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For sale
  • Price cut: $15.5K (4/9)
    $249,500

    401 SW Cross St, Mount Sterling, IL 62353

    4beds
    2,767sqft
    : 
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    Single Family Residence, Residential
    Built in ----
    0.33 Acres Lot
    $238,200 Zestimate®
    $90/sqft
    $-- HOA

    What's special

    Original woodworkBeamed ceilingsConvenient eat-at barSpacious kitchenSeamless flow between roomsGenerous counter spaceNewly renovated bathroom
    An amazing historic home in Mount Sterling with so much character. From the moment you arrive, you’ll appreciate the craftsmanship that defines this residence, featuring original woodwork, beautiful built-in cabinetry, classic doors, and hardwood floors throughout. The main living spaces are warm and inviting, showcasing beamed ceilings, detailed trim, and a seamless flow between rooms perfect for both everyday living and entertaining. The spacious kitchen offers tons of functional space and style, highlighted by great cabinetry, generous counter space, and a convenient eat-at bar that opens to the dining area. Upstairs, the bedrooms are generously sized and filled with natural light. A newly renovated bathroom provides modern convenience while remaining easily accessible from all bedrooms. This home also offers the peace of mind that comes with numerous major updates already completed, including a new roof (2021), new siding (2022), new electrical upgrades and bedroom renovation (2021), and a new boiler installed in 2023. These significant improvements compliment the home’s historic charm and add long-term value.
    157 days
    |
    168
    |
    6
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lance Grady 217-491-0812,

    LG Realty

    Source: RMLS Alliance as distributed by MLS GRID,MLS#: CA1041418MLS LogoOriginating MLS: Capital Area Association of Realtors

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Bedroom 1
      • Level: Main
      • Dimensions: 14ft 0in x 14ft 0in
      Bedroom 2
      • Level: Upper
      • Dimensions: 15ft 0in x 18ft 0in
      Bedroom 3
      • Level: Upper
      • Dimensions: 16ft 0in x 17ft 0in
      Bedroom 4
      • Level: Upper
      • Dimensions: 25ft 0in x 13ft 0in
      Kitchen
      • Level: Main
      • Dimensions: 12ft 0in x 18ft 0in
      Main level
      • Area: 1650
      Upper level
      • Area: 1117
      Heating
      • Baseboard, Hot Water
      Features
      • Basement: Partial,Unfinished
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 2,767
      • Total interior livable area: 2,767 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached
      • Garage spaces: 2
      Features
      • Levels: Two
      Lot
      • Size: 0.33 Acres
      • Dimensions: 120 x 120
      • Features: Corner Lot, Level
      Details
      • Parcel number: 0517133006

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence, Residential
      Materials
      • Brick, Vinyl Siding
      • Roof: Shingle
      Condition
      • New construction: No

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Mount Sterling

      Financial & listing details

      • Price per square foot: $90/sqft
      • Tax assessed value: $231,858
      • Annual tax amount: $5,666
      • Date on market: 1/21/2026
      • Cumulative days on market: 159 days

        Estimated market value

        $238,200

        $226,000 - $250,000

        $1,855/mo

        Price history

        DateEventPrice
        4/9/2026Price change$249,500-5.8%$90/sqft
        Source: RMLS Alliance as distributed by MLS GRID #CA1041418 Report a problem
        2/18/2026Price change$265,000-7%$96/sqft
        Source: RMLS Alliance as distributed by MLS GRID #CA1041418 Report a problem
        1/21/2026Listed for sale$285,000+26.7%$103/sqft
        Source: RMLS Alliance as distributed by MLS GRID #CA1041418 Report a problem
        7/2/2024Sold$225,000-6.1%$81/sqft
        Source: RMLS Alliance as distributed by MLS GRID #CA1034948 Report a problem
        5/16/2024Contingent$239,500$87/sqft
        Source: Quincy AOR #203405 Report a problem
        5/10/2024Price change$239,500+0.4%$87/sqft
        Source: Quincy AOR #203405 Report a problem
        5/8/2024Listed for sale$238,500+8.5%$86/sqft
        Source: Quincy AOR #203405 Report a problem
        9/22/2017Listing removed$219,900$79/sqft
        Source: L Grady Realty #194633 Report a problem
        5/7/2017Price change$219,900-4.3%$79/sqft
        Source: L Grady Realty #194633 Report a problem
        2/12/2017Listed for sale$229,900+2.4%$83/sqft
        Source: L Grady Realty #194633 Report a problem
        5/4/2014Listing removed$224,498$81/sqft
        Source: Davis and Frese Inc., REALTORS #187520 Report a problem
        5/3/2014Listed for sale$224,498$81/sqft
        Source: Davis and Frese Inc., REALTORS #187520 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,666 +3.6%$77,286 +5.6%
        2023$5,470 +2.9%$73,166 +0.3%
        2022$5,315 +3.1%$72,911
        2021$5,156 +2.2%--
        2020$5,044 +0.6%--
        2019$5,014 --
        2018-- --
        2017$4,361 --
        2016-- --
        2015-- --
        2014-- --
        2013-- --
        2012-- --
        2011-- --

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

          Explore the cost of this home by adjusting the details. Changes won't be saved.
          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
          See how much you could borrow to make a competitive offer.

          Climate risks

          Neighborhood: 62353

          Getting around

          45 / 100
          Car-Dependent
          43 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • High: Brown County High School

          Source: RMLS Alliance as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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