Welcome to waterfront living in the highly sought-after gated community of Bay Point! Located on a canal with direct access to St. Andrews Bay and the Gulf in just minutes, this beautifully remodeled 4-bedroom, 2.5-bath home offers the perfect blend of luxury, comfort, and coastal lifestyle.
Situated at approximately 9 feet above sea level, this home has been extensively remodeled and updated throughout with new interior and exterior paint, renovated finishes down to the last ceiling fan and light fixture, granite countertops in the kitchen and all bathrooms, contemporary backsplash accents, and a beautiful gas fireplace with a modern setting. The spacious interior features soaring 10 and 12-foot ceilings with extensive crown molding, creating an open and elegant feel throughout the home.
Designed for both comfort and peace of mind, the home includes a built-in 10,000-watt generator capable of powering most of the home during outages, a new 17 SEER 5-ton Rheem HVAC system installed in 2025, new water heater in 2024, and a 30-year architectural roof installed in 2019. Additional features include a designer shower in the guest bath, air-conditioned garage, new Whirlpool refrigerator in the kitchen, and an additional GE side-by-side refrigerator in the garage.
Step outside into your own tropical paradise featuring lush updated landscaping, automatic irrigation system, heated pool with new 2024 heat pump pool heater, spacious pool lanai, and canal frontage complete with a boat lift equipped with remote control operation. The Bay Point canal system provides easy boating access to St. Andrews Bay and the Gulf within minutes.
Bay Point offers gated security along with incredible amenities including a full-service marina, restaurant, golf, tennis, and a true coastal lifestyle just minutes from everything Panama City Beach has to offer.
This is more than just a home -- it's a lifestyle.
For sale
$1,145,000
403 Wahoo Rd, Panama City Beach, FL 32408
4beds
2,863sqft
Single Family Residence
Built in 1998
10,454 Square Feet Lot
$1,067,500 Zestimate®
$400/sqft
$-- HOA
What's special
Air-conditioned garageContemporary backsplash accentsSpacious pool lanaiExtensive crown moldingAutomatic irrigation systemLush updated landscaping
- 40 days |
- 1,301 |
- 75 |
Zillow last checked:
Listing updated:
Listed by:
Cherie Alexander 850-960-1554,
Counts Real Estate Group Inc,
Ben Alexander 850-519-1871,
Emerald Coastal Inc
Source: CPAR,MLS#: 789899
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Breakfast Room/Nook, Bedroom, Dining Room, Family Room, Full Bath, Garage, Half Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Office
Primary bedroom
- Level: First
- Dimensions: 23 x 13
Bedroom
- Level: First
- Dimensions: 13 x 11
Bedroom
- Level: First
- Dimensions: 12 x 11
Primary bathroom
- Level: First
- Dimensions: 15 x 9
Breakfast room nook
- Level: First
- Dimensions: 10 x 9
Dining room
- Level: First
- Dimensions: 14 x 11
Family room
- Level: First
- Dimensions: 17 x 16
Other
- Level: First
- Dimensions: 12 x 7
Garage
- Level: First
- Dimensions: 22 x 21
Half bath
- Level: First
- Dimensions: 7 x 3
Kitchen
- Level: First
- Dimensions: 17 x 16
Laundry
- Level: First
- Dimensions: 9 x 6
Living room
- Level: First
- Dimensions: 19 x 14
Office
- Level: First
- Dimensions: 14 x 11
Heating
- Central, Electric, Fireplace(s)
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Cooktop, Electric Water Heater
Features
- Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s)
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 2,863
- Total interior livable area: 2,863 sqft
Property
Parking
- Total spaces: 2
- Parking features: Circular Driveway, Garage, Garage Door Opener, Gated
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Patio & porch: Porch, Screened
- Exterior features: Outdoor Shower, Porch, Rain Gutters
- Has private pool: Yes
- Pool features: Electric Heat, In Ground, Screen Enclosure, Private
- Has spa: Yes
- Fencing: Partial
- Has view: Yes
- View description: Canal, Water
- Has water view: Yes
- Water view: Canal,Water
- Waterfront features: Canal Access, Seawall
Lot
- Size: 10,454 Square Feet
- Dimensions: 130 x 80
- Features: Sprinkler System, Paved
Details
- Parcel number: 30933469000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stucco
- Roof: Shingle
Condition
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Fishing, Golf, Waterfront, Gated
- Security: Gated with Guard, Gated Community, 24 Hour Security, Security Guard, Security Gate, Security Service
- Subdivision: Bay Point Unit 1
HOA
- Has HOA: Yes
- Amenities included: Gated
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $400/sqft
- Tax assessed value: $717,012
- Annual tax amount: $7,111
- Date on market: 5/15/2026
- Cumulative days on market: 28 days
- Electric utility on property: Yes
Estimated market value
$1,067,500
$1.01M - $1.12M
$3,629/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/15/2026 | Listed for sale | $1,145,000+79.7%$400/sqft |
Source:  CPAR #789899 Report a problem | ||
| 9/13/2019 | Sold | $637,000-4.9%$222/sqft |
Source: CPAR #684071 Report a problem | ||
| 5/25/2019 | Listed for sale | $670,000$234/sqft |
Source: Jim H Hodges Realty #684071 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,881 +1.4% | $595,907 +3% |
| 2023 | $6,785 +11.3% | $578,550 +3% |
| 2022 | $6,096 | $561,699 |
| 2021 | -- | -- |
| 2020 | $6,124 +72.7% | $537,810 +66.8% |
| 2019 | $3,545 | $322,401 +1.9% |
| 2018 | $3,545 +0.5% | $316,390 +2.1% |
| 2017 | $3,527 +1.5% | $309,882 +2.1% |
| 2016 | $3,474 -1.6% | $303,508 +0.7% |
| 2015 | $3,531 | $301,398 +0.8% |
| 2014 | $3,531 | $299,006 +1.5% |
| 2013 | -- | $294,587 -1.3% |
| 2012 | -- | $298,353 +6.1% |
| 2011 | -- | $281,226 +1.5% |
| 2010 | -- | $277,070 +2.7% |
| 2009 | -- | $269,786 +0.1% |
| 2008 | -- | $269,516 +3% |
| 2007 | -- | $261,666 +2.5% |
| 2006 | -- | $255,284 +3% |
| 2005 | -- | $247,849 +3% |
| 2004 | -- | $240,630 +1.9% |
| 2003 | -- | $236,143 +2.4% |
| 2002 | -- | $230,608 +4% |
| 2001 | -- | $221,839 +3% |
| 2000 | -- | $215,378 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
GreatSchools rating
- 9/10Patronis Elementary SchoolGrades: K-5Distance: 1.5 mi
- 7/10Surfside Middle SchoolGrades: PK-12Distance: 7.4 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 5.3 mi
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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