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  • $350,000

    4031 Bank St, Bay Saint Louis, MS 39520

    3beds
    1,120sqft
    : 
    $2,189/mo
    Get pre-qualified
    Residential, Single Family Residence
    Built in 2007
    10,454 Square Feet Lot
    $330,800 Zestimate®
    $313/sqft
    $-- HOA

    What's special

    Convenient outdoor shower
    Welcome to your furnished, turn-key waterfront retreat in Riverview Subdivision of Shoreline Park Community in Bay St. Louis! Situated on a desirable double lot with approximately 100 feet of bulkheaded waterfront, this coastal getaway is ready for boating, fishing and a relaxed waterfront lifestyle. The covered boathouse features electrical & water, lighting, a convenient outdoor shower. Boat lift is an Overhead cable-and-strap with an approximate 5,000-pound capacity (currently accommodates a 21' deckboat) with the boathouse offering room for a boat or pontoon up to approximately 26 feet. The adjoining lot provides additional covered boat or vehicle storage also complete with electrical. Throw in a load of sand for your own private "beach" out back allowing for easy launching of kayaks or paddle boards etc. or for just soaking up the sun floating in the back canal. Location cannot be beat, just one canal, two quick turns to Bayou LaCroix, the property offers quick access to Bay St. Louis, the Mississippi Sound & the Gulf of America. Enjoy trips to Ship Island, Cat Island and outstanding Gulf Coast fishing and recreation right outside the door. This Raised home boasts a generous open yet covered area underneath giving you abundant space for entertaining! Enclosed storage room underneath complete with plumbing & electrical including separate commode room, plenty of space to store boating & fishing equipment plus a golf cart garage. Surrounded by attractive waterfront homes, this property presents an exciting opportunity to add your own cosmetic touches and create the coastal retreat you've envisioned. Whether you're seeking a weekend escape, full-time waterfront residence or potential "income producing" short-term vacation rental, this furnished property delivers the space for boating amenities and convenient water access needed to enjoy the Gulf Coast lifestyle. Grandfathered Flood Policy ONLY $1378/yr. is transferrable! Buyer to verify all measurements, water access, boat-lift capacity, vessel compatibility and rental eligibility.
    6 days
    |
    628
    |
    40
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Lesley Troncoso 985-966-5069,

    Crescent Sotheby's International Realty 504-944-3605

    Source: MLS United,MLS#: 4159724

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Bedroom
      • Level: Main
      Bedroom
      • Level: Main
      Primary bathroom
      • Level: Main
      Bathroom
      • Level: Main
      Den
      • Level: Main
      Kitchen
      • Level: Main
      Heating
      • Central, Electric, See Remarks
      Cooling
      • Ceiling Fan(s), Central Air, Electric, See Remarks
      Appliances
      • Included: Dishwasher, Dryer, Free-Standing Electric Range, Free-Standing Refrigerator, Microwave, Washer, Washer/Dryer, Water Heater, See Remarks
      • Laundry: Electric Dryer Hookup, In Carport, Washer Hookup, See Remarks
      Features
      • Ceiling Fan(s), Eat-in Kitchen, Pantry
      • Flooring: Vinyl, See Remarks
      • Doors: Dead Bolt Lock(s)
      • Windows: Blinds
      • Has fireplace: No
      • Fireplace features: Outside
      Interior area
      • Total structure area: 1,120
      • Total interior livable area: 1,120 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Carport, Concrete, Covered, Driveway, Golf Cart Garage, Storage
      • Has garage: Yes
      • Carport spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Rear Porch
      • Exterior features: Balcony, Boat Slip, Dock, Lighting, Outdoor Shower, See Remarks
      • Fencing: None
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Bayou, Boat Dock, Seawall, Canal Front, Gulf Access, Waterfront, See Remarks
      Lot
      • Size: 10,454 Square Feet
      • Dimensions: 102 x 103
      • Features: Views
      Details
      • Additional structures: Boat House, RV/Boat Storage, Shed(s), Storage, Workshop
      • Parcel number: 135m039319.001
      • Zoning description: Single Family Residence

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional,See Remarks
      • Property subtype: Residential, Single Family Residence
      Materials
      • Siding
      • Foundation: Pillar/Post/Pier, Raised
      • Roof: Metal
      Condition
      • Move In Ready
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Boating, Fishing, See Remarks
      • Subdivision: Shoreline Park
      Location
      • Region: Bay Saint Louis

      Financial & listing details

      • Price per square foot: $313/sqft
      • Annual tax amount: $3,088
      • Date on market: 8/19/2026
      • Electric utility on property: Yes

        Estimated market value

        $330,800

        $314,000 - $347,000

        $1,680/mo

        Price history

        DateEventPrice
        8/19/2026Listed for sale$350,000-1.4%$313/sqft
        Source: MLS United #4159724 Report a problem
        7/2/2026Listing removed$354,900$317/sqft
        Source: MLS United #4145070 Report a problem
        4/7/2026Listed for sale$354,900-1.4%$317/sqft
        Source: MLS United #4145070 Report a problem
        2/12/2026Listing removed$359,900$321/sqft
        Source: MLS United #4122908 Report a problem
        12/1/2025Price change$359,900-2.7%$321/sqft
        Source: MLS United #4122908 Report a problem
        8/19/2025Listed for sale$370,000$330/sqft
        Source: MLS United #4122908 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 39520

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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