Pending

$145,000

401 N Ridge St, Cambridge, IL 61238

3beds

1,400sqft

$1,086/mo

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Single Family Residence

Built in 1910

0.31 Acres Lot

$141,300 Zestimate^®

$104/sqft

$-- HOA

What's special

Open-concept floor planAmple storage and parkingOversized two-car detached garageBright and spacious feelConvenient main-level laundryEnclosed side porch

Charming 11/2-story home situated on a 0.310-acre lot. This property offers 3 bedrooms and 1 full bath, with convenient main-level laundry and an open-concept floor plan. The living room features a vaulted ceiling, creating a bright and spacious feel. Additional highlights include an enclosed side porch and a 20x14 deck off the dining room, perfect for outdoor enjoyment. The oversized two-car detached garage provides ample storage and parking, along with a newly added 14x10 shed (2025) for extra storage. Recent updates include new flooring in the living room, dining room, and kitchen, as well as a new roof on both the home and garage (2025).

171 days

15

1

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1

Rooms

Room types: No additional rooms

Primary bedroom

Features: Flooring (Luxury Vinyl), Window Treatments (Blinds)
Level: Main
Area: 156 Square Feet
Dimensions: 13X12

Bedroom 2

Features: Flooring (Carpet), Window Treatments (Blinds)
Level: Second
Area: 80 Square Feet
Dimensions: 10X8

Bedroom 3

Features: Flooring (Carpet), Window Treatments (Blinds)
Level: Second
Area: 70 Square Feet
Dimensions: 10X7

Dining room

Features: Flooring (Luxury Vinyl), Window Treatments (Blinds)
Level: Main
Area: 88 Square Feet
Dimensions: 11X8

Kitchen

Features: Flooring (Luxury Vinyl), Window Treatments (Blinds)
Level: Main
Area: 154 Square Feet
Dimensions: 14X11

Laundry

Features: Flooring (Luxury Vinyl)
Level: Main
Area: 18 Square Feet
Dimensions: 6X3

Living room

Features: Flooring (Luxury Vinyl), Window Treatments (Blinds)
Level: Main
Area: 198 Square Feet
Dimensions: 11X18

Heating

Natural Gas

Cooling

Central Air

Appliances

Included: Gas Water Heater
Laundry: In Bathroom, Laundry Closet

Features

Basement: Unfinished,Full

Interior area

Total structure area: 2,180
Total interior livable area: 1,400 sqft
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Gravel, Garage Door Opener, Yes, Garage Owned, Detached, Garage
Garage spaces: 2
Has uncovered spaces: Yes

Accessibility

Accessibility features: No Disability Access

Features

Stories: 1.5
Patio & porch: Deck

Lot

Size: 0.31 Acres
Dimensions: 70x192x70x192
Features: Level

Details

Additional structures: Shed(s)
Parcel number: 1807252013
Special conditions: None
Other equipment: TV-Cable, Ceiling Fan(s)

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Brick/Mortar
Roof: Asphalt

Condition

New construction: No
Year built: 1910

Utilities & green energy

Electric: 100 Amp Service
Sewer: Public Sewer
Water: Public

Community & HOA

Community

Features: Curbs, Sidewalks, Street Lights
Subdivision: Original Town Village Of Cambridge

HOA

Services included: None

Location

Region: Cambridge

Financial & listing details

Price per square foot: $104/sqft
Tax assessed value: $112,104
Annual tax amount: $1,425
Date on market: 2/6/2026
Ownership: Fee Simple

Estimated market value

$141,300

$134,000 - $148,000

$1,167/mo

Price history

Date	Event	Price
3/30/2026	Pending sale	$145,000$104/sqft
Source: MRED as distributed by MLS GRID #12559132 Report a problem
2/6/2026	Listed for sale	$145,000+12.4%$104/sqft
Source: MRED as distributed by MLS GRID #12559132 Report a problem
4/18/2025	Sold	$129,000-7.2%$92/sqft
Source: MRED as distributed by MLS GRID #QC4258411 Report a problem
3/23/2025	Contingent	$139,000$99/sqft
Source: RMLS Alliance as distributed by MLS GRID #QC4258411 Report a problem
12/5/2024	Listed for sale	$139,000$99/sqft
Source: RMLS Alliance as distributed by MLS GRID #QC4258411 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$1,425 +0.3%	$37,368 +1.5%
2023	$1,421 -3.4%	$36,816 +8.6%
2022	$1,471 +1.3%	$33,900 +8%
2021	$1,452 -1.5%	$31,389 +0.5%
2020	$1,473 -0.6%	$31,233 +3.8%
2019	$1,483 -0.3%	$30,090 +3%
2018	$1,487 -2.4%	$29,214 +2.7%
2017	$1,523	$28,446 +0.5%
2016	$1,523 -2.7%	$28,304
2015	$1,566	$28,304 -1%
2013	$1,566 +1.2%	$28,590 +0.9%
2007	$1,547 +20.7%	$28,327 +3.5%
2006	$1,282	$27,369

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 61238

Getting around

40 / 100

Car-Dependent

46 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Cambridge Community Grade School
Grades: PK-5Distance: 0.8 mi
7/10
Cambridge Jr/Sr High School
Grades: 6-12Distance: 0.7 mi

Schools provided by the listing agent

Elementary: Cambridge Elementary School
Middle: Cambridge Jh/Sr High School
High: Cambridge Jh/Sr High School
District: 227

Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.