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  • $229,000

    405 Cosby Rd, Utica, NY 13502

    3beds
    1,502sqft
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    Single Family Residence
    Built in 1911
    5,349 Square Feet Lot
    $230,900 Zestimate®
    $152/sqft
    $-- HOA

    What's special

    Three generous sized bedroomsLots of windowsNewer appliances
    Summertime easy livin' in the adorable authentic craftsman bungalow in charming North Utica neighborhood. Everything has been done for you here including thermal windows, new roof furnace and mechanicals (electric service), updated kitchen and baths and the list goes on! Extra deep front porch is great for entertaining or just reading a book! Enter of porch to spacious large living room flooded with natural light and lots of windows! Living room has beautiful double french doors to formal dining room with is open to kitchen with quartz breakfast bar and newer appliances. Interior and exterior recently painted plus Central A/C throughout. Off the kitchen is half bath and first floor laundry. Upstairs offers updated full bath with original claw foot tub/shower combo and three generous sized bedrooms plus plenty of closets and storage! Enjoy fully fenced private treed yard! Schedule an appointment today to view this truly magical home! Seller will provide a pre-listing home inspection.
    7 days
    |
    1,022
    |
    61
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Real Broker NY LLC 855-450-0442,

    William Carroll 315-430-9092

    Source: NYSAMLSs,MLS#: S1688665MLS LogoOriginating MLS: Syracuse

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Heating
      • Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Dishwasher, Exhaust Fan, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Range Hood, Washer
      • Laundry: Main Level
      Features
      • Breakfast Bar, Ceiling Fan(s), Separate/Formal Dining Room, Separate/Formal Living Room, Other, Quartz Counters, See Remarks, Natural Woodwork
      • Flooring: Ceramic Tile, Hardwood, Laminate, Varies
      • Basement: Full
      • Has fireplace: No
      Interior area
      • Total structure area: 1,502
      • Total interior livable area: 1,502 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Detached, Garage, Driveway
      • Garage spaces: 1
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Blacktop Driveway
      Lot
      • Size: 5,349 Square Feet
      • Dimensions: 50 x 107
      • Features: Near Public Transit, Rectangular, Rectangular Lot, Residential Lot, Wooded
      Details
      • Parcel number: 30160030601200010300000000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow,Two Story,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Blown-In Insulation, Frame, Spray Foam Insulation, Stucco, Wood Siding
      • Foundation: Block
      Condition
      • Resale
      • Year built: 1911

      Utilities & green energy

      • Sewer: Connected
      • Water: Connected, Public
      • Utilities for property: Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Utica Gardens
      Location
      • Region: Utica

      Financial & listing details

      • Price per square foot: $152/sqft
      • Tax assessed value: $47,000
      • Annual tax amount: $3,386
      • Date on market: 6/8/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $230,900

        $219,000 - $242,000

        $1,967/mo

        Price history

        DateEventPrice
        6/8/2026Listed for sale$229,000+68.5%$152/sqft
        Source: NYSAMLSs #S1688665 Report a problem
        7/17/2020Sold$135,900-2.9%$90/sqft
        Source: NYSAMLSs #S1249856 Report a problem
        5/14/2020Pending sale$139,900$93/sqft
        Source: HUNT Real Estate #S1249856 Report a problem
        2/5/2020Listed for sale$139,900+27.2%$93/sqft
        Source: HUNT REAL ESTATE ERA CL #S1249856 Report a problem
        10/11/2007Sold$110,000+47.7%$73/sqft
        Source: Public Record Report a problem
        5/31/2005Sold$74,500$50/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $47,000
        2024-- $47,000
        2023-- $47,000
        2022-- $47,000
        2021-- $47,000
        2020-- $47,000
        2019-- $47,000
        2018-- $47,000
        2017$1,996 $47,000
        2016-- $47,000
        2015-- $47,000
        2014-- $47,000
        2013-- $47,000
        2012-- $47,000
        2011-- $47,000
        2010-- $47,000
        2009-- $47,000
        2008-- $47,000
        2007-- $47,000
        2006-- $47,000
        2005-- $47,000
        2004-- $47,000
        2003-- $47,000
        2002-- $47,000
        2001-- $47,000
        2000-- $47,000

        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13502

        Getting around

        37 / 100
        Car-Dependent
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Thomas Jefferson Elementary
        • District: Utica

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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