Welcome to this charming 3-bedroom, 1-bath home offering space, flexibility, and room to grow. Situated on a rare double lot, this property delivers both comfort and opportunity with plenty of outdoor space for entertaining, expansion, or simply enjoying the extra elbow room.
Inside, you'll find a functional layout with an upstairs room that presents a prime value-add opportunity--easily convertible to include a second bathroom, creating additional convenience and equity potential. The dedicated ''man cave'' is ready for game day or weekend gatherings, complete with a pool table that conveys with the home.
Step outside to enjoy the above-ground pool, which is ready for a refresh with a new liner--offering the perfect chance to customize and make it your own just in time for summer. Whether you're a first-time buyer, investor, or someone looking for space with upside potential, this property checks the boxes for lifestyle and long-term value.
Active
$345,000
406 Payne Ln, Spring City, TN 37381
3beds
2,236sqft
:
Get pre-qualified$1,980/mo
Single Family Residence, Residential
Built in 1983
2 Acres Lot
$-- Zestimate®
$154/sqft
$-- HOA
What's special
Above-ground poolFunctional layoutRare double lot
- 21 days |
- 58 |
- 5 |
Zillow last checked:
Listing updated:
Listed by:
Darren Miller 888-519-5113,
eXp Realty, LLC 888-519-5113,
Lauren Wade 423-501-2397,
eXp Realty, LLC
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3301811
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Natural Gas, Central, Dual, Other
Cooling
- Other, Central Air
Appliances
- Included: Cooktop, Dishwasher
Features
- Flooring: Luxury Vinyl
- Basement: Crawl Space
Interior area
- Total structure area: 2,236
- Total interior livable area: 2,236 sqft
Property
Features
- Levels: Three Or More
- Stories: 2
- Patio & porch: Deck, Porch
- Has private pool: Yes
- Pool features: Above Ground
- Has view: Yes
Lot
- Size: 2 Acres
- Dimensions: 134 x 313 x 123 x 310
Details
- Parcel number: 025 00141 000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence, Residential
Materials
- Roof: Shingle
Condition
- New construction: No
- Year built: 1983
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Natural Gas Available
Community & HOA
Community
- Subdivision: Valley Dale Sub
HOA
- Has HOA: No
Location
- Region: Spring City
Financial & listing details
- Price per square foot: $154/sqft
- Tax assessed value: $195,000
- Annual tax amount: $657
- Date on market: 7/21/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/21/2026 | Listed for sale | $345,000+38%$154/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #3301811 Report a problem | ||
| 7/26/2023 | Sold | $250,000$112/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $657 | $48,750 |
| 2024 | $657 -9.5% | $48,750 +51.3% |
| 2023 | $727 | $32,225 |
| 2022 | $727 | $32,225 |
| 2021 | $727 +0.6% | $32,225 +0.6% |
| 2020 | $722 | $32,025 |
| 2019 | $722 +7.8% | $32,025 +5% |
| 2018 | $670 0% | $30,500 |
| 2017 | $670 -2% | $30,500 |
| 2016 | $684 | $30,500 -2% |
| 2015 | $684 +4.7% | $31,125 |
| 2014 | $653 | $31,125 |
| 2013 | $653 +21.4% | $31,125 +1.2% |
| 2011 | $538 | $30,750 |
| 2010 | $538 | $30,750 |
| 2009 | -- | $30,750 |
| 2008 | -- | $30,750 +24.7% |
| 2007 | $493 | $24,650 |
| 2006 | $493 | $24,650 |
| 2005 | $493 -4.8% | $24,650 |
| 2004 | $518 +19.7% | $24,650 +19.7% |
| 2003 | $433 | $20,600 +0.3% |
| 2001 | -- | $20,529 -75% |
| 2000 | -- | $82,116 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 37381
Nearby schools
GreatSchools rating
- 8/10Spring City Elementary SchoolGrades: PK-5Distance: 3.2 mi
- 7/10Spring City Middle SchoolGrades: 6-8Distance: 3.9 mi
- 4/10Rhea County High SchoolGrades: 9-12Distance: 11.7 mi
Schools provided by the listing agent
- Elementary: Spring City Elementary
- Middle: Spring City Middle School
- High: Rhea County High School
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $345,0003 bd1 ba2.2k sqft406 Payne Ln, Spring City, TN 37381For Sale
- $322,4004 bd3 ba2.5k sqft1118 Payne Ln, Spring City, TN 37381Off Market
- $191,100-- bd1 ba832 sqft1080 Payne Ln, Spring City, TN 37381Off Market
- $175,500-- bd-- ba-- sqft448 Payne Ln, Spring City, TN 37381Off Market
- $261,300-- bd1 ba1.7k sqft393 Payne Ln, Spring City, TN 37381Off Market
- $20,400-- bd-- ba-- sqft393 Payne Ln, Spring city, TN 37381Off Market
- $10,200-- bd-- ba952 sqft916 Payne Ln, Spring City, TN 37381Off Market
- $92,100-- bd-- ba-- sqft916 Payne Ln, Spring City, TN 37381Off Market
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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