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Pending
  • $699,900

    405 Underwood Hill Rd, Murphy, NC 28906

    2beds
    1,620sqft
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    Residential, Cabin
    Built in 2022
    0.78 Acres Lot
    $667,200 Zestimate®
    $432/sqft
    $83/mo HOA

    What's special

    Embrace the restorative beauty of this river front 2BR/2BA ranch-style, log-sided custom home,. Offered furnished and making its first appearance on the market. Sparkling river views anchor a bright, inviting kitchen featuring an island, ample dining space, and an open flow to the living room with vaulted wood ceilings and a striking stone fireplace. A thoughtful blend of modern and rustic finishes creates a vibrant yet comfortable retreat ideal for full-time living or a vacation escape. Both bedrooms are generously sized with walk-in closets, while the baths showcase walk-in tile showers and artistic glass vessel sinks; the primary bath also offers a double vanity for added convenience. Begin your mornings in the hot tub overlooking the mist-covered river and unwind in the evenings on the full-length covered porch with sleek cable railing and Brazilian hardwood decking. An automated decorative metal gate, stone retaining wall, paved drive, detached double garage, and attached two-bay garage enhance the layered, organically landscaped lot and deliver exceptional curb appeal. Serene, private, and refreshing, yet just minutes from downtown Murphy's charming shops, distinctive dining, and thriving arts community.
    140 days
    |
    112
    |
    1
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Crystal Davis 828-557-1312,

    Appalachian Land Company

    Source: Mountain Lakes BOR,MLS#: 155559MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Kitchen, Laundry, Living Room
      Heating
      • Central, Propane
      Cooling
      • Central Air
      Appliances
      • Included: Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Electric Water Heater
      • Laundry: Main Level
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), Double Vanity, Drywall, Granite Counters, Insulation, Kitchen Island, Pantry, Primary on Main, Tile Shower/Tub, Walk-In Closet(s), Wood Ceiling(s), Fiber Optic
      • Flooring: Luxury Vinyl
      • Windows: Double Pane Windows
      • Basement: None
      • Attic: Access Only
      • Has fireplace: Yes
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 1,620
      • Total interior livable area: 1,620 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Asphalt, Garage Double Attached, Garage Double Detached
      • Attached garage spaces: 4
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Porch
      • Exterior features: Fire Pit
      • Has spa: Yes
      • Spa features: Heated
      • Fencing: None
      • Has view: Yes
      • View description: Excellent View
      • Waterfront features: River
      • Body of water: Hiwassee River
      Lot
      • Size: 0.78 Acres
      • Dimensions: .78
      • Features: Level/Rolling Land, Less than 1 Acre
      Details
      • Parcel number: 551103133145000
      • Zoning description: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cabin,Modern,Ranch
      • Property subtype: Residential, Cabin
      Materials
      • Log Siding
      • Foundation: Crawl Space
      • Roof: Metal
      Condition
      • Excellent
      • Year built: 2022

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Community

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Highland Creek
      HOA
      • Has HOA: Yes
      • Services included: Common Area, Road Maintenance
      • HOA fee: $1,000 annually
      Location
      • Region: Murphy

      Financial & listing details

      • Price per square foot: $432/sqft
      • Tax assessed value: $270,310
      • Date on market: 2/6/2026
      • Listing terms: Cash,Conventional,FHA
      • Road surface type: Paved

        Estimated market value

        $667,200

        $634,000 - $701,000

        $2,265/mo

        Price history

        DateEventPrice
        6/5/2026Sold$660,000-5.7%$407/sqft
        Source: NGBOR #424745 Report a problem
        5/7/2026Pending sale$699,900$432/sqft
        Source: Mountain Lakes BOR #155559 Report a problem
        4/21/2026Price change$699,900-6.6%$432/sqft
        Source: Mountain Lakes BOR #155559 Report a problem
        2/6/2026Listed for sale$749,000+1052.3%$462/sqft
        Source: Mountain Lakes BOR #155559 Report a problem
        6/26/2020Sold$65,000+32.7%$40/sqft
        Source: Public Record Report a problem
        4/27/2015Sold$49,000+22.5%$30/sqft
        Source: Public Record Report a problem
        3/22/2011Sold$40,000-61.9%$25/sqft
        Source: Public Record Report a problem
        12/9/2005Sold$105,000$65/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $270,310
        2024-- $270,310
        2023$1,992 $270,310
        2022-- $270,310 +135.3%
        2021$680 $114,880 +155.3%
        2020-- $45,000 +44.2%
        2019$193 $31,200
        2018$193 +0.6%$31,200
        2017$192 $31,200
        2016$192 -0.6%$31,200
        2015$193 $31,200

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

          Explore the cost of this home by adjusting the details. Changes won't be saved.
          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 28906

          Getting around

          0 / 100
          Car-Dependent
          1 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: Murphy

          Source: Mountain Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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