Report a problem
7/1/2019	Pending sale	$147,000$114/sqft
Source: Berkshire Hathaway HomeServices Realty Center #1302298 Report a problem
6/26/2019	Listed for sale	$147,000$114/sqft
Source: Berkshire Hathaway HomeServices Realty Center #1302298 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,343 +27.6%	$83,375 +106.9%
2024	$1,837	$40,300
2023	$1,837 +16.5%	$40,300
2022	$1,577 +74.9%	$40,300
2021	$902 +45.9%	$40,300 +80.3%
2020	$618	$22,350
2019	$618	$22,350
2018	$618 -46.6%	$22,350
2017	$1,157 +10.6%	$22,350
2016	$1,046	--
2015	$1,046	$19,875
2014	$1,046 +0.8%	--
2013	$1,038	$19,875 -2.8%
2012	$1,038	$20,450
2011	$1,038	$20,450
2010	$1,038 +7.9%	$20,450
2009	$962	$20,450 +16.9%
2008	--	$17,500
2007	--	$17,500
2006	--	$17,500
2005	--	$17,500 +23.7%
2004	--	$14,150
2003	--	$14,150
2002	--	$14,150
2001	--	$14,150 +17.4%
2000	--	$12,050

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 37415

Getting around

42 / 100

Car-Dependent

0 / 100

No Nearby Transit

15 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Alpine Crest Elementary School
Grades: K-5Distance: 0.9 mi
5/10
Red Bank Middle School
Grades: 6-8Distance: 1.3 mi
5/10
Red Bank High School
Grades: 9-12Distance: 1.3 mi

Schools provided by the listing agent

Elementary: Alpine Crest Elementary
Middle: Red Bank Middle
High: Red Bank High School

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.