403 Lake Francis Ln, Lottsburg, VA 22511

This charming waterfront home on Kingscote Creek offers a true cottage style and feel that invites you to slow down and take in the beautiful, wide water views extending into the Potomac River. Perfectly sized for low-maintenance, the home and property let you embrace the river lifestyle without constant upkeep. The three-bedroom layout features two full baths, providing comfortable accommodations for family and guests.The bright kitchen features a new refrigerator, quartz countertops, a pantry, low-maintenance luxury plank flooring and bar seating where everyone gathers. The spacious family room with wood floors and a fireplace creates a warm, inviting place to unwind after a day on the water and opens into the sunroom, allowing the living spaces to flow toward the waterfront. A favorite spot in the home, the sunroom is filled with windows and doors that frame peaceful creek views, a perfect place for morning coffee, family meals, and quiet evenings.From there, step directly onto the expansive waterfront deck. With plenty of outdoor living and entertaining space, room for both dining and lounging, and beautiful open views of the creek, the deck is an extension of the home. The flat, open yard provides additional space for family fun, lawn games, and relaxed afternoons by the water, all while watching sunsets that never get old.An easy walk leads to the dock with boat lift, offering protected creek frontage. A bulkhead protects the shoreline, while the dock invites fishing, crabbing, oyster harvesting, or simply sitting and watching boats pass by. After a day on the water, rinse off in the outdoor shower and settle back into relaxed creekside living.With no HOA restrictions, this property also offers excellent potential as a short-term or long-term rental investment. Whether you’re looking for a weekend escape or investment opportunity, this Kingscote Creek home captures the timeless appeal of waterfront living.