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Sold for $800,000
  • $800,000

    406 Harbor Dr, Annapolis, MD 21403

    4beds
    3,400sqft
    Single Family Residence
    Built in 1972
    0.29 Acres Lot
    $806,000 Zestimate®
    $235/sqft
    $4,714 Estimated rent

    Home value

    $806,000

    $758,000 - $862,000

    $4,714/mo

    Zestimate® history
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    What's special

    Timeless fixtures throughoutCustom walk-in closetCustom moldingsRich hardwood floorsPlenty of off-street parkingGourmet kitchenDeep soaking tub
    OPEN HOUSE CANCELLED! UNDER CONTRACT! Welcome to 406 Harbor Drive, an exceptional residence in the heart of Hillsmere Shores, one of Annapolis’ most coveted water-privileged communities. Completely renovated and impeccably maintained, this home offers approximately 4,000 finished square feet of beautifully designed living space where scale, comfort, and craftsmanship come together seamlessly. Walls of windows flood the open layout with natural light, highlighting rich hardwood floors, custom moldings, and timeless fixtures throughout. The gourmet kitchen is the true centerpiece of the home, featuring 42" cabinetry, stainless steel and chef-grade appliances, gleaming granite countertops, and an oversized center island—perfect for everyday living and effortless entertaining. A sunny morning room connects the kitchen and dining spaces, creating an inviting flow for gatherings large and small. The formal dining room is accented by a stunning tray ceiling, while the expansive living room offers an ideal setting for entertaining or relaxing. The primary suite is a showstopper, complete with vaulted ceilings, a sitting area, a custom walk-in closet, and a spa-inspired bath featuring a frameless glass walk-in shower with designer tile and a deep soaking tub. All additional bedrooms are generously sized with excellent closet space. The screened upper porch extends your living space outdoors—ideal for champagne sunsets, crab feasts, and relaxed evenings—finished with maintenance-free composite decking and vinyl posts. The lower level impresses with exposed brick walls, a large recreation room for movie nights and gatherings, and an open den with a cozy wood stove that works beautifully as a home office or study. A guest bedroom, full bath, oversized laundry room, and separate utility room provide flexibility, storage, and function. Outside, the fenced backyard is level, private, and surrounded by mature trees, offering endless possibilities for gardening, play, entertaining, or even adding a pool. A large paver patio is perfect for a fire pit and s’mores under the stars. Plenty of off-street parking completes the package. Hillsmere Shores delivers an unmatched lifestyle with two private beaches, beachfront playgrounds, a boat ramp, canoe and kayak storage, boat slips, beach pavilions, volleyball courts, and a community pool—all just moments away. Enjoy a vibrant calendar of neighborhood events including poolside movie nights, Food Truck Fridays, beach Easter egg hunts, Fourth of July bike parades, spring sock burning, and the annual pig roast. This is more than a home—it’s a community, a lifestyle, and an absolute 10.

    Zillow last checked:

    Listing updated:

    Listed by:

    Wendy Oliver 443-336-5091,

    Coldwell Banker Realty,

    Co-Listing Agent: Catherine Marucci 443-883-1609,

    Coldwell Banker Realty

    Bought with:

    Shannon Calvery, 0225223677

    Keller Williams Flagship

    Source: Bright MLS,MLS#: MDAA2133380MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    • Main level bathrooms: 2
    • Main level bedrooms: 3
    Rooms
    • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Foyer, Breakfast Room, Office, Recreation Room, Storage Room, Workshop, Bathroom 2, Attic, Primary Bathroom, Full Bath
    Primary bedroom
    • Features: Ceiling Fan(s), Flooring - HardWood, Primary Bedroom - Dressing Area, Primary Bedroom - Sitting Area, Walk-In Closet(s)
    • Level: Main
    Bedroom 2
    • Features: Flooring - HardWood, Ceiling Fan(s)
    • Level: Main
    Bedroom 3
    • Features: Flooring - HardWood, Ceiling Fan(s)
    • Level: Main
    Bedroom 4
    • Level: Lower
    Primary bathroom
    • Features: Soaking Tub, Walk-In Closet(s), Countertop(s) - Solid Surface, Flooring - Tile/Brick
    • Level: Main
    Bathroom 2
    • Features: Skylight(s), Flooring - Tile/Brick, Bathroom - Tub Shower
    • Level: Main
    Other
    • Features: Attic - Pull-Down Stairs
    • Level: Main
    Breakfast room
    • Features: Flooring - HardWood, Ceiling Fan(s)
    • Level: Main
    Dining room
    • Features: Flooring - HardWood, Crown Molding
    • Level: Main
    Foyer
    • Features: Flooring - Tile/Brick
    • Level: Main
    Other
    • Features: Flooring - Tile/Brick
    • Level: Lower
    Kitchen
    • Features: Breakfast Bar, Breakfast Nook, Granite Counters, Double Sink, Flooring - HardWood, Kitchen Island, Kitchen - Country
    • Level: Main
    Living room
    • Features: Flooring - HardWood
    • Level: Main
    Office
    • Features: Flooring - HardWood
    • Level: Lower
    Recreation room
    • Features: Wood Stove, Flooring - HardWood
    • Level: Lower
    Screened porch
    • Features: Ceiling Fan(s)
    • Level: Main
    Storage room
    • Features: Basement - Unfinished
    • Level: Lower
    • Area: 210 Square Feet
    • Dimensions: 10 X 21
    Workshop
    • Level: Lower
    • Area: 297 Square Feet
    • Dimensions: 11 X 27
    Heating
    • Forced Air, Programmable Thermostat, Electric
    Cooling
    • Central Air, Programmable Thermostat, Electric
    Appliances
    • Included: Cooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Double Oven, Oven, Range Hood, Six Burner Stove, Stainless Steel Appliance(s), Washer, Disposal, Extra Refrigerator/Freezer, Ice Maker, Refrigerator, Water Conditioner - Owned, Water Heater, Water Treat System, Electric Water Heater
    • Laundry: Has Laundry
    Features
    • Breakfast Area, Ceiling Fan(s), Formal/Separate Dining Room, Kitchen - Gourmet, Pantry, Recessed Lighting, Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Walk-In Closet(s), Attic, Built-in Features, Crown Molding, Family Room Off Kitchen, Kitchen - Country, Eat-in Kitchen, Kitchen Island, Primary Bath(s), High Ceilings
    • Flooring: Wood, Ceramic Tile
    • Doors: French Doors, Six Panel, Sliding Glass, Insulated
    • Windows: Bay/Bow, Casement, Double Hung, Double Pane Windows, Energy Efficient, Skylight(s), Sliding, Insulated Windows
    • Basement: Full,Connecting Stairway,Drainage System,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Sump Pump,Shelving,Walk-Out Access,Windows,Workshop,Drain,Finished
    • Number of fireplaces: 1
    • Fireplace features: Brick, Insert, Wood Burning, Wood Burning Stove
    Interior area
    • Total structure area: 3,400
    • Total interior livable area: 3,400 sqft
    • Finished area above ground: 2,200
    • Finished area below ground: 1,200

    Property

    Parking
    • Parking features: Driveway, Off Street
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: None
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Deck, Porch, Screened, Patio, Enclosed, Screened Porch
    • Exterior features: Bump-outs, Street Lights, Water Falls, Play Area
    • Pool features: Community
    • Has view: Yes
    • View description: Garden
    • Waterfront features: Boat - Powered, Limited hours of Personal Watercraft Operation (PWC), Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Public Access, Sail, Swimming Allowed, Waterski/Wakeboard, River
    • Body of water: Chesapeake Bay And South River
    Lot
    • Size: 0.29 Acres
    • Features: Level, Rear Yard, Cleared, Front Yard, Landscaped, Premium, SideYard(s)
    Details
    • Additional structures: Above Grade, Below Grade
    • Parcel number: 020241203269710
    • Zoning: R2
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Craftsman
    • Property subtype: Single Family Residence
    Materials
    • Brick Front, Vinyl Siding
    • Foundation: Concrete Perimeter
    • Roof: Architectural Shingle
    Condition
    • Excellent
    • New construction: No
    • Year built: 1972
    • Major remodel year: 2024

    Utilities & green energy

    • Electric: 200+ Amp Service
    • Sewer: Public Sewer
    • Water: Well
    • Utilities for property: Underground Utilities, Fiber Optic

    Community & HOA

    Community
    • Features: Pool
    • Subdivision: Hillsmere Estates
    HOA
    • Has HOA: Yes
    • Amenities included: Pool Mem Avail, Pier/Dock, Beach Access, Common Grounds, Picnic Area, Security, Tot Lots/Playground, Water/Lake Privileges, Boat Dock/Slip, Boat Ramp, Mooring Area, Pool, Volleyball Courts
    • Services included: Common Area Maintenance
    • HOA fee: $25 annually
    • HOA name: HSIA
    Location
    • Region: Annapolis

    Financial & listing details

    • Price per square foot: $235/sqft
    • Tax assessed value: $600,733
    • Annual tax amount: $1
    • Date on market: 1/24/2026
    • Listing agreement: Exclusive Right To Sell
    • Ownership: Fee Simple
    • Road surface type: Black Top

    Price history

    DateEventPrice
    2/24/2026Sold$800,000$235/sqft
    Source: Bright MLS #MDAA2133380 Report a problem
    1/31/2026Contingent$800,000+0.6%$235/sqft
    Source: Bright MLS #MDAA2133380 Report a problem
    1/24/2026Listed for sale$795,000+23.3%$234/sqft
    Source: Bright MLS #MDAA2133380 Report a problem
    11/26/2023Listing removed--
    Source: Bright MLS #MDAA2011712 Report a problem
    11/24/2021Sold$645,000-4.4%$190/sqft
    Source: Bright MLS #MDAA2011712 Report a problem
    10/14/2021Contingent$675,000$199/sqft
    Source: Bright MLS #MDAA2011712 Report a problem
    10/1/2021Listed for sale$675,000+229.4%$199/sqft
    Source: Bright MLS #MDAA2011712 Report a problem
    1/31/2001Sold$204,900+3998%$60/sqft
    Source: Public Record Report a problem
    12/4/1997Sold$5,000$1/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$6,424 +7.7%$600,733 +10.3%
    2024$5,965 +11.8%$544,767 +11.4%
    2023$5,338 +6.9%$488,800 +2.3%
    2022$4,992 +2.4%$477,667 +2.4%
    2021$4,875 +2.3%$466,533 +2.4%
    2020$4,763 +2.1%$455,400
    2019$4,664 +5.6%$455,400 +4.6%
    2018$4,416 +1.8%$435,467 +2.3%
    2017$4,337 $425,500 +7.4%
    2016-- $396,333 +7.9%
    2015-- $367,167 +8.6%
    2014-- $338,000
    2013-- $338,000
    2012-- $338,000 -4.5%
    2011-- $353,760
    2010-- $353,760
    2009-- $353,760 -9.9%
    2008-- $392,830 +14%
    2007-- $344,440 +16.3%
    2006-- $296,050 +19.5%
    2005-- $247,660 +12.1%
    2004-- $220,950 +13.8%
    2003-- $194,240 +15.9%
    2002-- $167,530 +1.3%
    2001-- $165,400
    Find assessor info on the county website

    Neighborhood: 21403

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Hillsmere
    • Middle: Annapolis
    • High: Annapolis
    • District: Anne Arundel County Public Schools

    Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $806,000
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $806,000