Updated and move-in ready 3-bedroom, 2-bath rambler in a convenient Cold Spring location within walking distance to parks and downtown amenities. The home features a fenced yard and updated interior finishes, including granite countertops, vinyl planking, shiplap accents, and refreshed cabinetry. The newly renovated lower level offers additional living space with a cozy fireplace, third bedroom, and fully updated bathroom. Dining area provides direct access to a patio with a covered pergola, creating a functional indoor-outdoor living space.
Pending
$269,900
406 2nd St N, Cold Spring, MN 56320
3beds
1,848sqft
Single Family
Built in 1957
5,445 Square Feet Lot
$271,200 Zestimate®
$146/sqft
$-- HOA
What's special
Fenced yardCozy fireplaceCovered pergolaUpdated interior finishesShiplap accentsAdditional living spaceNewly renovated lower level
- 53 days |
- 26 |
- 0 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Casey Dierkhising 320-248-7705,
Central MN Realty LLC,
Megan Euteneuer 320-333-5913
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7054989
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bedroom
- Level: Main
- Area: 144 Square Feet
- Dimensions: 12x12
Bedroom 2
- Level: Main
- Area: 120 Square Feet
- Dimensions: 10x12
Bedroom 3
- Level: Lower
- Area: 174 Square Feet
- Dimensions: 14.5x12
Bathroom
- Level: Main
- Area: 48 Square Feet
- Dimensions: 8x6
Bathroom
- Level: Lower
- Area: 87.5 Square Feet
- Dimensions: 12.5x7
Dining room
- Level: Main
- Area: 103.5 Square Feet
- Dimensions: 11.5x9
Family room
- Level: Lower
- Area: 416 Square Feet
- Dimensions: 16x26
Kitchen
- Level: Main
- Area: 110 Square Feet
- Dimensions: 11x10
Living room
- Level: Main
- Area: 210 Square Feet
- Dimensions: 15x14
Utility room
- Level: Lower
- Area: 93 Square Feet
- Dimensions: 15.5x6
Heating
- Forced Air, In-Floor Heating
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned
- Laundry: Lower Level
Features
- Basement: Block,Drain Tiled,Egress Window(s),Finished,Full,Sump Pump
- Number of fireplaces: 1
- Fireplace features: Electric
Interior area
- Total structure area: 1,848
- Total interior livable area: 1,848 sqft
- Finished area above ground: 924
- Finished area below ground: 860
Property
Parking
- Total spaces: 1
- Parking features: Attached, Concrete, Insulated Garage
- Attached garage spaces: 1
- Details: Garage Dimensions (22x14), Garage Door Height (8), Garage Door Width (8)
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Pool features: None
- Fencing: Chain Link
Lot
- Size: 5,445 Square Feet
- Dimensions: 82 x 66
- Features: Tree Coverage - Light
Details
- Foundation area: 924
- Parcel number: 48297960000
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Block, Concrete, Frame
- Roof: Asphalt,Pitched
Condition
- New construction: No
- Year built: 1957
Utilities & green energy
- Electric: 100 Amp Service, Power Company: Xcel Energy
- Gas: Natural Gas
- Sewer: City Sewer - In Street
- Water: City Water - In Street
Community & HOA
Community
- Subdivision: Townsite Of Cold Spring
HOA
- Has HOA: No
Location
- Region: Cold Spring
Financial & listing details
- Price per square foot: $146/sqft
- Tax assessed value: $170,100
- Annual tax amount: $1,877
- Date on market: 4/23/2026
- Cumulative days on market: 54 days
- Road surface type: Paved
Estimated market value
$271,200
$258,000 - $285,000
$1,874/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/30/2026 | Pending sale | $269,900$146/sqft |
Source: | ||
| 4/23/2026 | Listed for sale | $269,900+63.6%$146/sqft |
Source: | ||
| 8/25/2021 | Sold | $165,000-1.5%$89/sqft |
Source: | ||
| 7/20/2021 | Pending sale | $167,500+15.6%$91/sqft |
Source: | ||
| 1/30/2020 | Listing removed | $1,250$1/sqft |
Source: Hirschfeld Real Estate #5433715 Report a problem | ||
| 1/24/2020 | Listed for rent | $1,250$1/sqft |
Source: Hirschfeld Real Estate #5433715 Report a problem | ||
| 1/2/2019 | Listing removed | $1,250$1/sqft |
Source: Hirschfeld Real Estate #5130840 Report a problem | ||
| 12/13/2018 | Listed for rent | $1,250$1/sqft |
Source: Hirschfeld Real Estate #5130840 Report a problem | ||
| 9/5/2018 | Sold | $144,900$78/sqft |
Source: | ||
| 8/22/2018 | Listed for sale | $144,900$78/sqft |
Source: Hirschfeld Real Estate #4995629 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,856 +69.4% | $170,100 +6% |
| 2023 | $1,686 +4.5% | $160,500 +14.2% |
| 2022 | $1,614 | $140,500 |
| 2021 | $1,614 -11.5% | $140,500 -0.1% |
| 2020 | $1,824 | $140,600 +8.1% |
| 2019 | $1,824 +24.1% | $130,100 +14.4% |
| 2018 | $1,470 +10% | $113,700 +11.1% |
| 2017 | $1,336 +20.1% | $102,300 |
| 2016 | $1,112 | -- |
| 2015 | $1,112 | -- |
| 2014 | $1,112 -3.5% | -- |
| 2013 | $1,152 -1.4% | -- |
| 2012 | $1,168 +1.2% | -- |
| 2011 | $1,154 +16.6% | -- |
| 2010 | $990 +8.6% | -- |
| 2009 | $912 +13.2% | -- |
| 2008 | $806 +7.8% | -- |
| 2007 | $748 -2.6% | -- |
| 2006 | $768 +12.9% | -- |
| 2005 | $680 -1% | -- |
| 2003 | $687 +7.2% | -- |
| 2002 | $641 -8% | -- |
| 2001 | $697 +8.4% | -- |
| 2000 | $643 | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 56320
Nearby schools
GreatSchools rating
- 6/10Cold Spring Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 2/10Rocori AlcGrades: 7-12Distance: 0.4 mi
- 7/10Rocori Middle SchoolGrades: 6-8Distance: 0.4 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Minnesota
- Stearns County
- Cold Spring
- 56320
- 406 2nd St N





