404 Victoria Way, Stevensville, MD 21666
What's special
**OPEN HOUSE Thursday October 29th 4PM-6PM** There’s more here than meets the eye! This charming home may look like a classic rancher from the curb, but inside and out, it offers an impressive amount of flexibility. The main home features three bedrooms, two full bathrooms and an oversized family room overlooking the beautifully landscaped, fully fenced backyard with privacy fencing and a rear deck. But the real surprise is the separate studio-style bonus space with its own private entrance, full bathroom, stackable washer and dryer, refrigerator, cabinetry and countertop space. Whether you envision an in-law suite, work-from-home office, guest quarters or potential rental space, the possibilities are plenty. Outside, you’ll ALSO find a detached shed with concrete floors and electric, plus an extended driveway with double gates opening to an additional parking pad, perfect for a boat or camper. An encapsulated crawlspace and newer roof add extra peace of mind. Located in the community of Bay City, you’ll enjoy a neighborhood setting with water access, a playground with picnic area, PLUS just minutes from fine dining, restaurants, marinas, public parks, playgrounds and bike trails of Kent Island. Not to mention, easy access to the Chesapeake Bay Bridge or commuter bus stops.
- 41 days
- 602
- 25
Travel times
Family Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Crystal Smith 410-490-6346,
RE/MAX Executive 4432741900,
Listing Team: Smith & Company
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 3
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
Features
- Studio, Dry Wall
- Flooring: Carpet, Luxury Vinyl
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 1,885
- Total interior livable area: 1,885 sqft
- Finished area above ground: 1,885
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 6
- Parking features: Gravel, Asphalt, Driveway
- Uncovered spaces: 6
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio
- Exterior features: Sidewalks
- Pool features: None
- Waterfront features: Private Access, Bay
- Body of water: Chesapeake Bay
Lot
- Size: 0.35 Acres
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Parcel number: 1804025687
- Zoning: NC-20
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 1984
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Bay City
HOA
- Has HOA: Yes
- Amenities included: Common Grounds, Picnic Area, Pier/Dock, Tot Lots/Playground
- Services included: Common Area Maintenance
- HOA fee: $150 annually
- HOA name: BAY CITY PROPERTY OWNERS ASSOCIATION
Location
- Region: Stevensville
Financial & listing details
- Price per square foot: $288/sqft
- Tax assessed value: $410,600
- Annual tax amount: $3,582
- Date on market: 9/24/2026
- Listing agreement: Exclusive Right To Sell
- Inclusions: Stackable Washer / Dryer In Studio, Kitchen Island In Studio, Window A / C Unit In Studio, Woodstove In Garage / Shop (*woodstove Is Currently Not Connected But Can Be Reinstalled)
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 9/24/2026 | Listed for sale | $542,500+284.8%$288/sqft |
Source:  Bright MLS #MDQA2018630 Report a problem | ||
| 10/8/1999 | Sold | $141,000$75/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,582 +8.7% | $380,233 +8.7% |
| 2024 | $3,296 +9.5% | $349,867 +9.5% |
| 2023 | $3,010 +1.7% | $319,500 |
| 2022 | $2,960 -0.1% | $319,500 +3.4% |
| 2021 | $2,963 +1.7% | $308,900 +1.7% |
| 2020 | $2,912 +5.7% | $303,600 |
| 2019 | $2,754 +6.1% | $303,600 +12.1% |
| 2018 | $2,597 +3.9% | $270,733 +6.5% |
| 2017 | $2,499 +115.9% | $254,300 +3% |
| 2016 | $1,157 | $246,900 +3.1% |
| 2015 | $1,157 | $239,500 +3.2% |
| 2014 | $1,157 | $232,100 |
| 2013 | -- | $232,100 |
| 2012 | -- | $232,100 -22.1% |
| 2011 | -- | $297,980 +1.7% |
| 2010 | -- | $292,866 +1.8% |
| 2009 | -- | $287,753 +1.8% |
| 2008 | -- | $282,640 +13.3% |
| 2007 | -- | $249,450 +15.3% |
| 2006 | -- | $216,260 +18.1% |
| 2005 | -- | $183,070 +9% |
| 2004 | -- | $168,030 +9.8% |
| 2003 | -- | $152,990 +10.9% |
| 2002 | -- | $137,950 +3% |
| 2001 | -- | $133,906 |
Monthly payment
Estimated market value
$531,600
$505,000 - $558,000
$3,182/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.