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For sale
  • Price cut: $10K (8/15)
    $659,325

    401 Summerhouse Drive, Holly Ridge, NC 28445

    3beds
    2,439sqft
    : 
    $3,956/mo
    Get pre-qualified
    Single Family Residence
    Built in 2019
    7,841 Square Feet Lot
    $650,200 Zestimate®
    $270/sqft
    $83/mo HOA

    What's special

    Waterfront homeTwo gated entriesDirect intracoastal waterway accessKayak launchRecessed lightingChef-caliber island kitchenOpen beam ceilings
    A waterfront home and kitchen lover's dream on Spicer Lake with open beam ceilings, a chef-caliber island kitchen, a sun-drenched fully finished lakefront room, and a first-floor room that exists nowhere else in Summerhouse on Everett Bay: a dedicated full bar with wine display and a built-in wine storage closet that would not look out of place in a private low-country speakeasy. (Owner's maintained supplies to return it to an office/formal dining or guest space if buyer desires). This is the home for someone who lives fully and knows exactly what they want. Built in 2019 and thoughtfully upgraded throughout, this 3-bedroom, 3-bath waterfront home delivers 2,439 square feet of intentional coastal living on one of the most coveted lots in Summerhouse on Everett Bay. The first-floor primary suite faces Spicer Lake directly, with expansive windows that frame the water from the moment you open your eyes in the morning. Trey ceilings, gas logs, a custom walk-in closet, and 9-foot-plus ceilings throughout create volume and warmth that photographs well and lives even better. A short golf cart ride from the front door puts you at the two-story clubhouse, the lazy river pool, the 24-hour fitness center, and everything the community delivers without ever leaving the neighborhood. The kitchen is the undisputed heart of this home. A sit-down island with pendant lighting, stainless steel appliances, granite countertops, and recessed lighting make this the space guests gravitate toward regardless of what else is happening in the house. It is not a kitchen designed to impress. It is a kitchen designed to be used by someone who actually cooks. The lakefront room is where this home separates itself from everything else on the street. Fully finished with HVAC, positioned directly on Spicer Lake, a wall of windows faces the water. Morning coffee. Evening gatherings. Every hour of light does something different to the lake. The kind of room guests find first and leave last. Then there is the bar room. Full bar with wine display. Dedicated wine storage closet. Private tasting room, cocktail hour destination. It redefines what entertaining looks like at this address. Upstairs, a finished en suite with walk in closet that passes through to additional attic storage over the garage adds a fourth flex space for a media room, home office, or guest overflow. Now step outside. Summerhouse on Everett Bay is a resort community that earns that description. Lazy river pool. Two-story clubhouse with full kitchen, library, billiards, and fireplaces. 24-hour fitness center with locker rooms. Tennis and pickleball. Boat launch with day docks and pier, dedicated boat storage, kayak launch, and 18 miles of walking trails connecting six scenic lakes and direct Intracoastal Waterway access. Nature park, fire pit, pavilion, community garden, playground, basketball. Two gated entries. Professional HOA maintenance. Master insurance, cable, water, sewer, and street lighting included. Voted Top 100 Places to Live by Ideal Living Magazine. Between Wilmington and Jacksonville. Camp Lejeune, MCAS New River, Stone Bay, U.S. Coast Guard Special Missions Training Center at Courthouse Bay and MARSOC within reach. Topsail Island beaches a short boat ride away. And yet Spicer Lake out the lakefront room windows has a way of making all of that feel unhurried. A kitchen for someone who cooks. A lakefront room for someone who watches the water. A bar room for someone who entertains with intention. The window to make this address yours is open.
    30 days
    |
    765
    |
    31
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    McKenzie L Johnson 910-554-0761,

    eXp Realty

    Source: Hive MLS,MLS#: 100590496MLS LogoOriginating MLS: Jacksonville Board of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Master Bedroom, Living Room, Bedroom 2, Bedroom 3, Library, Sunroom, Utility Room
      Heating
      • Fireplace(s), Electric, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Electric Oven, Built-In Microwave, Refrigerator, Dishwasher
      • Laundry: Laundry Room
      Features
      • Master Downstairs, Walk-in Closet(s), High Ceilings, Entrance Foyer, Solid Surface, Ceiling Fan(s), Pantry, Walk-in Shower, Gas Log, Walk-In Closet(s)
      • Flooring: Carpet, Tile, Wood
      • Number of fireplaces: 1
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 2,439
      • Total interior livable area: 2,439 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Paved
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Patio & porch: Covered, Patio, Porch
      • Exterior features: Irrigation System
      • Fencing: None
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Water Access Comm, Lake Front
      • Frontage type: Lakefront
      Lot
      • Size: 7,841 Square Feet
      • Dimensions: 51 x 151
      • Features: Water Access Comm
      Details
      • Parcel number: 762c429
      • Zoning: R-20
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stone, Fiber Cement, Wood Frame
      • Foundation: Slab
      • Roof: Architectural Shingle
      Condition
      • New construction: No
      • Year built: 2019

      Utilities & green energy

      • Water: Public
      • Utilities for property: Water Available

      Community & HOA

      Community
      • Subdivision: Summerhouse On Everett Bay
      HOA
      • Has HOA: Yes
      • Amenities included: Waterfront Community, Basketball Court, Boat Dock, Clubhouse, Pool, Fitness Center, Gated, Maintenance Common Areas, Maintenance Roads, Management, Picnic Area, Playground, Ramp, RV/Boat Storage, Sidewalks, Street Lights, Taxes, Tennis Court(s), Trail(s)
      • HOA fee: $1,000 annually
      • HOA name: Summerhouse on Everett Bay Homeowners Association
      Location
      • Region: Holly Ridge

      Financial & listing details

      • Price per square foot: $270/sqft
      • Tax assessed value: $591,380
      • Annual tax amount: $6,061
      • Date on market: 7/21/2026
      • Cumulative days on market: 30 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $650,200

        $618,000 - $683,000

        $2,444/mo

        Price history

        DateEventPrice
        8/15/2026Price change$659,325-1.5%$270/sqft
        Source: Hive MLS #100590496 Report a problem
        7/21/2026Listed for sale$669,325+47.1%$274/sqft
        Source: Hive MLS #100590496 Report a problem
        6/16/2021Sold$455,000+1.1%$187/sqft
        Source: Hive MLS #100268500 Report a problem
        4/30/2021Pending sale$450,000$185/sqft
        Source: Hive MLS #100268500 Report a problem
        4/27/2021Listed for sale$450,000+16.9%$185/sqft
        Source: Hive MLS #100268500 Report a problem
        9/17/2019Sold$384,900$158/sqft
        Source: Hive MLS #100141214 Report a problem
        9/10/2019Listed for sale$384,900$158/sqft
        Source: Destination Realty Corporation #100141214 Report a problem
        8/9/2019Pending sale$384,900$158/sqft
        Source: Destination Realty Corporation #100141214 Report a problem
        4/28/2019Price change$384,900-3.5%$158/sqft
        Source: Destination Realty Corporation #100141214 Report a problem
        11/26/2018Listed for sale$399,000+1423.7%$164/sqft
        Source: Destination Realty Corporation #100141214 Report a problem
        5/5/2017Sold$26,187-25.2%$11/sqft
        Source: Agent Provided Report a problem
        2/17/2012Sold$35,000-87.3%$14/sqft
        Source: Public Record Report a problem
        9/19/2006Sold$275,000$113/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,547 $456,993
        2024$4,547 +0%$456,993
        2023$4,546 -1%$456,993
        2022$4,593 +24.2%$456,993 +35.3%
        2021$3,698 $337,700
        2020$3,698 +55.7%$337,700 +56.5%
        2019$2,374 +613%$215,840 +619.5%
        2018$333 +1.8%$30,000
        2017$327 $30,000
        2016$327 $30,000
        2015$327 $30,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28445

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Coastal Elementary
        • Middle: Dixon
        • High: Dixon

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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