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For sale
    • $475,000

    40220 Golden Beach Rd, Mechanicsville, MD 20659

    4beds
    2,536sqft
    : 
    $2,965/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    0.33 Acres Lot
    $473,800 Zestimate®
    $187/sqft
    $2/mo HOA

    What's special

    Cozy free-standing gas fireplaceDedicated basement office spaceFully fenced yardGenerous walk-in closetSpacious walk-in closetBrand-new deckStunning split-foyer
    Stunning Split-Foyer with Dual Primary Suites & Modern Updates Welcome home to this beautifully maintained and thoughtfully updated split-foyer property. Offering 4 bedrooms, 3.5 bathrooms, and an abundance of living space, this home perfectly blends style, comfort, and functionality. Main Level Highlights Bright & Airy Living Space: A large living room welcomes you with dramatic cathedral ceilings, recessed lighting, and gleaming hardwood floors that flow throughout the entire main level. Large Kitchen: Equipped with stainless steel appliances, elegant granite countertops, and seamless access to outdoor dining. Outdoor Living: Step out from the kitchen onto a brand-new deck, perfect for morning coffee or weekend barbecues. Primary Suite #1: Features a spacious walk-in closet and a freshly painted interior. Fully Finished Lower Level Family Room: A massive secondary living space anchored by a cozy, free-standing gas fireplace—ideal for movie nights. Primary Suite #2: Perfect for guests, in-laws, or a roommates' setup, featuring its own private full bath and a generous walk-in closet. Work from Home: A dedicated basement office space offers privacy for remote work or study. Convenience: A handy half bath is located just off the family room. Exterior & Premium Amenities Curb Appeal: Beautifully landscaped and fully fenced yard, featuring a premium stamped concrete patio and a sizable 12'x15' storage shed. Low Maintenance: Equipped with an underground sprinkler system to keep your lawn green, plus gutter guards for easy upkeep. Ample Parking: A long, paved driveway comfortably accommodates up to five vehicles. Major Mechanical Updates New Roof: Replaced in 2025 for ultimate peace of mind. HVAC: Heat pump reliably updated in 2017. This turn-key home is packed with value and ready for its next chapter. Schedule your tour today—you won’t be disappointed!
    25 days
    |
    1,129
    |
    58
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Evelyn Thorne 410-474-5958,

    Home Towne Real Estate 8882252736,

    Listing Team: The Towne Mahaffee Team

    Source: Bright MLS,MLS#: MDSM2032592MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Office, Bathroom 1
      Primary bedroom
      • Features: Bathroom - Tub Shower, Ceiling Fan(s), Flooring - HardWood
      • Level: Main
      Primary bedroom
      • Features: Ceiling Fan(s), Flooring - Carpet, Walk-In Closet(s)
      • Level: Lower
      Bedroom 2
      • Features: Ceiling Fan(s), Flooring - HardWood
      • Level: Main
      Bedroom 3
      • Features: Ceiling Fan(s), Flooring - HardWood
      • Level: Main
      Bathroom 1
      • Features: Flooring - Marble, Bathroom - Tub Shower
      • Level: Lower
      Family room
      • Features: Flooring - Carpet
      • Level: Lower
      Kitchen
      • Features: Flooring - Luxury Vinyl Tile, Kitchen - Country, Granite Counters, Ceiling Fan(s), Pantry
      • Level: Main
      Living room
      • Features: Cathedral/Vaulted Ceiling, Flooring - HardWood
      • Level: Main
      Office
      • Level: Lower
      Heating
      • Heat Pump, Electric
      Cooling
      • Ceiling Fan(s), Attic Fan, Central Air, Heat Pump, Electric
      Appliances
      • Included: Microwave, Cooktop, Dishwasher, Dryer, Exhaust Fan, Ice Maker, Double Oven, Oven, Refrigerator, Stainless Steel Appliance(s), Washer, Electric Water Heater
      • Laundry: In Basement, Lower Level
      Features
      • Attic/House Fan, Bathroom - Tub Shower, Breakfast Area, Ceiling Fan(s), Kitchen - Country, Kitchen - Table Space, Pantry, Walk-In Closet(s)
      • Flooring: Carpet, Wood
      • Basement: Full
      • Number of fireplaces: 1
      • Fireplace features: Free Standing, Gas/Propane
      Interior area
      • Total structure area: 2,536
      • Total interior livable area: 2,536 sqft
      • Finished area above ground: 1,268
      • Finished area below ground: 1,268
      Video & virtual tour

      Property

      Parking
      • Total spaces: 5
      • Parking features: Driveway
      • Uncovered spaces: 5
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Split Foyer,Two
      • Stories: 2
      • Patio & porch: Deck, Patio
      • Exterior features: Extensive Hardscape, Rain Gutters, Underground Lawn Sprinkler, Lighting
      • Pool features: None
      • Fencing: Full,Partial
      • Waterfront features: River
      • Body of water: Patuxent River
      Lot
      • Size: 0.33 Acres
      • Features: Front Yard, Landscaped, Private, Rear Yard
      Details
      • Additional structures: Above Grade, Below Grade, Outbuilding
      • Parcel number: 1905022142
      • Zoning: RNC
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Block
      • Roof: Asphalt
      Condition
      • Excellent
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Septic Exists
      • Water: Well

      Community & HOA

      Community
      • Security: Fire Sprinkler System
      • Subdivision: Golden Beach
      HOA
      • Has HOA: Yes
      • Amenities included: Water/Lake Privileges
      • Services included: Water
      • HOA fee: $28 annually
      • HOA name: BEMANCO
      Location
      • Region: Mechanicsville

      Financial & listing details

      • Price per square foot: $187/sqft
      • Tax assessed value: $349,167
      • Annual tax amount: $3,159
      • Date on market: 7/21/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Contract,Conventional,FHA,USDA Loan,VA Loan
      • Inclusions: Free Standing Fireplace In Basement
      • Ownership: Fee Simple

        Estimated market value

        $473,800

        $450,000 - $497,000

        $2,870/mo

        Price history

        DateEventPrice
        7/21/2026Listed for sale$475,000+25%$187/sqft
        Source: Bright MLS #MDSM2032592 Report a problem
        8/9/2007Sold$380,000+111.1%$150/sqft
        Source: Public Record Report a problem
        4/5/2004Sold$180,000+392.5%$71/sqft
        Source: Public Record Report a problem
        12/12/2002Sold$36,550$14/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,205 +8%$329,133 +6.5%
        2024$2,967 +7%$309,100 +7%
        2023$2,773 +7.5%$288,867 -6.5%
        2022$2,578 +8.1%$309,100 +24.4%
        2021$2,384 +2.3%$248,400 +2.3%
        2020$2,331 +2.3%$242,867 -2.2%
        2019$2,278 +2.4%$248,400 +7.2%
        2018$2,225 -0.9%$231,800
        2017$2,246 -25.4%$231,800
        2016$3,013 $231,800 -3.4%
        2015$3,013 $239,900
        2014$3,013 $239,900
        2013-- $239,900 -14.7%
        2012-- $281,300
        2011-- $281,300
        2010-- $281,300 -11.3%
        2009-- $317,310 +17.5%
        2008-- $270,156 +21.1%
        2007-- $223,003 +26.8%
        2006-- $175,850 +9.3%
        2005-- $160,822 +533.3%
        2004-- $25,396 +11.7%
        2003-- $22,730 +3%
        2002-- $22,062 +3.1%
        2001-- $21,396
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 20659

        Getting around

        3 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: St. Mary's County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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