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    • $399,000

    40148 Ryans Bay Rd, Zumbro Falls, MN 55991

    2beds
    1,107sqft
    (TH) Side x Side
    Built in 1988
    3,484 Square Feet Lot
    $376,900 Zestimate®
    $360/sqft
    $1,437 Estimated rent

    Home value

    $376,900

    Estimated sales range

    Not available

    $1,437/mo

    Zestimate® history
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    What's special

    Modern updatesPrivate dockStorage shedIncredible outdoor amenitiesNew flooring throughoutYour own volleyball courtBright welcoming interior
    Completely Renovated with Exceptional Custom Features! This beautifully updated home is move-in ready and showcases stunning custom hickory cabinetry handcrafted by Paul Haviland in both the kitchen and bathrooms. Enjoy new flooring throughout, fresh paint, and a bright, welcoming interior. Sliding doors off the dining area lead to a deck, perfect for relaxing or entertaining. The property also features an attached 2-car garage, a storage shed, and incredible outdoor amenities including your own volleyball court and private dock. This is a rare opportunity to enjoy quality craftsmanship, modern updates, and a lifestyle designed for both comfort and recreation.

    Zillow last checked:

    Listing updated:

    Listed by:

    Vicki Nelson 507-254-9756,

    Elcor Realty of Rochester Inc.

    Bought with:

    Brad Borowski

    Edina Realty, Inc.

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7092974MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • 3/4 bathrooms: 1
    • 1/2 bathrooms: 1
    Bedroom
    • Level: Lower
    Bedroom 2
    • Level: Lower
    Bathroom
    • Level: Main
    Bathroom
    • Level: Lower
    Family room
    • Level: Lower
    Informal dining room
    • Level: Main
    Kitchen
    • Level: Main
    Living room
    • Level: Main
    Heating
    • Forced Air, Heat Pump
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer
    • Laundry: Electric Dryer Hookup, Lower Level, Washer Hookup
    Features
    • Basement: Block,Finished,Walk-Out Access
    • Has fireplace: No
    Interior area
    • Total structure area: 1,107
    • Total interior livable area: 1,107 sqft
    • Finished area above ground: 601
    • Finished area below ground: 506

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached, Concrete, Garage Door Opener, Guest
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: None
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Deck, Patio, Rear Porch
    • Has view: Yes
    • View description: Lake
    • Has water view: Yes
    • Water view: Lake
    • Waterfront features: Lake Front, Lake View
    • Frontage length: Water Frontage: 37
    Lot
    • Size: 3,484 Square Feet
    • Dimensions: 37 x 100
    • Features: Accessible Shoreline, Tree Coverage - Light
    Details
    • Additional structures: Storage Shed
    • Foundation area: 601
    • Parcel number: R170044000
    • Zoning description: Residential-Single Family

    Construction

    Type & style
    • Home type: Townhouse
    • Property subtype: (TH) Side x Side
    • Attached to another structure: Yes
    Materials
    • Block, Frame
    • Roof: Age 8 Years or Less
    Condition
    • New construction: No
    • Year built: 1988

    Utilities & green energy

    • Electric: Circuit Breakers
    • Gas: Propane
    • Sewer: Other
    • Water: Well

    Community & HOA

    Community
    • Subdivision: Sandy Cove 1st
    HOA
    • Has HOA: Yes
    • Services included: Beach Access, Lawn Care, Sanitation, Snow Removal
    • HOA fee: $100 monthly
    • HOA name: Sandy Cove Association
    • HOA phone: 507-753-2900
    Location
    • Region: Zumbro Falls

    Financial & listing details

    • Price per square foot: $360/sqft
    • Tax assessed value: $207,100
    • Annual tax amount: $3,544
    • Date on market: 6/15/2026
    • Cumulative days on market: 15 days

    Price history

    DateEventPrice
    8/31/2026Sold$399,000$360/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7092974 Report a problem
    6/30/2026Pending sale$399,000$360/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7092974 Report a problem
    6/15/2026Listed for sale$399,000+62.9%$360/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7092974 Report a problem
    11/30/2021Sold$245,000$221/sqft
    Source: Public Record Report a problem
    8/9/2021Sold$245,000-2%$221/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6019452 Report a problem
    7/7/2021Pending sale$249,900$226/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6019452 Report a problem
    7/2/2021Listed for sale$249,900$226/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6019452 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$2,336 +29.3%$207,100 +6.3%
    2024$1,806 +0.6%$194,800 +14%
    2023$1,796 -0.1%$170,900 +7%
    2022$1,798 -1.3%$159,700
    2021$1,822 +1.3%$159,700 +5.6%
    2020$1,798 -2.6%$151,200 +2.3%
    2019$1,846 $147,800 +3.4%
    2018$1,846 +79.7%$142,900 -0.4%
    2017$1,027 +2.6%$143,500
    2016$1,001 --
    2015$1,001 -3.5%--
    2012$1,038 --
    2011-- --
    2010-- --
    Find assessor info on the county website

    Neighborhood: 55991

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    Estimated market value
    $376,900
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    Estimated market value
    $376,900

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