For sale

$899,000

401 Fir St, Fernandina Beach, FL 32034

3beds

2,131sqft

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Single Family Residence

Built in 1945

10,001 Square Feet Lot

$824,000 Zestimate^®

$422/sqft

$-- HOA

What's special

Sleek quartz countertopsHallmark wood flooringEnergy-efficient andersen windowsWellborn cabinetry

Discover the charm of island living in this beautifully crafted 3-bedroom, 2.5 bath home, nestled just half-mile from historic downtown Fernandina. Immerse yourself in a world of convenience, with top-rated restaurants, boutique shopping, world-class golf courses and 13 miles of pristine beaches all within easy reach. Step inside this cozy, yet sophisticated retreat, where quality craftsmanship shines through every detail. Features include 10’ ceilings, energy-efficient Andersen windows, Hallmark wood flooring, Wellborn cabinetry, and sleek quartz countertops. Outside, low maintenance James Hardie lap siding, durable paver front porch and driveway plus a detached 2-car garage. Six additional Bridgemark Homes are underway on 5th and Fir St, offering a rare opportunity to build within a short walk or bike ride to downtown. *Please note, this home is not yet under construction. Photos are of a similar home. Changes can still be made to the floor plan and design.

170 days

315

10

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
Partial bathrooms: 1

Heating

Central, Electric

Cooling

Central Air, Electric

Appliances

Included: Dishwasher, Disposal, Refrigerator, Stove

Features

Ceiling Fan(s)
Windows: Vinyl

Interior area

Total structure area: 2,131
Total interior livable area: 2,131 sqft

Property

Parking

Total spaces: 1
Parking features: One Car Garage, Garage Door Opener
Garage spaces: 1

Features

Levels: Two
Stories: 2

Lot

Size: 10,001 Square Feet
Dimensions: 100 x 100

Details

Parcel number: 000031180002800060
Zoning: R-2
Special conditions: None

Construction

Type & style

Home type: SingleFamily
Architectural style: Two Story
Property subtype: Single Family Residence

Materials

Frame
Roof: Shingle

Condition

Resale
Year built: 1945

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

HOA

Has HOA: No

Location

Region: Fernandina Beach

Financial & listing details

Price per square foot: $422/sqft
Tax assessed value: $280,000
Annual tax amount: $3,890
Date on market: 1/16/2026
Cumulative days on market: 171 days
Listing terms: Cash,Conventional
Road surface type: Paved

Estimated market value

$824,000

$783,000 - $865,000

$4,642/mo

Price history

Date	Event	Price
1/16/2026	Listed for sale	$899,000-2.3%$422/sqft
Source: AINCAR #114752 Report a problem
5/7/2025	Listing removed	$919,900$432/sqft
Source: AINCAR #109522 Report a problem
10/23/2024	Listed for sale	$919,900+159.1%$432/sqft
Source: AINCAR #109522 Report a problem
5/10/2024	Sold	$355,000+29.1%$167/sqft
Source: realMLS #2026968 Report a problem
1/17/2023	Sold	$275,000$129/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$3,890 +2.6%	$176,834 +10%
2023	$3,791 +22.7%	$160,758 +10%
2022	$3,090 +14.8%	$146,144 +10%
2021	$2,692 +14.2%	$132,858 +10%
2020	$2,356 +255.2%	$120,780 +62.9%
2019	$663	$74,144 +1.9%
2018	$663 +1.7%	$72,762 +2.1%
2017	$652 +2.1%	$71,265 +2.1%
2016	$639 -0.3%	$69,799 +0.7%
2015	$641 -1.7%	$69,314 +0.8%
2014	$652	$68,764 +1.5%
2013	--	$67,748 +1.7%
2012	--	$66,616 +3%
2011	--	$64,676 +1.5%
2010	--	$63,720 +2.7%
2009	--	$62,045 +0.1%
2008	--	$61,983 +3%
2007	--	$60,178 -19.8%
2006	--	$75,070 +4.6%
2005	--	$71,757 +2.2%
2004	--	$70,188 +2.3%
2003	--	$68,623 +3%
2002	--	$66,633 +2.8%
2001	--	$64,793 +5.7%
2000	--	$61,305

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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