Pending

Price cut: $10K (7/7)

$249,999

404 N Prospect St, Rockford, IL 61107

3beds

2,174sqft

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Single Family Residence

Built in 1922

0.33 Acres Lot

$244,700 Zestimate^®

$115/sqft

$-- HOA

What's special

Larger corner lotNewer windows

THIS IS THE ONE! Beautiful inside and out. Two story house, three bedrooms (upper level), two full bathrooms- one on main level- one upper level- both have been newly renovated( flooring, painting, vanity, light fixtures) kitchen updated-2023 (flooring, light fixtures, cabinets, countertops, island, appliances- fridge, stove, microwave, dishwasher- included), spacious dining room off the kitchen, living room with wood fireplace with newer windows, off the kitchen, beautiful entryway with wood staircase, family room with wood fireplace, and for extra credit another living space with two entryways- good use for a sunroom, exercise, office space or whatever best fits your needs and wants. Basement is an open canvas for you to renovate or just to keep in use as storage. Washer and dryer (2023)included. Furnace(2025) H20 heater(2024)H20 softener (2021) Newer windows(2018)Roof (2019),three car detached garage with alley access. Located on a larger corner lot. Home Warranty included.

25 days

2,670

230

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bathrooms: 1
Main level bedrooms: 3

Primary bedroom

Level: Main
Area: 322
Dimensions: 23 x 14

Bedroom 2

Level: Main
Area: 165
Dimensions: 15 x 11

Bedroom 3

Level: Main
Area: 114
Dimensions: 10 x 11.4

Dining room

Level: Main
Area: 183.58
Dimensions: 13.7 x 13.4

Kitchen

Level: Main
Area: 214.5
Dimensions: 15 x 14.3

Heating

Forced Air

Cooling

None

Appliances

Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer, Water Softener, Gas Water Heater
Laundry: In Basement

Features

Granite Counters
Windows: Window Treatments
Basement: Full
Number of fireplaces: 2
Fireplace features: Wood Burning

Interior area

Total structure area: 2,174
Total interior livable area: 2,174 sqft
Finished area above ground: 2,174
Finished area below ground: 0

Property

Parking

Total spaces: 3
Parking features: Detached
Garage spaces: 3

Features

Levels: Two
Stories: 2
Patio & porch: Deck

Lot

Size: 0.33 Acres
Features: Other

Details

Parcel number: 1124331033

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Siding
Roof: Shingle

Condition

Year built: 1922

Details

Warranty included: Yes

Utilities & green energy

Electric: Circuit Breakers
Sewer: City/Community
Water: City/Community

Community & HOA

Community

Subdivision: IL

Location

Region: Rockford

Financial & listing details

Price per square foot: $115/sqft
Tax assessed value: $185,991
Annual tax amount: $5,569
Price range: $250K - $250K
Date on market: 6/15/2026
Cumulative days on market: 25 days
Ownership: Fee Simple

Estimated market value

$244,700

$232,000 - $257,000

$2,371/mo

Price history

Date	Event	Price
7/10/2026	Pending sale	$249,999$115/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202603509 Report a problem
7/7/2026	Price change	$249,999-3.8%$115/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202603509 Report a problem
6/15/2026	Listed for sale	$259,999$120/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202603509 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$5,307 +5%	$61,997 +13.4%
2023	$5,053 +3.2%	$54,666 +11.9%
2022	$4,897	$48,861 +9.1%
2021	--	$44,802 +5.8%
2020	$3,267 -4%	$42,354 +4.9%
2019	$3,404 -6.1%	$40,368 +6.1%
2018	$3,626 -3.8%	$38,043 +4.5%
2017	$3,770	$36,408 +1.9%
2016	$3,770 +0.9%	$35,726
2015	$3,735 -1.2%	$35,726 -7.7%
2014	$3,782 -36.9%	$38,720 -25%
2009	$5,990	$51,619 +8%
2007	--	$47,787 +3.8%
2006	--	$46,021 +4.8%
2005	--	$43,934 +5.5%
2004	--	$41,636 +4%
2003	--	$40,033 +9.6%
2001	--	$36,520 +1%
2000	--	$36,159
1999	--	$36,159

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: Jackson Oaks

Getting around

54 / 100

Somewhat Walkable

40 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

4/10
C Henry Bloom Elementary School
Grades: K-5Distance: 1.2 mi
3/10
Abraham Lincoln Middle School
Grades: 6-8Distance: 0.5 mi
1/10
Rockford East High School
Grades: 9-12Distance: 1.4 mi

Schools provided by the listing agent

District: Rockford 205

Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.