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Pending
  • $199,900

    408 E Main St, Waterloo, NY 13165

    3beds
    1,338sqft
    Loading
    Single Family Residence
    Built in 1947
    0.54 Acres Lot
    $-- Zestimate®
    $149/sqft
    $-- HOA

    What's special

    Peaceful waterfront settingFirst-floor laundryPlenty of off-street parkingAttached one-car garageLarge half bathFormal dining roomSpacious first floor
    Charming Cape Cod-style home offering the perfect combination of convenience, privacy, and waterfront living. Ideally located with easy access to Routes 5 & 20, this well-maintained home features 3 bedrooms, 1.5 bathrooms, an attached one-car garage, and plenty of off-street parking. Step inside to find a spacious first floor featuring a large front living room, formal dining room, and an updated eat-in kitchen complete with updated appliances and direct access to the expansive rear deck overlooking the deep, private backyard. The main level also offers two bedrooms, including one with sliding glass doors opening directly to the deck, a full bathroom, and the convenience of first-floor laundry. The second floor provides a third bedroom, a generous second living area that's perfect as a family room, home office, or playroom, and a large half bath with excellent potential to be converted into a full bathroom. Situated on over a half-acre, the backyard is a true highlight, offering exceptional privacy as it extends to your own private dock on the Seneca-Cayuga Canal. Enjoy kayaking, boating, fishing right from your dock, or simply relax while taking in the peaceful waterfront setting and abundant local wildlife. Whether you're looking for a year-round residence or a home that embraces the Finger Lakes outdoor lifestyle, this property offers a rare opportunity to enjoy canal-front living in a convenient central location.
    31 days
    |
    936
    |
    68
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    Zillow last checked:

    Listing updated:

    Listed by:

    Century 21 Steve Davoli RE 315-789-4569,

    Daniel J. Toner 315-719-4045

    Source: NYSAMLSs,MLS#: R1700610MLS LogoOriginating MLS: Rochester

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Heating
      • Gas, Forced Air
      Appliances
      • Included: Dryer, Free-Standing Range, Gas Water Heater, Oven, Refrigerator, Washer
      • Laundry: Main Level
      Features
      • Separate/Formal Dining Room, Eat-in Kitchen, Separate/Formal Living Room, Sliding Glass Door(s), Bedroom on Main Level
      • Flooring: Carpet, Hardwood, Linoleum, Varies, Vinyl
      • Doors: Sliding Doors
      • Basement: Full
      • Has fireplace: No
      Interior area
      • Total structure area: 1,338
      • Total interior livable area: 1,338 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached, Garage, Driveway, Garage Door Opener
      • Attached garage spaces: 1
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Open, Porch
      • Exterior features: Deck, Dock, Gravel Driveway, Private Yard, See Remarks
      Lot
      • Size: 0.54 Acres
      • Dimensions: 170 x 153
      • Features: Irregular Lot
      Details
      • Parcel number: 45380101200000020350010000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Block
      • Roof: Asphalt
      Condition
      • Resale
      • Year built: 1947

      Utilities & green energy

      • Sewer: Connected
      • Water: Connected, Public
      • Utilities for property: High Speed Internet Available, Sewer Connected, Water Connected

      Community & HOA

      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $149/sqft
      • Tax assessed value: $97,800
      • Annual tax amount: $4,899
      • Date on market: 7/21/2026
      • Cumulative days on market: 32 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/3/2026Pending sale$199,900$149/sqft
        Source: NYSAMLSs #R1700610 Report a problem
        7/21/2026Listed for sale$199,900-14.9%$149/sqft
        Source: NYSAMLSs #R1700610 Report a problem
        4/16/2024Listing removed--
        Source: NYSAMLSs #R1522979 Report a problem
        4/2/2024Price change$234,900-4.5%$176/sqft
        Source: NYSAMLSs #R1522979 Report a problem
        3/19/2024Price change$245,900-5.4%$184/sqft
        Source: NYSAMLSs #R1522979 Report a problem
        2/26/2024Listed for sale$259,900+94%$194/sqft
        Source: NYSAMLSs #R1522979 Report a problem
        9/20/2021Sold$134,000$100/sqft
        Source: NYSAMLSs #R1353597 Report a problem
        7/26/2021Pending sale$134,000$100/sqft
        Source: NYSAMLSs #R1353597 Report a problem
        7/21/2021Listed for sale$134,000+36.7%$100/sqft
        Source: NYSAMLSs #R1353597 Report a problem
        11/12/2015Sold$98,000-6.6%$73/sqft
        Source: NYSAMLSs #R280452 Report a problem
        10/9/2015Pending sale$104,900$78/sqft
        Source: Coldwell Banker Finger Lakes #R280452 Report a problem
        9/8/2015Listed for sale$104,900$78/sqft
        Source: Coldwell Banker Finger Lakes #R280452 Report a problem
        9/3/2015Pending sale$104,900$78/sqft
        Source: Coldwell Banker Finger Lakes #R280452 Report a problem
        8/25/2015Listed for sale$104,900$78/sqft
        Source: Coldwell Banker Finger Lakes #R280452 Report a problem
        8/18/2015Pending sale$104,900$78/sqft
        Source: Coldwell Banker Finger Lakes #R280452 Report a problem
        8/6/2015Listed for sale$104,900$78/sqft
        Source: Coldwell Banker Finger Lakes #R280452 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $97,800
        2024-- $97,800
        2023-- $97,800
        2022-- $97,800
        2021-- $97,800
        2020-- $97,800
        2019-- $97,800
        2018-- $97,800
        2017$3,512 $97,800 +19.1%
        2016-- $82,100
        2015-- $82,100
        2014-- $82,100
        2013-- $82,100
        2012-- $82,100
        2011-- $82,100 +8.9%
        2010-- $75,400
        2009-- $75,400
        2008-- $75,400
        2007-- $75,400
        2006-- $75,400
        2005-- $75,400
        2004-- $75,400
        2003-- $75,400 +16%
        2002-- $65,000
        2001-- $65,000
        2000-- $65,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13165

        Getting around

        32 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Waterloo

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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