4045 Merritt Dr, Cumming, GA 30041
What's special
STUNNING LAKE LANIER OPPORTUNITY | UNMATCHED LUXURY VALUE UNDER $1.3M! NO HOA RESTRICTIONS!! Incredible price correction on this spectacular, move-in ready new construction masterpiece nestled in Cumming's premier lakeside corridor. Offering the perfect blend of modern architectural design and the ultimate lake lifestyle, this property features its own permitted private platform dock on Lake Lanier!Step inside to a breathtaking, light-filled open-concept floor plan designed for effortless lakeside entertaining. The chef's kitchen boasts premium finishes, top-of-the-line appliances, and a massive waterfall island that flows seamlessly into the expansive great room. High ceilings and walls of glass frame the serene wooded setting, drawing you out to a magnificent covered outdoor living porch. With 4 generously sized bedrooms and 4.5 beautifully appointed baths, the home provides ultimate comfort and privacy. The primary suite is a true sanctuary, featuring a spa-like wet room, a deep soaking tub, and a custom boutique walk-in closet. The fully finished daylight basement offers incredible versatility for a game room, lake house lounge, or a private multi-generational suite.Located just minutes from top-rated Forsyth County schools, GA-400, and premier dining, this is a rare chance to own a pristine, high-end lake asset at a fraction of the cost of surrounding new builds. Come see the incredible value for yourself before it's gone!
- 126 days |
- 740 |
- 76 |
Travel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Manny Casanas 404-660-7410,
Virtual Properties Realty.com
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Rooms
- Room types: Family Room, Foyer, Game Room, Laundry, Office
Kitchen
- Features: Breakfast Area, Breakfast Bar, Kitchen Island, Pantry, Second Kitchen, Walk-in Pantry
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Oven/Range (Combo), Refrigerator
- Laundry: Mud Room, Upper Level
Features
- Beamed Ceilings, Double Vanity, High Ceilings, Separate Shower, Soaking Tub, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Hardwood, Tile
- Windows: Double Pane Windows
- Basement: Finished,Full
- Number of fireplaces: 2
- Fireplace features: Basement, Family Room, Gas Log
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 4,100
- Total interior livable area: 4,100 sqft
- Finished area above ground: 2,900
- Finished area below ground: 1,200
Property
Parking
- Total spaces: 6
- Parking features: Attached, Garage
- Has attached garage: Yes
Accessibility
- Accessibility features: Accessible Doors, Accessible Entrance, Accessible Full Bath, Accessible Kitchen
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Deck, Patio
- Exterior features: Dock, Other
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Lake Privileges
- Body of water: Lanier
- Frontage type: Lakefront
- Frontage length: Waterfront Footage: 159
Lot
- Size: 0.45 Acres
- Features: Level, Open Lot, Private
- Residential vegetation: Wooded
Details
- Parcel number: 222 100
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,European
- Property subtype: Single Family Residence
Materials
- Brick, Other
- Roof: Composition
Condition
- New Construction
- New construction: Yes
- Year built: 2026
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Phone Available, Water Available
Community & HOA
Community
- Features: Lake, Street Lights, Walk To Schools, Near Shopping
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Lake Lanier-Private Dock
HOA
- Has HOA: No
- Services included: None
Location
- Region: Cumming
Financial & listing details
- Price per square foot: $305/sqft
- Tax assessed value: $318,190
- Annual tax amount: $3,121
- Date on market: 6/4/2026
- Cumulative days on market: 126 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 9/28/2026 | Price change | $1,250,000-3.5%$305/sqft |
Source:  GAMLS #10777261 | ||
| 7/29/2026 | Price change | $1,295,000-3.7%$316/sqft |
Source: GAMLS #10777261 | ||
| 7/10/2026 | Price change | $1,345,000-3.6%$328/sqft |
Source: GAMLS #10777261 | ||
| 6/13/2026 | Price change | $1,395,000-3.5%$340/sqft |
Source: GAMLS #10777261 | ||
| 6/4/2026 | Listed for sale | $1,445,000$352/sqft |
Source: GAMLS #10777261 | ||
| 5/26/2026 | Listing removed | $1,445,000$352/sqft |
Source:  FMLS GA #7719246 | ||
| 5/14/2026 | Price change | $1,445,000-3.3%$352/sqft |
Source: GAMLS #10691291 | ||
| 4/8/2026 | Price change | $1,495,000-5.1%$365/sqft |
Source: GAMLS #10691291 | ||
| 3/27/2026 | Price change | $1,575,000-0.6%$384/sqft |
Source: FMLS GA #7719246 | ||
| 2/13/2026 | Listed for sale | $1,585,000+0.2%$387/sqft |
Source: GAMLS #10691291 | ||
| 1/22/2026 | Listing removed | $1,582,000$386/sqft |
Source: GAMLS #10609146 | ||
| 12/12/2025 | Price change | $1,582,000-0.3%$386/sqft |
Source: GAMLS #10609146 | ||
| 11/12/2025 | Price change | $1,587,000-0.6%$387/sqft |
Source: GAMLS #10609146 | ||
| 9/19/2025 | Listed for sale | $1,597,000+222.6%$390/sqft |
Source: GAMLS #10609146 | ||
| 6/10/2024 | Listing removed | -- |
Source: GAMLS #10240005 | ||
| 1/10/2024 | Listed for sale | $495,000+102%$121/sqft |
Source: FMLS GA #7322596 | ||
| 9/12/2023 | Sold | $245,000+2.5%$60/sqft |
Source: Public Record | ||
| 9/6/2023 | Pending sale | $239,000$58/sqft |
Source: GAMLS #10195841 | ||
| 8/25/2023 | Listed for sale | $239,000+33.5%$58/sqft |
Source: GAMLS #10195841 | ||
| 8/1/2014 | Listing removed | $179,000$44/sqft |
Source: Buckhead Home Realty #4217664 | ||
| 5/3/2014 | Listed for sale | $179,000-10.5%$44/sqft |
Source: Buckhead Home Realty #4217664 | ||
| 6/12/2013 | Listed for sale | $199,900-19.7%$49/sqft |
Source: Buckhead Home Realty #4217664 | ||
| 7/22/2011 | Price change | $249,000-7.4%$61/sqft |
Source: Buckhead Home Realty #4217664 | ||
| 5/4/2011 | Listed for sale | $269,000$66/sqft |
Source: Buckhead Home Realty #4217664 | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,121 +0% | $127,276 +0% |
| 2024 | $3,120 +62.7% | $127,240 +63.3% |
| 2023 | $1,917 +8% | $77,896 +16.8% |
| 2022 | $1,775 +15.6% | $66,704 +20% |
| 2021 | $1,535 0% | $55,596 0% |
| 2020 | $1,535 +9.7% | $55,604 +9.9% |
| 2019 | $1,400 -0.4% | $50,616 -0.1% |
| 2017 | $1,406 +0% | $50,652 |
| 2016 | $1,406 | $50,652 +11% |
| 2015 | $1,406 +16% | $45,652 -0.3% |
| 2014 | $1,212 -0.2% | $45,792 |
| 2013 | $1,215 -0.2% | $45,792 0% |
| 2012 | $1,217 -10% | $45,800 -9.9% |
| 2011 | $1,353 | $50,812 |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | -- |
| 2007 | -- | $50,400 |
| 2006 | $1,098 +24.8% | $50,400 +24.8% |
| 2005 | $880 -24.6% | $40,400 -24.6% |
| 2004 | $1,167 -0.8% | $53,560 |
| 2003 | $1,177 +9.1% | -- |
| 2002 | $1,078 +19.8% | -- |
| 2001 | $900 +4.6% | -- |
| 2000 | $860 | -- |
Find assessor info on the county website
Monthly payment
Estimated market value
$1,236,900
$1.18M - $1.30M
$4,236/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.