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For salePrice cut: $66K (7/8)
$999,000
4beds
2,336sqft

4069 4th Street, Surf City, NC 28445

4beds
2,336sqft
Single family residence
Built in 1986
7,841 sqft
2 Attached garage spaces
$428 price/sqft

What's special

Welcome to your own slice of coastal paradise on the highly sought-after 'Surf City Canals'. Perfectly timed for summer, boating season and everything coastal living has to offer. This well-built waterfront home is an incredible opportunity to enjoy life on the water with easy access to the ICWW just a short ride down the canal & close proximity to public beach access & all the Surf city staples. Designed with comfort and functionality in mind, this home features an open-concept layout connecting the kitchen, dining space, living room & large waterfront facing decks! All filled with natural light and beautiful views from nearly every window. Down the hall you'll find three spacious guest bedrooms, including a private guest suite with its own updated full bath and another flexible room ideal for a home office, den or bunk room, a full hall bathroom & step up landing with laundry closet & access to the primary bedroom. The oversized primary suite is tucked privately above the garage, creating a peaceful retreat complete with vaulted ceilings, a large walk-in closet, dual vanities and a spacious tub/shower combination. The possibilities don't stop there the ground-floor level is ready for you to make it your own! It offers even more flexible space with sliding glass doors opening to the large patio spaces and the fenced in backyard. When you see it, think; game room, home gym, entertaining area, storage space, additional guest quarters or maybe a potential rental space! Already set up with a full bathroom and second laundry area, this bonus space adds tremendous value and versatility to the home, it just needs your own personal touch to make it come to life. Step outside where this property truly shines. Mature palm trees and lush landscaping frame the fenced backyard, while the expansive outdoor living spaces invite you to relax and soak in the coastal breeze on your own dock with an open boat slip & 2 boat lifts. Enjoy stunning Surf City sunsets from right here or the covered 30x8 deck overlooking the canal, rinse off after a beach day in the spacious outdoor shower, fish off your own dock or simply sit and take in the salt breeze after a busy day. A 16x16 workshop offers plenty of storage for fishing gear, beach equipment, lawn tools and all your water toys. With an oversized two car garage (26 x 23), parking for 4+ vehicles in the main driveway and an additional 30+ foot long single driveway, parking for boat trailers, RV's or extra guests shouldn't be a problem. Whether you're heading out for a day of boating and fishing, cruising the island by golf cart or taking a quick walk or bike ride to the beach, local parks, restaurants, nightlife and Surf City favorites, this home delivers the ultimate waterfront lifestyle at an exceptional value. Even better some major updates have already been completed for peace of mind including a mini-split HVAC system installed in 2021, water heater replaced in 2020, roof replaced in 2018, plus an updated seawall, fencing, decks, and HVAC systems all within the last 10 years or less. If you've been searching for a must-see coastal home with space, flexibility, deep-water access and an unbeatable location this Surf City gem is ready to welcome you home!

105 days
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795
|
20
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Source: Hive MLS,MLS#: 100575181MLS LogoOriginating MLS: Jacksonville Board of Realtors
Travel times

Living Room

Kitchen

Bedroom

Zillow last checked:

Listing updated:

Listed by:

Renee L Clark 315-420-2198,

Coldwell Banker Sea Coast Advantage

Source: Hive MLS,MLS#: 100575181MLS LogoOriginating MLS: Jacksonville Board of Realtors

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
Rooms
  • Room types: Master Bedroom, Bedroom 1, Bedroom 2, Dining Room, Living Room, Bedroom 4
Primary bedroom
  • Level: First
  • Dimensions: 24 x 15.7
Bedroom 1
  • Level: First
  • Dimensions: 11 x 10
Bedroom 2
  • Level: First
  • Dimensions: 12 x 10
Bedroom 4
  • Level: First
  • Dimensions: 6.7 x 10.7
Dining room
  • Level: First
  • Dimensions: 9 x 10
Kitchen
  • Level: First
  • Dimensions: 9 x 10
Living room
  • Level: First
  • Dimensions: 15 x 14
Heating
  • Heat Pump, Electric
Cooling
  • Central Air, Heat Pump
Appliances
  • Included: Electric Oven, Built-In Microwave
  • Laundry: Dryer Hookup, Washer Hookup, Laundry Closet, Laundry Room
Features
  • Walk-in Closet(s), Vaulted Ceiling(s), Ceiling Fan(s), Walk-in Shower, Blinds/Shades, Eat-in Kitchen, Walk-In Closet(s)
  • Flooring: LVT/LVP, Carpet, Vinyl
  • Has fireplace: No
Interior area
  • Total structure area: 1,676
  • Total interior livable area: 2,336 sqft

Property

Parking
  • Total spaces: 2
  • Parking features: Garage Faces Front, Concrete, Garage Door Opener, Paved
  • Attached garage spaces: 2
Accessibility
  • Accessibility features: None
Features
  • Levels: Two
  • Patio & porch: Open, Covered, Deck, Patio, Porch, Balcony
  • Exterior features: Outdoor Shower, Other
  • Pool features: None
  • Fencing: Metal/Ornamental,Back Yard
  • Has view: Yes
  • View description: Canal, Sound, Water
  • Has water view: Yes
  • Water view: Canal,Sound,Water
  • Waterfront features: Pier, Boat Lift, Bulkhead, Canal Front, Water Depth 4+
  • Frontage type: Canal Front
Lot
  • Size: 7,841 Square Feet
  • Dimensions: 55 x 140
  • Features: Boat Slip, Boat Lift, Bulkhead, Pier, Water Depth 4+
Details
  • Additional structures: Covered Area, Shed(s), Storage, Workshop
  • Parcel number: 80075
  • Zoning: MHS
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Vinyl Siding, Wood Frame
  • Foundation: Other, Slab, Pilings
  • Roof: Architectural Shingle
Condition
  • New construction: No
  • Year built: 1986

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Sewer Connected, Water Connected
Green energy
  • Green verification: None

Community & HOA

Community
  • Subdivision: Old Settlers Beach
HOA
  • Has HOA: No
  • Amenities included: None
Location
  • Region: Surf City

Financial & listing details

  • Price per square foot: $428/sqft
  • Tax assessed value: $673,477
  • Annual tax amount: $7,980
  • Date on market: 5/20/2026
  • Cumulative days on market: 416 days
  • Listing agreement: Exclusive Right To Sell
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Road surface type: Paved

Price history

DateEventPrice
7/8/2026Price change$999,000-6.2%$428/sqft
Source: Hive MLS #100575181 Report a problem
6/26/2026Price change$1,065,000-0.9%$456/sqft
Source: Hive MLS #100575181 Report a problem
5/20/2026Listed for sale$1,075,000+3.5%$460/sqft
Source: Hive MLS #100575181 Report a problem
5/10/2026Listing removed$1,039,000$445/sqft
Source: Hive MLS #100517491 Report a problem
5/5/2026Price change$1,039,000-0.5%$445/sqft
Source: Hive MLS #100517491 Report a problem
4/22/2026Price change$1,044,000-0.5%$447/sqft
Source: Hive MLS #100517491 Report a problem
4/17/2026Price change$1,049,000-0.5%$449/sqft
Source: Hive MLS #100517491 Report a problem
3/30/2026Price change$1,054,000-0.5%$451/sqft
Source: Hive MLS #100517491 Report a problem
3/12/2026Price change$1,059,000-0.5%$453/sqft
Source: Hive MLS #100517491 Report a problem
2/18/2026Price change$1,064,000-0.5%$455/sqft
Source: Hive MLS #100517491 Report a problem
2/4/2026Price change$1,069,000-0.5%$458/sqft
Source: Hive MLS #100517491 Report a problem
1/18/2026Price change$1,074,000-0.5%$460/sqft
Source: Hive MLS #100517491 Report a problem
1/10/2026Price change$1,079,000-0.9%$462/sqft
Source: Hive MLS #100517491 Report a problem
1/1/2026Price change$1,089,000-0.9%$466/sqft
Source: Hive MLS #100517491 Report a problem
10/30/2025Price change$1,099,000-1.4%$470/sqft
Source: Hive MLS #100517491 Report a problem
10/15/2025Price change$1,115,000-13.2%$477/sqft
Source: Hive MLS #100517491 Report a problem
8/18/2025Price change$1,285,000-0.8%$550/sqft
Source: Hive MLS #100517491 Report a problem
7/4/2025Listed for sale$1,295,000+207.2%$554/sqft
Source: Hive MLS #100517491 Report a problem
8/26/2015Sold$421,500-6.2%$180/sqft
Source: Hive MLS #40204455 Report a problem
7/29/2015Pending sale$449,500$192/sqft
Source: Landmark Sotheby's International Realty #513835 Report a problem
3/19/2015Listed for sale$449,500$192/sqft
Source: Landmark Sotheby's International Realty #513835 Report a problem
1/1/2015Listing removed$449,500$192/sqft
Source: Landmark Sotheby's International Realty #513835 Report a problem
8/30/2014Listed for sale$449,500-14.5%$192/sqft
Source: Lisa Sparrow #289248823 Report a problem
10/14/2013Listing removed$525,500$225/sqft
Source: Meadowmont Realty of Chapel Hill, LLC #1871064 Report a problem
6/19/2013Listed for sale$525,500+5.3%$225/sqft
Source: Meadowmont Realty of Chapel Hill, LLC #1871064 Report a problem
6/30/2009Sold$499,000$214/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$4,411 +0.1%$673,477 +0.1%
2024$4,405 $672,527
2023$4,405 0%$672,527
2022$4,405 +43.5%$672,527 +54.4%
2021$3,070 $435,480
2020$3,070 $435,480
2019$3,070 $435,480
2018$3,070 +16.3%$435,480 +11.4%
2017$2,640 $391,080
2016$2,640 $391,080
2015$2,640 -2.9%$391,080 -2.9%
2014$2,720 +11.6%$402,900 -3.3%
2013$2,438 $416,710
2012$2,438 $416,710
2011$2,438 $416,710
2010$2,438 -35%$416,710 -34.5%
2009$3,751 +17.3%$635,832
2008$3,198 $635,832
2007$3,198 $635,832
2006$3,198 +125.8%$635,832 +200.7%
2005$1,417 $211,419

Find assessor info on the county website

Monthly payment

Est. payment
$5,591/mo
Principal & interest
$5042
Property taxes
$549
More affordability toolsChevron Right

Estimated market value

$968,700

$920,000 - $1.02M

$2,517/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 28445

Nearby schools

Coastal Elementary
Grades K-55 miles
10/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
10/10
Dixon Middle
Grades 6-88.2 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
7/10
Dixon High
Grades 9-129.6 miles
5/10
GreatSchools® Rating
Test Score Rating
7/10
College Readiness Rating
4/10
Student Progress Rating
3/10