The charm of yesteryear remains in the details of this home! 2 bedroom 1 bath home with multiple flex spaces. HUD Case #483-664849, FHA uninsurable, subject to appraisal. Owned by US Dept of HUD. HUD homes are sold as is.
Closed
$74,000
401 Cumberland St E, Cowan, TN 37318
2beds
1,221sqft
Single Family Residence, Residential
Built in 1900
8,712 Square Feet Lot
$-- Zestimate®
$61/sqft
$1,167 Estimated rent
Home value
Not available
Estimated sales range
Not available
$1,167/mo
Zestimate® history
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Multiple flex spaces
Zillow last checked:
Listing updated:
Listed by:
Lora Pratt-Umbarger 931-273-3784,
Better Homes & Gardens Real Estate Heritage Group
Bought with:
Mitch Umbarger, 283717
Better Homes & Gardens Real Estate Heritage Group
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3233541
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Bedroom 1
- Area: 168 Square Feet
- Dimensions: 12x14
Bedroom 2
- Area: 168 Square Feet
- Dimensions: 12x14
Den
- Area: 66 Square Feet
- Dimensions: 6x11
Dining room
- Area: 168 Square Feet
- Dimensions: 12x14
Kitchen
- Area: 198 Square Feet
- Dimensions: 11x18
Living room
- Area: 270 Square Feet
- Dimensions: 15x18
Heating
- Central, Electric, Zoned
Cooling
- Central Air, Electric
Appliances
- Included: Gas Range
Features
- Flooring: Wood
- Basement: None
Interior area
- Total structure area: 1,221
- Total interior livable area: 1,221 sqft
- Finished area above ground: 1,221
Property
Features
- Levels: One
- Stories: 1
Lot
- Size: 8,712 Square Feet
- Dimensions: 73 x 133
- Features: Corner Lot
- Topography: Corner Lot
Details
- Parcel number: 077L L 01601 000
- Special conditions: HUD Owned
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence, Residential
Materials
- Wood Siding
Condition
- New construction: No
- Year built: 1900
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Available, Water Available
Community & HOA
HOA
- Has HOA: No
Location
- Region: Cowan
Financial & listing details
- Price per square foot: $61/sqft
- Tax assessed value: $124,900
- Annual tax amount: $942
- Date on market: 6/9/2026
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 7/24/2026 | Sold | $74,000-12.9%$61/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #3233541 Report a problem | ||
| 7/7/2026 | Pending sale | $85,000$70/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3233541 Report a problem | ||
| 6/10/2026 | Listed for sale | $85,000-31.9%$70/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3233541 Report a problem | ||
| 8/20/2021 | Sold | $124,900+4.2%$102/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2212668 Report a problem | ||
| 6/28/2021 | Contingent | $119,900$98/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2212668 Report a problem | ||
| 11/28/2018 | Listed for sale | $119,900+196%$98/sqft |
Source: CENTURY 21 Mid-State Realty, LLC #1992225 Report a problem | ||
| 8/20/2015 | Sold | $40,500-63.2%$33/sqft |
Source: Public Record Report a problem | ||
| 3/19/2015 | Listing removed | $110,000$90/sqft |
Source: Coldwell Banker Lynch-Rigsby Realty & Auction #1569241 Report a problem | ||
| 8/22/2014 | Listed for sale | $110,000+388.9%$90/sqft |
Source: Coldwell Banker Lynch-Rigsby Realty & Auction #1569241 Report a problem | ||
| 10/30/1995 | Sold | $22,500$18/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $942 +1.3% | $31,225 |
| 2024 | $930 +50.6% | $31,225 |
| 2023 | $617 +8.2% | $31,225 |
| 2022 | $570 -13.8% | $31,225 +32.3% |
| 2021 | $662 | $23,600 |
| 2020 | $662 -35.3% | $23,600 |
| 2019 | $1,023 +5% | $23,600 |
| 2018 | $975 +0.1% | $23,600 |
| 2017 | $974 +4% | $23,600 +4.1% |
| 2016 | $937 | $22,680 |
| 2015 | $937 +0% | $22,680 +0% |
| 2014 | $937 | $22,679 |
| 2013 | $937 | $22,679 |
| 2012 | -- | $22,679 |
| 2011 | -- | $22,679 -4.7% |
| 2010 | $917 +3.2% | $23,795 |
| 2009 | $889 | $23,795 |
| 2008 | $889 +2.7% | $23,795 |
| 2007 | $865 -20.5% | $23,795 |
| 2006 | $1,087 +30% | $23,795 +30% |
| 2005 | $836 | $18,302 |
| 2004 | $836 +6.3% | $18,302 |
| 2002 | $787 | $18,302 |
| 2001 | -- | $18,302 -44.6% |
| 2000 | -- | $33,039 |
Find assessor info on the county website
Neighborhood: 37318
Nearby homes
- $163,400-- bd1 ba1.2k sqft405 Cumberland St E, Cowan, TN 37318Off Market
- $259,9003 bd2 ba1.8k sqft102 Hill St N, Cowan, TN 37318Off Market
- $52,500-- bd-- ba1.7k sqft103 Hill St, Cowan, TN 37318Off Market
- $247,500-- bd2 ba2.4k sqft305 Cumberland St E, Cowan, TN 37318Off Market
- $129,700-- bd1 ba1.5k sqft400 Cumberland St E, Cowan, TN 37318Off Market
- $230,000-- bd2 ba1.3k sqft402 Cumberland St E, Cowan, TN 37318Off Market
- $214,9003 bd2 ba1.3k sqft104 Hill St S, Cowan, TN 37318Sold
- $214,900-- bd1 ba1.3k sqft104 Hills St, Cowan, TN 37318Sold
Nearby schools
GreatSchools rating
- 5/10Cowan Elementary SchoolGrades: PK-5Distance: 0.1 mi
- 3/10South Middle SchoolGrades: 6-8Distance: 1.4 mi
- 4/10Franklin Co High SchoolGrades: 9-12Distance: 4.7 mi
Schools provided by the listing agent
- Elementary: Cowan Elementary
- Middle: South Middle School
- High: Franklin Co High School
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Tennessee
- Franklin County
- Cowan
- 37318
- 401 Cumberland St E
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