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For sale by owner
    • $74,499

    406 Academy St, Prospect, NY 13435

    3beds
    1,108sqft
    Loading
    SingleFamily
    Built in 1880
    8,000 Square Feet Lot
    $120,900 Zestimate®
    $67/sqft
    $-- HOA

    What's special

    Storage shedBedroom with walk-in closetFirst floor bathFully spray foam insulated
    Ready to move in quaint village home. Home has been updated from top to bottom. With a large living room for holiday entertaining. Ample cupboards in the kitchen with over sized closet area for washing machine and dryer. A first floor bath and bedroom with walk-in closet is a great option for convenience living. Dining Room features a economical pellet stove for a second heat source. The home has been fully spray foam insulated, all new water pipes, recent septic upgrade, and a newer furnace. The deep back yard has a storage shed for your toys and much more. Home is currently being occupied by a long term tenant. New homeowner can decide to keep as rental property, which is currently contracted as month-to-month, or make their new primary residence. Home is being sold as-is; it did get a clean home inspection report before sale fell through from buyer finance issues the last time it was listed. I did try to get a physical copy, however the buyer was unresponsive to requests from the previous agent. Please email or text the number provided.
    What the owner loves about this home
    Quite street and home backed up to a park, and in walking distance to a restaurant and library. Holland Patent School District. 15-20 minutes to either Utica or Rome. Or a quick drive up to the Adirondack Mountains, hiking, skiing, or water activities.
    2 days
    |
    214
    |
    11
    |
    Listed by:

    Property Owner (315) 272-6588

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Heating
      • Forced air, Other, Oil, Wood / Pellet
      Appliances
      • Included: Dryer, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Carpet, Hardwood, Laminate
      • Basement: Partially finished
      Interior area
      • Total interior livable area: 1,108 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Off-street
      Features
      • Exterior features: Wood
      Lot
      • Size: 8,000 Square Feet
      Details
      • Parcel number: 305889178006116

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Wood
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1880

      Community & HOA

      Location
      • Region: Prospect

      Financial & listing details

      • Price per square foot: $67/sqft
      • Tax assessed value: $97,073
      • Date on market: 6/29/2026

        Estimated market value

        $120,900

        $92,000 - $149,000

        $1,567/mo

        Price history

        DateEventPrice
        6/29/2026Listed for sale$74,499+30.9%$67/sqft
        Source: Owner Report a problem
        8/31/2018Listing removed$56,900$51/sqft
        Source: NORTHLAND REAL ESTATE SERVICES #10350472 Report a problem
        5/11/2018Pending sale$56,900$51/sqft
        Source: NORTHLAND REAL ESTATE SERVICES #10350472 Report a problem
        4/2/2018Price change$56,900-5%$51/sqft
        Source: NORTHLAND REAL ESTATE SERVICES #10350472 Report a problem
        3/2/2018Listed for sale$59,900+33.1%$54/sqft
        Source: NORTHLAND REAL ESTATE SERVICES #10350472 Report a problem
        7/10/2014Sold$45,000$41/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $39,800
        2024-- $39,800
        2023-- $39,800
        2022-- $39,800
        2021-- $39,800
        2020-- $39,800
        2019-- $39,800
        2018-- $39,800
        2017$1,273 $39,800
        2016-- $39,800

        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 13435

        Getting around

        13 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Holland Patent

        Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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