Welcome to this thoughtfully updated and well cared for 3 bedroom, 3 bath home in Franklin. From the hardwood floors to the many recent improvements, pride of ownership is evident throughout. Major updates completed in 2026 include a new HVAC system, new privacy fence, and encapsulated with new dehumidifier, and new moisture barrier, offering added comfort and peace of mind. The spacious wood deck is perfect for relaxing or entertaining. Need extra space? In addition to a detached workshop / storage building with power, the home also features floored attic space for hobbies, projects, seasonal items, and extra storage. All appliances convey, making your move even easier. Conveniently located near shopping, dining, schools, and everyday amenities, this Franklin home is ready for its next chapter.
For sale
Price cut: $15K (7/6)
$315,000
404 Clay St, Franklin, VA 23851
3beds
2,224sqft
Single Family Residence
Built in 1918
8,712 Square Feet Lot
$314,600 Zestimate®
$142/sqft
$-- HOA
What's special
Well cared forThoughtfully updatedSpacious wood deckAll appliances conveyHardwood floors
- 26 days |
- 266 |
- 11 |
Zillow last checked:
Listing updated:
Listed by:
Jasper Riddick,
CENTURY 21 Nachman Realty 757-480-2121
Source: REIN Inc.,MLS#: 10639116
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: 1st Floor BR, Attic, PBR with Bath, Workshop
Utility room
- Level: First
Heating
- Heat Pump, Zoned
Cooling
- Heat Pump, Zoned
Appliances
- Included: Dishwasher, Dryer, Microwave, Electric Range, Refrigerator, Washer, Electric Water Heater
Features
- Walk-In Closet(s), Ceiling Fan(s)
- Flooring: Carpet, Ceramic Tile, Other, Wood
- Basement: Crawl Space
- Attic: Pull Down Stairs,Scuttle
- Has fireplace: No
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 2,224 sqft
Property
Parking
- Total spaces: 2
- Parking features: 2 Space, Off Street, Driveway, On Street
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Porch
- Pool features: None
- Fencing: Back Yard,Privacy,Fenced
- Has view: Yes
- View description: City
- Waterfront features: Not Waterfront
- Frontage length: 54
Lot
- Size: 8,712 Square Feet
Details
- Parcel number: 10604856
- Zoning: R2
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Asphalt Shingle
Condition
- New construction: No
- Year built: 1918
Utilities & green energy
- Sewer: City/County
- Water: City/County
- Utilities for property: Cable Hookup
Community & HOA
Community
- Subdivision: All Others Area 67
HOA
- Has HOA: No
Location
- Region: Franklin
Financial & listing details
- Price per square foot: $142/sqft
- Tax assessed value: $314,600
- Annual tax amount: $3,240
- Date on market: 6/12/2026
Estimated market value
$314,600
$299,000 - $330,000
$2,482/mo
Price history
Price history is unavailable.
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,240 | $314,600 |
| 2024 | $3,240 +33.4% | $314,600 +33.4% |
| 2023 | $2,429 | $235,800 |
| 2022 | $2,429 +191.5% | $235,800 +72.6% |
| 2021 | $833 | $136,600 |
| 2020 | $833 -35.9% | $136,600 +4% |
| 2018 | $1,301 | $131,400 +7.1% |
| 2017 | -- | $122,700 |
| 2016 | -- | $122,700 |
| 2015 | -- | -- |
| 2014 | -- | -- |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 23851
Nearby schools
GreatSchools rating
- 1/10S.P. Morton Elementary SchoolGrades: PK-6Distance: 1.1 mi
- 1/10Franklin High SchoolGrades: 7-12Distance: 1.4 mi
Schools provided by the listing agent
- Middle: Joseph P. King Jr. Middle
- High: Franklin
Source: REIN Inc.. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Franklin City
- Franklin
- 23851
- 404 Clay St





