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Contingent
  • $199,900

    401 N Main St, Lake City, MI 49651

    3beds
    1,582sqft
    : 
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    Single Family Residence
    Built in 1930
    5,227 Square Feet Lot
    $195,600 Zestimate®
    $126/sqft
    $-- HOA

    What's special

    Subtle curved ceilingsGraceful curved archwaysThoughtfully designed layoutCovered front porchCozy office nookRefinished original hardwood floors
    EXCELLENT LOCATION with the lifestyle to match! Just two blocks from beautiful Lake Missaukee, Missaukee County Park, and Campground, this charming and meticulously maintained 1930s home offers the perfect blend of character, comfort, and convenience. Enjoy easy access to a quarter-mile sandy beach, playground, volleyball courts, boardwalk, grills, and pavilions, while also being within walking distance of downtown shops, dining, and local favorites like the beloved Tasty Treat. Watch the annual Fourth of July parade from the comfort of your covered front porch—a front-row seat to one of the community's favorite traditions. Situated in a desirable neighborhood, this 3-bedroom, 1-bath home showcases timeless charm with refinished original hardwood floors, graceful curved archways, subtle curved ceilings, and custom 1930s built-in drawers throughout. The bright formal dining room is filled with natural light, creating a warm and welcoming space for gatherings and everyday living. The thoughtfully designed layout offers two main-floor bedrooms and a full bath. Upstairs features an additional bedroom, a nonconforming fourth bedroom, and a cozy office nook, providing flexible space for guests, hobbies, remote work, or a growing family. The kitchen has been refreshed with new tile flooring, while the bathroom has been updated with a new vanity and fixtures. Just off the kitchen, step outside to a spacious deck and patio with a campfire pit, perfect for entertaining, relaxing, and enjoying Michigan evenings. An attached 1+ stall garage and full basement provide ample storage and everyday practicality. Major updates include the electrical, plumbing, furnace, A/C, hot water heater, roof, vinyl siding, windows, refinished hardwood floors, carpeting, exterior and storm doors, and deck—providing comfort, efficiency, and peace of mind. Move-in ready and ideally located near the lake, park, campground, and downtown amenities, this home offers the best of small-town living.
    34 days
    |
    944
    |
    44
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    Zillow last checked:

    Listing updated:

    Listed by:

    Tamara McLeod Helsel 231-920-6422,

    City2Shore Real Estate Northern Michigan 231-839-0077

    Source: NGLRMLS,MLS#: 1946692MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Rooms
      • Room types: Dining Room
      Primary bedroom
      • Level: Main
      • Area: 146.05
      • Dimensions: 12.7 x 11.5
      Bedroom 2
      • Level: Main
      • Area: 117.81
      • Dimensions: 11.9 x 9.9
      Bedroom 3
      • Level: Upper
      • Area: 140.48
      • Dimensions: 12.11 x 11.6
      Primary bathroom
      • Features: Shared
      Dining room
      • Level: Main
      • Area: 145.41
      • Dimensions: 13.1 x 11.1
      Kitchen
      • Level: Main
      • Area: 132.99
      • Dimensions: 14.3 x 9.3
      Living room
      • Level: Main
      • Area: 326.19
      • Dimensions: 24.9 x 13.1
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Window A/C Unit(s)
      Appliances
      • Included: Refrigerator, Oven/Range, Washer, Dryer, Gas Water Heater
      • Laundry: Main Level
      Features
      • Entrance Foyer, Drywall, Paneling, Ceiling Fan(s), Cable TV, High Speed Internet
      • Flooring: Wood, Tile, Carpet
      • Windows: Blinds, Curtain Rods
      • Basement: Full,Daylight,Unfinished,Interior Entry
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total structure area: 1,582
      • Total interior livable area: 1,582 sqft
      • Finished area above ground: 1,582
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached, Concrete Floors, Gravel, Private
      • Attached garage spaces: 1
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One and One Half
      • Stories: 1
      • Patio & porch: Deck, Covered
      • Exterior features: Sidewalk
      • Waterfront features: None
      Lot
      • Size: 5,227 Square Feet
      • Dimensions: 53 x 100
      • Features: Level, Landscaped
      Details
      • Additional structures: None
      • Parcel number: 05124700100
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow
      • Property subtype: Single Family Residence
      Materials
      • Frame, Vinyl Siding
      • Foundation: Block
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1930
      • Major remodel year: 2009

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: None
      • Security: Smoke Detector(s)
      • Subdivision: None
      HOA
      • Services included: None
      Location
      • Region: Lake City

      Financial & listing details

      • Price per square foot: $126/sqft
      • Tax assessed value: $26,255
      • Annual tax amount: $1,380
      • Price range: $199.9K - $199.9K
      • Date on market: 6/16/2026
      • Cumulative days on market: 36 days
      • Listing agreement: Exclusive Right Sell
      • Listing terms: Conventional,Cash,FHA,USDA Loan,VA Loan
      • Ownership type: Private Owner
      • Road surface type: Asphalt

        Estimated market value

        $195,600

        $186,000 - $205,000

        $1,896/mo

        Price history

        DateEventPrice
        7/17/2026Contingent$199,900$126/sqft
        Source: NGLRMLS #1946692 Report a problem
        6/16/2026Listed for sale$199,900+227.7%$126/sqft
        Source: NGLRMLS #1946692 Report a problem
        10/14/2005Sold$61,000$39/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,334 +4.2%$61,100 +5%
        2024$1,280 $58,200 +15%
        2023-- $50,600 +25.9%
        2022-- $40,200 +15.9%
        2020-- $34,700 +9.5%
        2019$1,145 $31,700 -2.2%
        2018$1,145 +30.5%$32,400 -5%
        2017$877 $34,100 +14.8%
        2016$877 $29,700 +24.8%
        2015$877 $23,800 +4.8%
        2014$877 $22,700 +17.6%
        2013$877 $19,300 -38.1%
        2011$877 +0.6%$31,200 +3%
        2009$872 $30,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 49651

        Getting around

        55 / 100
        Somewhat Walkable
        42 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Lake City Area School District

        Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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