Charming Cape Cod-style home offering the perfect combination of convenience, privacy, and waterfront living. Ideally located with easy access to Routes 5 & 20, this well-maintained home features 3 bedrooms, 1.5 bathrooms, an attached one-car garage, and plenty of off-street parking. Step inside to find a spacious first floor featuring a large front living room, formal dining room, and an updated eat-in kitchen complete with updated appliances and direct access to the expansive rear deck overlooking the deep, private backyard. The main level also offers two bedrooms, including one with sliding glass doors opening directly to the deck, a full bathroom, and the convenience of first-floor laundry. The second floor provides a third bedroom, a generous second living area that's perfect as a family room, home office, or playroom, and a large half bath with excellent potential to be converted into a full bathroom. Situated on over a half-acre, the backyard is a true highlight, offering exceptional privacy as it extends to your own private dock on the Seneca-Cayuga Canal. Enjoy kayaking, boating, fishing right from your dock, or simply relax while taking in the peaceful waterfront setting and abundant local wildlife. Whether you're looking for a year-round residence or a home that embraces the Finger Lakes outdoor lifestyle, this property offers a rare opportunity to enjoy canal-front living in a convenient central location.
Pending
$199,900
408 E Main St, Waterloo, NY 13165
3beds
1,338sqft
Single Family Residence
Built in 1947
0.54 Acres Lot
$-- Zestimate®
$149/sqft
$-- HOA
What's special
Peaceful waterfront settingFirst-floor laundryPlenty of off-street parkingAttached one-car garageLarge half bathFormal dining roomSpacious first floor
- 31 days |
- 936 |
- 68 |
Zillow last checked:
Listing updated:
Listed by:
Century 21 Steve Davoli RE 315-789-4569,
Daniel J. Toner 315-719-4045
Source: NYSAMLSs,MLS#: R1700610
Originating MLS: Rochester
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Heating
- Gas, Forced Air
Appliances
- Included: Dryer, Free-Standing Range, Gas Water Heater, Oven, Refrigerator, Washer
- Laundry: Main Level
Features
- Separate/Formal Dining Room, Eat-in Kitchen, Separate/Formal Living Room, Sliding Glass Door(s), Bedroom on Main Level
- Flooring: Carpet, Hardwood, Linoleum, Varies, Vinyl
- Doors: Sliding Doors
- Basement: Full
- Has fireplace: No
Interior area
- Total structure area: 1,338
- Total interior livable area: 1,338 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached, Garage, Driveway, Garage Door Opener
- Attached garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Open, Porch
- Exterior features: Deck, Dock, Gravel Driveway, Private Yard, See Remarks
Lot
- Size: 0.54 Acres
- Dimensions: 170 x 153
- Features: Irregular Lot
Details
- Parcel number: 45380101200000020350010000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
- Roof: Asphalt
Condition
- Resale
- Year built: 1947
Utilities & green energy
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: High Speed Internet Available, Sewer Connected, Water Connected
Community & HOA
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $149/sqft
- Tax assessed value: $97,800
- Annual tax amount: $4,899
- Date on market: 7/21/2026
- Cumulative days on market: 32 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/3/2026 | Pending sale | $199,900$149/sqft |
Source: | ||
| 7/21/2026 | Listed for sale | $199,900-14.9%$149/sqft |
Source: | ||
| 4/16/2024 | Listing removed | -- |
Source: | ||
| 4/2/2024 | Price change | $234,900-4.5%$176/sqft |
Source: | ||
| 3/19/2024 | Price change | $245,900-5.4%$184/sqft |
Source: | ||
| 2/26/2024 | Listed for sale | $259,900+94%$194/sqft |
Source: | ||
| 9/20/2021 | Sold | $134,000$100/sqft |
Source: | ||
| 7/26/2021 | Pending sale | $134,000$100/sqft |
Source: | ||
| 7/21/2021 | Listed for sale | $134,000+36.7%$100/sqft |
Source: | ||
| 11/12/2015 | Sold | $98,000-6.6%$73/sqft |
Source: | ||
| 10/9/2015 | Pending sale | $104,900$78/sqft |
Source: Coldwell Banker Finger Lakes #R280452 Report a problem | ||
| 9/8/2015 | Listed for sale | $104,900$78/sqft |
Source: Coldwell Banker Finger Lakes #R280452 Report a problem | ||
| 9/3/2015 | Pending sale | $104,900$78/sqft |
Source: Coldwell Banker Finger Lakes #R280452 Report a problem | ||
| 8/25/2015 | Listed for sale | $104,900$78/sqft |
Source: Coldwell Banker Finger Lakes #R280452 Report a problem | ||
| 8/18/2015 | Pending sale | $104,900$78/sqft |
Source: Coldwell Banker Finger Lakes #R280452 Report a problem | ||
| 8/6/2015 | Listed for sale | $104,900$78/sqft |
Source: Coldwell Banker Finger Lakes #R280452 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $97,800 |
| 2024 | -- | $97,800 |
| 2023 | -- | $97,800 |
| 2022 | -- | $97,800 |
| 2021 | -- | $97,800 |
| 2020 | -- | $97,800 |
| 2019 | -- | $97,800 |
| 2018 | -- | $97,800 |
| 2017 | $3,512 | $97,800 +19.1% |
| 2016 | -- | $82,100 |
| 2015 | -- | $82,100 |
| 2014 | -- | $82,100 |
| 2013 | -- | $82,100 |
| 2012 | -- | $82,100 |
| 2011 | -- | $82,100 +8.9% |
| 2010 | -- | $75,400 |
| 2009 | -- | $75,400 |
| 2008 | -- | $75,400 |
| 2007 | -- | $75,400 |
| 2006 | -- | $75,400 |
| 2005 | -- | $75,400 |
| 2004 | -- | $75,400 |
| 2003 | -- | $75,400 +16% |
| 2002 | -- | $65,000 |
| 2001 | -- | $65,000 |
| 2000 | -- | $65,000 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: 13165
Nearby schools
GreatSchools rating
- 7/10La Fayette SchoolGrades: 3-5Distance: 0.6 mi
- 3/10Waterloo Middle SchoolGrades: 6-8Distance: 1.6 mi
- 4/10Waterloo High SchoolGrades: 9-12Distance: 1.6 mi
Schools provided by the listing agent
- District: Waterloo
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $1,300-- bd-- ba-- sqftE Main St, Waterloo, NY 13165Off Market
Save - $213,0004 bd2 ba1.9k sqft1836 Us Route 20, Waterloo, NY 13165Sold
Save - $107,5003 bd1 ba1.5k sqft404 E Main St, Waterloo, NY 13165Off Market
Save - $179,7003 bd2 ba1.4k sqft1832 Us Route 20, Seneca Falls, NY 13148Off Market
Save - $107,5003 bd1 ba1.5k sqft404 E Main St, Waterloo, NY 13165Off Market
Save - $217,8003 bd1 ba1.5k sqft404 E Main St, Waterloo, NY 13165Off Market
Save - $197,7003 bd2 ba1.3k sqft407 E Main St, Waterloo, NY 13165Off Market
Save - $181,3002 bd2 ba924 sqft3 Thurber Dr, Waterloo, NY 13165Off Market
Save
A local agent can set up tours, give advice and negotiate with sellers.




