Spacious 3-bedroom, 1.5-bath home with outstanding potential for renovation and customization. Featuring generous room sizes and a flexible layout, this property offers ample space to bring your vision to life. A great opportunity for those looking to add value, the interior provides a solid starting point for updates and improvements. Notable updates include a new furnace installed in 2023, several new windows, and the roof is approximately 15 years old. With plenty of square footage and versatility, this property is ready for transformation. Conveniently located near local amenities, this is a compelling opportunity to create a customized living space or investment property.
Sold for $79,900
$79,900
407 Ottawa St, Bay City, MI 48706
3beds
1,458sqft
Single Family Residence
Built in 1896
4,791 Square Feet Lot
$80,800 Zestimate®
$55/sqft
$1,402 Estimated rent
Home value
$80,800
$74,000 - $88,000
$1,402/mo
Zestimate® history
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List your homeWhat's special
Flexible layoutGenerous room sizesSeveral new windows
Zillow last checked:
Listing updated:
Listed by:
Malinda Radaz 989-737-1482,
Century 21 Signature Realty
Bought with:
Malinda Radaz, 6501402463
Century 21 Signature Realty
Source: MiRealSource,MLS#: 50205554
Originating MLS: Saginaw Board of REALTORS
Originating MLS: Saginaw Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Laundry, First Flr Lavatory, Bathroom, Dining Room
Bedroom 1
- Features: Laminate
- Level: First
- Area: 108
- Dimensions: 9 x 12
Bedroom 2
- Features: Carpet
- Level: Second
- Area: 156
- Dimensions: 12 x 13
Bedroom 3
- Features: Wood
- Level: Second
- Area: 180
- Dimensions: 15 x 12
Bathroom 1
- Features: Laminate
- Level: First
- Area: 45
- Dimensions: 9 x 5
Dining room
- Features: Laminate
- Level: First
- Area: 156
- Dimensions: 13 x 12
Kitchen
- Features: Linoleum
- Level: First
- Area: 156
- Dimensions: 12 x 13
Living room
- Features: Laminate
- Level: First
- Area: 460
- Dimensions: 20 x 23
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s)
Appliances
- Included: Gas Water Heater
- Laundry: First Floor Laundry
Features
- Eat-in Kitchen
- Flooring: Laminate, Carpet, Wood, Linoleum
- Basement: Block,MI Basement,Unfinished,Michigan Basement
- Has fireplace: No
Interior area
- Total structure area: 2,178
- Total interior livable area: 1,458 sqft
- Finished area above ground: 1,458
- Finished area below ground: 0
Property
Features
- Levels: One and One Half
- Stories: 1.5
- Frontage type: Road
- Frontage length: 60
Lot
- Size: 4,791 Square Feet
- Dimensions: 60 x 78
- Features: Corner Lot, Sidewalks
Details
- Parcel number: 16001628100300
- Zoning description: Residential
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Aluminum Siding
Condition
- New construction: No
- Year built: 1896
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
Community & HOA
Community
- Subdivision: N/A
HOA
- Has HOA: No
Location
- Region: Bay City
Financial & listing details
- Price per square foot: $55/sqft
- Tax assessed value: $103,100
- Annual tax amount: $914
- Date on market: 4/27/2026
- Cumulative days on market: 6 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 5/18/2026 | Sold | $79,900$55/sqft |
Source:  MiRealSource #50205554 Report a problem | ||
| 5/3/2026 | Pending sale | $79,900$55/sqft |
Source: MiRealSource #50205554 Report a problem | ||
| 4/27/2026 | Listed for sale | $79,900$55/sqft |
Source: MiRealSource #50205554 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $888 +6.7% | $51,550 +13.3% |
| 2024 | $832 | $45,500 +13.3% |
| 2023 | -- | $40,150 +9.3% |
| 2022 | -- | $36,750 +3.8% |
| 2021 | -- | $35,400 +19.6% |
| 2020 | $767 | $29,600 +4% |
| 2019 | -- | $28,450 +3.1% |
| 2018 | $767 +2.8% | $27,600 +3.8% |
| 2017 | $747 | $26,600 +0.8% |
| 2016 | $747 | $26,400 +36.1% |
| 2015 | $747 +2.9% | $19,400 +14.1% |
| 2014 | $726 | $17,000 +16% |
| 2013 | -- | $14,650 -10.7% |
| 2012 | -- | $16,400 -4.4% |
| 2011 | -- | $17,150 -21.5% |
| 2010 | -- | $21,850 -22.8% |
| 2009 | -- | $28,300 -6.6% |
| 2008 | -- | $30,300 +0.8% |
| 2007 | -- | $30,050 -0.8% |
| 2006 | -- | $30,300 |
| 2005 | -- | $30,300 +13.1% |
| 2004 | -- | $26,800 +5.5% |
| 2003 | -- | $25,400 +3.7% |
| 2002 | $834 | $24,500 +17.2% |
| 2000 | -- | $20,900 |
Find assessor info on the county website
Neighborhood: 48706
Nearby homes
- $90,6003 bd1 ba1.3k sqft405 Ottawa St, Bay City, MI 48706Off Market
- $185,8004 bd2 ba1.9k sqft1306 Bradfield St, Bay City, MI 48706Off Market
- $85,7002 bd1 ba740 sqft414 Ottawa St, Bay City, MI 48706Off Market
- $111,2003 bd1 ba1k sqft401 Ottawa St, Bay City, MI 48706Off Market
- $182,1003 bd2 ba1.2k sqft1307 Marchand St, Bay City, MI 48706Off Market
- $128,2004 bd1 ba1k sqft501 Ottawa St, Bay City, MI 48706Off Market
- $124,0003 bd1 ba1k sqft1307 Bradfield St, Bay City, MI 48706Off Market
- $150,3003 bd1 ba1k sqft1404 Bradfield St, Bay City, MI 48706Off Market
Nearby schools
GreatSchools rating
- 5/10Kolb Elementary SchoolGrades: PK-5Distance: 2.3 mi
- 4/10Handy Middle SchoolGrades: 6-8Distance: 1.8 mi
- 6/10Bay City Central High SchoolGrades: 9-12Distance: 2 mi
Schools provided by the listing agent
- District: Bay City School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Michigan
- Bay County
- Bay City
- 48706
- 407 Ottawa St
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