A home with a view, a story, and a setting you don't find every day! Perched on a hillside overlooking the DuPage River, 406 Garden Terrace offers a unique sense of privacy and a peaceful connection to nature. Built by the original owner and lovingly enjoyed by the same family, this special home is just steps from the river for fishing and canoeing and near West Shore Park, where you can enjoy the splash pad in summer and snow sports in winter. The main level features a traditional floor plan with formal living and dining rooms accented by hardwood flooring. The spacious kitchen offers granite countertops, stainless steel appliances, a breakfast bar, and plenty of room for a kitchen table. Sliding glass doors open to an expansive maintenance-free deck with a SunSetter awning. Perched high above the sloping backyard, the deck has a wonderful "treehouse" feel with added privacy from neighboring homes-perfect for enjoying your morning coffee in your PJs, relaxing at the end of the day, or entertaining outdoors. Stairs lead from the deck to the grassy backyard below. Just off the kitchen is a comfortable family room with bamboo flooring and a fireplace. A powder room and convenient main-level laundry room with a service door leading directly to the deck complete the first floor. Upstairs you'll find four bedrooms and two full baths. The owner's suite features a vaulted ceiling, walk-in closet, and private bath with dual sinks. Three additional bedrooms share the hallway bath. Approximately three years ago, the entire second floor was updated with continuous luxury vinyl flooring with no thresholds or transitions, along with new trim, baseboards, interior doors, and closet doors, creating a clean and cohesive look throughout. The hillside lot allows for a true walk-out basement, adding even more usable living space and flexibility. Currently, the lower level features a recreation room, storage, a full bath with walk-in shower, and a spacious movie room highlighted by a brick accent wall. With its walk-out access and full bath already in place, the lower level offers excellent potential for an in-law arrangement, guest space, or additional living area. Outside, enjoy the privacy and character of the sloping lot along with a large three-car heated garage and concrete driveway. Major improvements include roof and siding completed in 2016, HVAC approximately 5-6 years old, and a dishwasher approximately one year old. River views, a private hillside setting, a walk-out lower level, and that one-of-a-kind treehouse feeling-406 Garden Terrace is a home that stands apart.
Contingent
$465,000
406 Garden Ter, Shorewood, IL 60404
4beds
3,544sqft
Single Family Residence
Built in 1998
0.28 Acres Lot
$-- Zestimate®
$131/sqft
$-- HOA
What's special
River viewsSpacious kitchenTraditional floor planLarge three-car heated garageBreakfast barPowder roomGranite countertops
- --
- 920
- views
- 57
- saves
Zillow last checked:
Listing updated:
Listed by:
Magdalena Meers 630-670-3969,
Spring Realty
Source: MRED as distributed by MLS GRID,MLS#: 12750485
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Rooms
- Room types: Foyer, Recreation Room, Media Room, Storage
Primary bedroom
- Features: Flooring (Luxury Vinyl), Window Treatments (All), Bathroom (Full)
- Level: Second
- Area: 252 Square Feet
- Dimensions: 18X14
Bedroom 2
- Features: Flooring (Luxury Vinyl), Window Treatments (All)
- Level: Second
- Area: 156 Square Feet
- Dimensions: 13X12
Bedroom 3
- Features: Flooring (Luxury Vinyl), Window Treatments (All)
- Level: Second
- Area: 196 Square Feet
- Dimensions: 14X14
Bedroom 4
- Features: Flooring (Luxury Vinyl), Window Treatments (All)
- Level: Second
- Area: 154 Square Feet
- Dimensions: 14X11
Dining room
- Features: Flooring (Hardwood), Window Treatments (All)
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13X12
Family room
- Features: Flooring (Bamboo), Window Treatments (All)
- Level: Main
- Area: 234 Square Feet
- Dimensions: 18X13
Foyer
- Features: Flooring (Tile)
- Level: Main
- Area: 126 Square Feet
- Dimensions: 14X09
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar, Eating Area-Table Space, Granite Counters), Flooring (Tile), Window Treatments (All)
- Level: Main
- Area: 264 Square Feet
- Dimensions: 22X12
Laundry
- Features: Flooring (Tile)
- Level: Main
- Area: 48 Square Feet
- Dimensions: 08X06
Living room
- Features: Flooring (Hardwood), Window Treatments (All)
- Level: Main
- Area: 228 Square Feet
- Dimensions: 19X12
Media room
- Features: Flooring (Carpet), Window Treatments (All)
- Level: Basement
- Area: 360 Square Feet
- Dimensions: 24X15
Recreation room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 312 Square Feet
- Dimensions: 24X13
Storage
- Features: Flooring (Other)
- Level: Basement
- Area: 66 Square Feet
- Dimensions: 11X06
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator
- Laundry: Main Level, Gas Dryer Hookup, In Unit, Sink
Features
- Vaulted Ceiling(s), Walk-In Closet(s), Granite Counters
- Flooring: Laminate
- Basement: Finished,Exterior Entry,Full,Walk-Out Access
- Attic: Unfinished
- Number of fireplaces: 1
- Fireplace features: Wood Burning, Gas Starter, Family Room
Interior area
- Total structure area: 0
- Total interior livable area: 3,544 sqft
Property
Parking
- Total spaces: 3
- Parking features: Concrete, Garage Door Opener, Heated Garage, Yes, Garage Owned, Attached, Garage
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Patio & porch: Deck
- Fencing: Fenced
Lot
- Size: 0.28 Acres
- Dimensions: 27 x 51 x 157 x 77 x 155
Details
- Additional structures: Shed(s)
- Parcel number: 0506162230210000
- Special conditions: None
- Other equipment: Ceiling Fan(s), Radon Mitigation System
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Brick
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1998
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Carbon Monoxide Detector(s)
- Subdivision: Brookshore Park
HOA
- Services included: None
Location
- Region: Shorewood
Financial & listing details
- Price per square foot: $131/sqft
- Tax assessed value: $341,964
- Annual tax amount: $9,298
- Date on market: 9/23/2026
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 12/7/1998 | Sold | $183,000+463.1%$52/sqft |
Source: Public Record Report a problem | ||
| 5/19/1998 | Sold | $32,500$9/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,785 +7.8% | $113,988 +11.3% |
| 2023 | $8,146 +2.6% | $102,415 +5.7% |
| 2022 | $7,938 +7.1% | $96,911 +6.3% |
| 2021 | $7,409 -0.2% | $91,167 |
| 2020 | $7,426 +3.1% | $91,167 +4.3% |
| 2019 | $7,202 +1.6% | $87,450 +4.2% |
| 2018 | $7,086 +1.8% | $83,950 +3.4% |
| 2017 | $6,960 +1% | $81,200 +4.2% |
| 2016 | $6,893 +5.4% | $77,900 +2.9% |
| 2015 | $6,539 | $75,698 +4.5% |
| 2014 | $6,539 +4% | $72,438 |
| 2013 | $6,287 -0.5% | $72,438 -5.6% |
| 2012 | $6,316 +5.7% | $76,719 -6% |
| 2011 | $5,977 -4.4% | $81,615 -8% |
| 2010 | $6,251 +1.4% | $88,737 -2.3% |
| 2009 | $6,165 +0.5% | $90,780 |
| 2008 | $6,134 | $90,780 +2.2% |
| 2007 | -- | $88,834 +11.6% |
| 2006 | $5,535 +11.8% | $79,611 +9.3% |
| 2005 | $4,950 -1.9% | $72,846 +1.4% |
| 2004 | $5,047 +5.5% | $71,805 +7.9% |
| 2003 | $4,783 +2.4% | $66,545 +5% |
| 2002 | $4,669 +4.6% | $63,355 +2.2% |
| 2001 | $4,461 +6.5% | $62,003 +2.9% |
| 2000 | $4,191 | $60,252 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 60404
Nearby schools
Schools provided by the listing agent
- District: 30C
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Similar homes
- $465,0004 bd3 ba2.7k sqft511 Commons Dr, Shorewood, IL 60404New
MLS ID #12782716, Meredith DeLeo, Keller Williams Infinity. MRED as distributed by MLS GRID - $450,0004 bd3 ba2.9k sqft406 Buckingham Pl, Shorewood, IL 60404Active
MLS ID #12778186, Sarah Short, Coldwell Banker Real Estate Group. MRED as distributed by MLS GRID - $390,0005 bd4 ba2.7k sqft1104 Rushwood Ave, Shorewood, IL 60404New
MLS ID #12788350, Karen Mika, EXIT Strategy Realty. MRED as distributed by MLS GRID - $459,9004 bd3 ba3.2k sqft1009 Butterfield Cir W, Shorewood, IL 60404Active
MLS ID #12782682, Jamie Haake, Coldwell Banker Realty. MRED as distributed by MLS GRID
