Skip main navigation
Pending
  • Listed by: HomeSmart Realty West • Scott Bernave • Contact: 760-586-1200
    Price cut: $45K (6/11)
    $1,780,000

    403 S Horne St, Oceanside, CA 92054

    3beds
    1,519sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 1929
    5,000 Square Feet Lot
    $1,721,900 Zestimate®
    $1,172/sqft
    $-- HOA

    What's special

    Unobstructed ocean panoramasProductive fruit treesDetached two-car garageLush private sanctuaryWell-established landscapingThree expansive decks
    Rare 1920s Spanish Style Beach Bungalow with Unobstructed Ocean Panoramas. Step back in time while enjoying the height of coastal luxury in this impeccably maintained 1920s beach bungalow. Perched at the highest point of a coveted corner lot, this home offers a rare blend of vintage character and modern move-in readiness. Experience true indoor-outdoor living with three expansive decks, each perfectly positioned to capture breathtaking, unobstructed views of the Pacific Ocean. Beyond the stunning vistas, the property is a lush private sanctuary featuring well-established landscaping and productive fruit trees. A detached two-car garage provides ample space for vehicles and beach gear. This is more than just a home; it’s a character-filled retreat where history meets the horizon.
    56 days
    |
    1,603
    |
    80
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Scott Bernave DRE #01843980 760-586-1200,

    HomeSmart Realty West

    Source: CRMLS,MLS#: NDP2603608MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Rooms
      • Room types: Bedroom
      Bedroom
      • Features: Bedroom on Main Level
      Cooling
      • None
      Appliances
      • Laundry: Laundry Room
      Features
      • Bedroom on Main Level
      • Has fireplace: Yes
      • Fireplace features: Wood Burning
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 1,519 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: FRONT
      • Pool features: None
      • Has view: Yes
      • View description: Ocean, Panoramic
      • Has water view: Yes
      • Water view: Ocean
      Lot
      • Size: 5,000 Square Feet
      • Features: Back Yard, Corner Lot, Sprinklers In Rear, Sprinklers In Front
      Details
      • Parcel number: 1502311500
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • Year built: 1929

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Curbs, Storm Drain(s), Street Lights, Sidewalks
      Location
      • Region: Oceanside

      Financial & listing details

      • Price per square foot: $1,172/sqft
      • Tax assessed value: $349,666
      • Annual tax amount: $3,882
      • Date on market: 5/5/2026
      • Cumulative days on market: 56 days
      • Listing terms: Cash,Conventional,FHA,Fannie Mae

        Estimated market value

        $1,721,900

        $1.64M - $1.81M

        $4,823/mo

        Price history

        DateEventPrice
        7/11/2026Pending sale$1,780,000$1,172/sqft
        Source: CRMLS #NDP2603608 Report a problem
        6/11/2026Price change$1,780,000-2.5%$1,172/sqft
        Source: CRMLS #NDP2603608 Report a problem
        5/5/2026Listed for sale$1,825,000+21.7%$1,201/sqft
        Source: CRMLS #NDP2603608 Report a problem
        5/5/2025Sold$1,500,000-6.3%$987/sqft
        Source: SDMLS #240027605 Report a problem
        4/4/2025Pending sale$1,600,000$1,053/sqft
        Source: SDMLS #240027605 Report a problem
        2/19/2025Price change$1,600,000-5.9%$1,053/sqft
        Source: SDMLS #240027605 Report a problem
        1/7/2025Price change$1,700,000-6.8%$1,119/sqft
        Source: SDMLS #240027605 Report a problem
        11/28/2024Listed for sale$1,825,000-2.7%$1,201/sqft
        Source: SDMLS #240027605 Report a problem
        11/15/2024Listing removed$1,875,000$1,234/sqft
        Source: HomeSmart #240017621 Report a problem
        10/3/2024Price change$1,875,000-6.2%$1,234/sqft
        Source: SDMLS #240017621 Report a problem
        8/10/2024Listed for sale$1,999,000+812.8%$1,316/sqft
        Source: SDMLS #240017621 Report a problem
        8/21/1997Sold$219,000$144/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,882 +2%$349,666 +2%
        2024$3,806 +3.2%$342,811 +2%
        2023$3,687 +1.6%$336,090 +2%
        2022$3,630 -0.3%$329,501 +2%
        2021$3,643 +3.2%$323,041 +1%
        2020$3,530 +4.5%$319,730 +2%
        2019$3,378 -0.3%$313,462 +2%
        2018$3,389 +1.9%$307,317 +2%
        2017$3,326 +3.4%$301,292 +2%
        2016$3,216 +3%$295,385 +1.5%
        2015$3,122 +4%$290,949 +2%
        2014$3,001 $285,251 +0.5%
        2013-- $283,963 +2%
        2012-- $278,396 +2%
        2011-- $272,938 +0.8%
        2010-- $270,899 -0.2%
        2009-- $271,543 +2%
        2008-- $266,219 +2%
        2007-- $261,000 +2%
        2006-- $255,884 +2%
        2005-- $250,867 +2%
        2004-- $245,949 +1.9%
        2003-- $241,442 +2%
        2002-- $236,709 +2%
        2001-- $232,068
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Townsite

        Getting around

        81 / 100
        Very Walkable
        50 / 100
        Good Transit
        53 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

          1. Local buyer's agents are ready to help