Is there a 3-bed single-family home in Cumming under $420K with land and renovation potential? Located at 4025 Derby Drive, this 3-bedroom, 2-bath home offers 2,011 sqft on 1.56 acres in Derby Downs with no HOA, making it a strong opportunity for investors or buyers seeking space and value in Forsyth County. Welcome to this 3-bed single-family home in Cumming under $419K offering exceptional potential on a spacious 1.56-acre lot in the established Derby Downs neighborhood. Built in 1987, this 2,011 sqft home features a functional layout with an office conveniently located just off the kitchen, providing flexible space for work or daily living. The unfinished basement presents a valuable opportunity to expand, customize, or add additional living area to suit your needs. With no HOA, you have the freedom to renovate, invest, or personalize without added restrictions. Positioned in highly sought-after Forsyth County and zoned for top-rated schools, this property combines location, land, and long-term upside. Ideal for investors, fixer-upper buyers, or anyone looking to create value, the home is priced to reflect its current condition and future possibilities. Conveniently located near shopping, dining, and major routes while still offering a private, residential setting. Please note: some photos in this listing include AI-enhanced renovation examples for visualization purposes only and do not represent the current condition of the property. For more information or to schedule a showing, contact Jayde Constable Roper with Your NGA Team Realty in Cumming.
Closed
$400,000
4025 Derby Dr, Cumming, GA 30040
3beds
2,011sqft
Single Family Residence, Residential
Built in 1987
1.56 Acres Lot
$399,800 Zestimate®
$199/sqft
$2,430 Estimated rent
Home value
$399,800
$376,000 - $424,000
$2,430/mo
Zestimate® history
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$2,388/mo
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Zillow last checked:
Listing updated:
Listing Provided by:
Jayde Roper,
Your NGA Team Realty 678-849-8168
Bought with:
Sheila Lantier, 353934
Harry Norman Realtors
Source: FMLS GA,MLS#: 7762792
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Features: Master on Main
- Level: Master on Main
Bedroom
- Features: Master on Main
Primary bathroom
- Features: Double Vanity, Separate Tub/Shower, Soaking Tub
Dining room
- Features: Open Concept, Separate Dining Room
Kitchen
- Features: Cabinets Stain, Laminate Counters
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Electric Range, Electric Water Heater, Dishwasher
- Laundry: In Kitchen
Features
- High Speed Internet
- Flooring: Vinyl, Laminate
- Windows: Double Pane Windows
- Basement: Unfinished
- Number of fireplaces: 1
- Fireplace features: Family Room
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,011
- Total interior livable area: 2,011 sqft
- Finished area above ground: 2,011
- Finished area below ground: 0
Property
Parking
- Total spaces: 6
- Parking features: Garage
- Garage spaces: 2
Accessibility
- Accessibility features: Accessible Bedroom, Accessible Full Bath, Accessible Hallway(s), Accessible Kitchen, Accessible Washer/Dryer
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Front Porch
- Exterior features: Lighting, Private Yard, Rain Gutters, Rear Stairs
- Pool features: None
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Neighborhood
- Waterfront features: None
- Body of water: None
Lot
- Size: 1.56 Acres
- Dimensions: 267 x 278
- Features: Back Yard, Cleared, Front Yard, Landscaped, Level
Details
- Additional structures: Outbuilding
- Parcel number: 032 032
- Other equipment: None
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence, Residential
Materials
- Wood Siding
- Foundation: Concrete Perimeter
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 1987
Utilities & green energy
- Electric: 110 Volts, 220 Volts
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Water Available
Green energy
- Energy efficient items: None
- Energy generation: None
Community & neighborhood
Security
- Security features: Fire Alarm, Smoke Detector(s)
Community
- Community features: None
Location
- Region: Cumming
- Subdivision: Derby Downs
HOA & financial
HOA
- Has HOA: No
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 6/15/2026 | Sold | $400,000-4.5%$199/sqft |
Source:  FMLS GA #7762792 Report a problem | ||
| 6/3/2026 | Pending sale | $419,000$208/sqft |
Source:  GAMLS #10754744 Report a problem | ||
| 5/1/2026 | Listed for sale | $419,000$208/sqft |
Source: GAMLS #10754744 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,719 +1.1% | $207,168 +8.9% |
| 2024 | $4,665 +1259.7% | $190,244 +7.9% |
| 2023 | $343 -17.2% | $176,280 +49.4% |
| 2022 | $414 +1.6% | $118,000 +6.2% |
| 2021 | $408 | $111,084 +7.1% |
| 2020 | -- | $103,712 -3.5% |
| 2019 | $409 -3.8% | $107,460 +12.5% |
| 2017 | $425 +7.7% | $95,524 +28.7% |
| 2016 | $395 | $74,204 |
| 2015 | $395 +9% | $74,204 -1.2% |
| 2014 | $362 +3.5% | $75,076 +23% |
| 2013 | $350 -0.1% | $61,036 -0.7% |
| 2012 | $350 -0.1% | $61,448 -0.7% |
| 2011 | $351 | $61,904 -22.1% |
| 2010 | -- | $79,464 -9.8% |
| 2009 | -- | $88,064 |
| 2008 | -- | $88,064 +21.6% |
| 2007 | -- | $72,396 +2.1% |
| 2006 | $227 | $70,920 |
| 2005 | $227 | $70,920 |
| 2004 | $227 -14.5% | $70,920 |
| 2003 | $265 +34.6% | -- |
| 2002 | $197 -2% | -- |
| 2001 | $201 -79.8% | -- |
| 2000 | $997 | -- |
Find assessor info on the county website
Neighborhood: 30040
Nearby schools
GreatSchools rating
- 9/10Sawnee Elementary SchoolGrades: PK-5Distance: 3.4 mi
- 8/10Hendricks Middle SchoolGrades: 6-8Distance: 0.8 mi
- 9/10West Forsyth High SchoolGrades: 9-12Distance: 1.9 mi
Schools provided by the listing agent
- Elementary: Sawnee
- Middle: Hendricks
- High: West Forsyth
Source: FMLS GA. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$399,800
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Estimated market value
$399,800
- Georgia
- Forsyth County
- Cumming
- 30040
- 4025 Derby Dr
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