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Coming soon 10/01
  • $890,000

    4013 Windward Key Ct, Chesapeake Beach, MD 20732

    3beds
    3,061sqft
    : 
    $6,548/mo
    Get pre-qualified
    Townhouse
    Built in 1988
    1,750 Square Feet Lot
    $779,200 Zestimate®
    $291/sqft
    $410/mo HOA

    What's special

    Rare opportunity to own directly on the Chesapeake Bay in Windward Key, where bayfront homes seldom come on the market. This 4-level, 3-bedroom, 3-full-and-2-half-bath coastal townhouse in Chesapeake Beach sits directly on the water with expansive Bay views and a private community sandy beach. Balconies on every level offer front-row sunrise views over the water and shifting sky and watercolor at dusk. The kitchen window frames its own daily sunset. The kitchen features Blue Pearl granite countertops, Dura Supreme semi-custom cabinetry in the white painted Arcadia Classic Deluxe finish, a 2022 LG stainless French-door smart refrigerator with ice and water dispenser, and a GE Profile stainless convection range. A gas fireplace warms the main living area, and motorized Hunter Douglas remote-controlled blinds cover the kitchen and both sliding glass doors, opening the Bay view or closing off the room for privacy at the touch of a button. Upstairs, two primary suites, each with its own private, enclosed en-suite bathroom. The fourth-level rooftop holds the third bedroom, also with its own full en-suite bath and private balcony access over the Bay, a true top-floor retreat, ideal for watching the Fourth of July fireworks. The fully finished, walkout lower level opens directly to the attached garage and a private deck on the Bay, and the garage itself adds almost 500 square feet with additional storage space. Recent updates include a 2025 foundation upgrade with a transferable lifetime warranty, a 2023 A.O. Smith 80-gallon water heater and whole-house water filtration system, a 2022 4-ton Trane XL18i heat pump, 2022 Tyvek siding, and a 2017 garage door and opener. Windward Key residents enjoy a private community beach for sea glass and shark teeth hunting, a saltwater in-ground pool, a boat dock (not included with this unit), a marina, pickleball and basketball courts, and kayak access to Fishing Creek. Traders Seafood sits directly across the street, and the North Beach boardwalk, Brownie Beach at Bayfront Park, the Rod 'N' Reel Resort, and a market plaza are all less than a mile away. A one-year American Home Shield home warranty conveys with the sale. Sold as-is.
    16 days
    352
    18

    Zillow last checked:

    Listing updated:

    Listed by:

    Gabriela Montgomery 305-797-1171,

    RE/MAX Realty Group 301-855-8600

    Source: Bright MLS,MLS#: MDCA2030338MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 5
      • Full bathrooms: 3
      • 1/2 bathrooms: 2
      • Main level bathrooms: 1
      Basement
      • Area: 863
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Microwave, Dishwasher, Oven/Range - Electric, Refrigerator, Washer, Dryer, Electric Water Heater
      • Laundry: In Basement, Has Laundry
      Features
      • Flooring: Hardwood
      • Basement: Finished,Garage Access,Connecting Stairway,Interior Entry,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: Gas/Propane
      Interior area
      • Total structure area: 3,924
      • Total interior livable area: 3,061 sqft
      • Finished area above ground: 3,061

      Property

      Parking
      • Total spaces: 1
      • Parking features: Storage, Attached
      • Attached garage spaces: 1
      • Details: Garage Sqft: 483
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Four
      • Stories: 4
      • Exterior features: Private Beach
      • Pool features: Community
      • Has spa: Yes
      • Spa features: Bath
      • Has view: Yes
      • View description: Bay
      • Has water view: Yes
      • Water view: Bay
      • Waterfront features: Sandy Beach, Bayfront, Private Access, Swimming Allowed, Bay
      • Body of water: Chesapeake Beach
      • Frontage length: Water Frontage Ft: 25
      Lot
      • Size: 1,750 Square Feet
      • Features: Level
      Details
      • Additional structures: Above Grade
      • Parcel number: 0503119289
      • Zoning: C
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Coastal
      • Property subtype: Townhouse
      Materials
      • Frame
      • Foundation: Other
      Condition
      • New construction: No
      • Year built: 1988

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Pool
      • Subdivision: Windward Key
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Beach Access, Boat Dock/Slip, Common Grounds, Pool
      • Services included: Common Area Maintenance, Maintenance Grounds, Pier/Dock Maintenance, Pool(s), Reserve Funds
      • HOA fee: $410 monthly
      • HOA name: WINDWARD KEY HOMEOWNERS ASSOCIATION
      Location
      • Region: Chesapeake Beach

      Financial & listing details

      • Price per square foot: $291/sqft
      • Tax assessed value: $620,167
      • Annual tax amount: $6,597
      • Date on market: 10/1/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $779,200

        $709,000 - $865,000

        $3,442/mo

        Price history

        DateEventPrice
        1/11/1988Sold$276,660$90/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,349 +6.4%$594,500 +3.7%
        2024$5,966 +8%$573,300 +3.8%
        2023$5,525 +2.1%$552,100 +4%
        2022$5,410 +0.9%$530,900 +1.6%
        2021$5,362 +0.3%$522,633 +1.6%
        2020$5,344 +0.3%$514,367 +1.6%
        2019$5,326 +0.3%$506,100
        2018$5,309 -57.7%$506,100
        2017$12,541 +126%$506,100 -0.6%
        2016$5,548 $509,200
        2015$5,548 $509,200
        2014$5,548 $509,200 -2.8%
        2013-- $523,600
        2012-- $523,600
        2011-- $523,600 -19.4%
        2010-- $649,830 +8.8%
        2009-- $597,010 +9.7%
        2008-- $544,190 +10.7%
        2007-- $491,370 +17.1%
        2006-- $419,542 +20.7%
        2005-- $347,716 +26%
        2004-- $275,890 +4.2%
        2003-- $264,656 +4.4%
        2002-- $253,423 +4.6%
        2001-- $242,190
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 20732

        Getting around

        54 / 100
        Somewhat Walkable
        47 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Beach
        • Middle: Windy Hill
        • High: Northern
        • District: Calvert County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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