Welcome home to this adorable, move-in ready ranch! Featuring 3 bedrooms and 2.5 baths, this home offers an open floor plan with updates throughout, including laminate flooring throughout living, breakfast room, and hall. Tile flooring in the updated kitchen with stainless steel appliances(newer microwave, range, and refrigerator).
The finished lower level adds incredible living space with a spacious family area, bar area, half bath, and multiple office/flex rooms—perfect for working from home, hobbies, or guests.
Enjoy peace of mind with a new HVAC system and a newer water heater, and energy-efficient solar panels that help significantly offset monthly utility costs—making this home as smart as it is charming. Plus, the convenience of an oversized garage with a service door leading to the backyard, New garage door opener, and a little back room for extra storage. Step outside to a level, fenced yard that backs to a school—and a shed for extra storage.
Relax on the covered front porch and enjoy a fantastic location close to everything. With a 2-car driveway and thoughtful updates throughout, this home truly checks all the boxes!
Closed
Listed by: Fox & Riley Real Estate • Tiffany N Ludwig • Contact: 314-574-8798
Bought with: Coldwell Banker Realty - Gundaker
Price Unknown
404 Elmwood Dr, Saint Charles, MO 63301
3beds
2,002sqft
Single Family Residence
Built in 1960
9,169 Square Feet Lot
$312,700 Zestimate®
$--/sqft
$2,257 Estimated rent
Home value
$312,700
$294,000 - $331,000
$2,257/mo
Zestimate® history
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List your homeWhat's special
Covered front porchOpen floor planThoughtful updates throughoutShed for extra storageStainless steel appliancesBar area
Zillow last checked:
Listing updated:
Listed by:
Tiffany N Ludwig 314-574-8798,
Fox & Riley Real Estate
Bought with:
Julie Moran, 2005033779
Coldwell Banker Realty - Gundaker
Source: MARIS,MLS#: 26021374
Originating MLS: St. Charles County Association of REALTORS
Originating MLS: St. Charles County Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Description: Full bath, double closet, carpeting, and big window
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 120
- Dimensions: 10x12
Bedroom 2
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 116.4
- Dimensions: 9.7x12
Bedroom 3
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 109.32
- Dimensions: 9.11x12
Bonus room
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 110.96
- Dimensions: 14.6x7.6
Dining room
- Features: Floor Covering: Laminate
- Level: Main
Family room
- Features: Floor Covering: Laminate
- Level: Main
- Area: 228
- Dimensions: 19x12
Family room
- Features: Floor Covering: Ceramic Tile
- Level: Lower
- Area: 252
- Dimensions: 21x12
Kitchen
- Description: Updated kitchen with stainless appliances, pantry, opened to the living room and breakfast room.
- Features: Floor Covering: Ceramic Tile
- Level: Main
Laundry
- Level: Lower
Office
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 117
- Dimensions: 13x9
Heating
- Forced Air
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Stainless Steel Appliance(s), Dishwasher, Disposal, Microwave, Water Heater
- Laundry: Laundry Room, Lower Level
Features
- Bar, Breakfast Room, Ceiling Fan(s), Dry Bar, Eat-in Kitchen, High Speed Internet, Laminate Counters, Open Floorplan, Pantry, Shower, Storage
- Flooring: Carpet, Ceramic Tile, Laminate
- Doors: Storm Door(s)
- Basement: Partially Finished,Full,Sleeping Area,Storage Space
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 2,002
- Total interior livable area: 2,002 sqft
- Finished area above ground: 1,144
- Finished area below ground: 858
Property
Parking
- Total spaces: 1
- Parking features: Additional Parking, Attached, Concrete, Covered, Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street, Oversized
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Patio & porch: Covered, Front Porch
- Exterior features: Private Yard
- Pool features: None
- Fencing: Back Yard,Fenced,Gate,Wood
Lot
- Size: 9,169 Square Feet
- Features: Back Yard, Front Yard, Landscaped, Level
Details
- Additional structures: Shed(s)
- Parcel number: 6006C4253010010.0000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
Condition
- Year built: 1960
Utilities & green energy
- Electric: Ameren
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Community & HOA
Community
- Subdivision: Elmwood Manor
HOA
- Has HOA: No
- HOA name: Elmwood Manor
Location
- Region: Saint Charles
Financial & listing details
- Tax assessed value: $230,653
- Annual tax amount: $2,753
- Date on market: 4/16/2026
- Cumulative days on market: 4 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Concrete
Price history
| Date | Event | Price |
|---|---|---|
| 6/18/2026 | Sold | -- |
Source:  MARIS #26021374 Report a problem | ||
| 5/29/2026 | Pending sale | $299,900$150/sqft |
Source: MARIS #26021374 Report a problem | ||
| 5/26/2026 | Listed for sale | $299,900$150/sqft |
Source: MARIS #26021374 Report a problem | ||
| 4/18/2026 | Pending sale | $299,900$150/sqft |
Source: MARIS #26021374 Report a problem | ||
| 4/16/2026 | Listed for sale | $299,900+87.6%$150/sqft |
Source: MARIS #26021374 Report a problem | ||
| 5/13/2014 | Sold | -- |
Source: MARIS #14018151 Report a problem | ||
| 4/8/2014 | Pending sale | $159,900$80/sqft |
Source: Best Seller Real Estate, LLC #14018151 Report a problem | ||
| 4/8/2014 | Listed for sale | $159,900$80/sqft |
Source: Best Seller Real Estate, LLC #14018151 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,753 +5.3% | $43,824 +7.9% |
| 2024 | $2,614 +0.2% | $40,629 |
| 2023 | $2,610 +15.8% | $40,629 +24.4% |
| 2022 | $2,253 | $32,663 |
| 2021 | -- | $32,663 +13.2% |
| 2020 | -- | $28,850 |
| 2019 | $3,555 | $28,850 +4.9% |
| 2018 | $3,555 +74.8% | $27,493 |
| 2017 | $2,033 +22.9% | $27,493 +28% |
| 2016 | $1,655 +0.2% | $21,482 |
| 2015 | $1,652 -9.4% | $21,482 -8.4% |
| 2014 | $1,823 | $23,444 |
| 2013 | -- | $23,444 -7.3% |
| 2012 | -- | $25,280 -2% |
| 2011 | -- | $25,800 |
| 2010 | -- | $25,800 |
| 2009 | -- | $25,800 -7.4% |
| 2008 | -- | $27,870 -79.7% |
| 2007 | -- | $137,290 |
| 2006 | -- | $137,290 |
| 2005 | -- | $137,290 +19.5% |
| 2004 | -- | $114,870 |
| 2003 | -- | $114,870 |
| 2002 | -- | -- |
| 2001 | -- | -- |
Find assessor info on the county website
Neighborhood: 63301
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Nearby schools
GreatSchools rating
- 8/10Blackhurst Elementary SchoolGrades: K-4Distance: 0.5 mi
- 8/10Hardin Middle SchoolGrades: 7-8Distance: 0.6 mi
- 6/10St. Charles High SchoolGrades: 9-12Distance: 0.9 mi
Schools provided by the listing agent
- Elementary: Blackhurst Elementary
- Middle: Jefferson / Hardin
- High: St. Charles High
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$312,700
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$312,700
- Missouri
- Saint Charles County
- Saint Charles
- 63301
- 404 Elmwood Dr
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