Immaculate 3-Bedroom + Flex Office or 4th Bedroom in the Heart of Destin!
Welcome to your dream home in the heart of Destin, just one mile from Crab Island, McGuire's Irish Pub, and only two miles from Publix and Target. Built by the highly respected Randy Wise Homes, this beautifully crafted 2,045 sq ft single-family residence offers quality, comfort, and convenience all in one.
This thoughtfully designed home features 3 spacious bedrooms, 2 full bathrooms, and a versatile flex room with a closet that can easily serve as a 4th bedroom, playroom, or office. With 9-foot ceilings, an open-concept living and kitchen area, and granite countertops, the space feels bright, modern, and inviting.
Enjoy top-tier upgrades including: Newer refrigerator and dishwasher, New RainSoft whole-house water purification and treatment system, Bose surround sound system in living room - all TVs convey, washer and dryer included, walk-in pantry & laundry room, new Rain Bird irrigation control panel and 33-ft well pump (no rust stains!), new fence and gates, 10x8 storage shed, and shaded back patio - perfect for outdoor relaxation!
Located in a quiet residential neighborhood with no HOA and no short-term rentals allowed, this home is zoned for top-rated Destin schools, making it a great choice for anyone seeking a high-quality primary residence near the coast.
Don't miss your chance to own a truly turn-key home just minutes from Destin's best beaches, dining, and shopping!
Sold for $560,000
$560,000
408 Kelly St, Destin, FL 32541
3beds
2,045sqft
Single Family Residence
Built in 2014
7,405.2 Square Feet Lot
$563,900 Zestimate®
$274/sqft
$3,088 Estimated rent
Home value
$563,900
$513,000 - $620,000
$3,088/mo
Zestimate® history
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$3,088/mo
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$3,561/mo
Est. payment
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$3,561/mo
Est. payment
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Spacious bedroomsGranite countertopsNewer refrigerator and dishwasherNew rainsoft whole-house
Zillow last checked:
Listing updated:
Listed by:
Julia Flint,
THE AMERICAN REALTY
Bought with:
Donna Holman, 3037520
Coldwell Banker Realty
Source: Navarre Area BOR,MLS#: 981595
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 19992
- Dimensions: 136 x 147
Bedroom
- Level: First
- Area: 109188
- Dimensions: 1,011 x 108
Bedroom
- Level: First
- Area: 18396
- Dimensions: 126 x 146
Primary bathroom
- Level: First
- Area: 10640
- Dimensions: 95 x 112
Full bathroom
- Level: First
- Area: 5600
- Dimensions: 100 x 56
Dining area
- Level: First
- Area: 15521
- Dimensions: 83 x 187
Foyer
- Level: First
- Area: 5824
- Dimensions: 56 x 104
Garage
- Level: First
- Area: 44712
- Dimensions: 216 x 207
Kitchen
- Level: First
- Area: 18513
- Dimensions: 99 x 187
Laundry
- Level: First
- Area: 6972
- Dimensions: 84 x 83
Living room
- Level: First
- Area: 29920
- Dimensions: 160 x 187
Office
- Level: First
- Area: 119298
- Dimensions: 1,011 x 118
Pantry
- Level: First
- Area: 2464
- Dimensions: 44 x 56
Workshop
- Description: Outside Shed
- Level: First
- Area: 80
- Dimensions: 10 x 8
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Crown Molding, Vaulted Ceiling(s), Kitchen Island, Pull Down Stairs, Split Bedroom
- Flooring: Laminate
- Windows: Double Pane Windows, Window Treatments, Hurricane Shutters
Interior area
- Total structure area: 2,045
- Total interior livable area: 2,045 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Garage
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch
- Exterior features: Columns, Private Yard, Sprinkler System, Yard Building, Rain Gutters
Lot
- Size: 7,405 sqft
- Dimensions: 75.60'X100.00'
- Features: Corner Lot, Survey Available, Within 1/2 Mile to Water
Details
- Parcel number: 002S22031600000040
- Zoning: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Roof Pitched, Brick, Siding CmntFbrHrdBrd
- Foundation: Slab
Condition
- Construction Complete
- Year built: 2014
Utilities & green energy
- Water: Public
Green energy
- Energy efficient items: Doors
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Location
- Region: Destin
- Subdivision: Ray Subdivision
Other
Other facts
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 11/3/2025 | Sold | $560,000-6.6%$274/sqft |
Source:  Navarre Area BOR #981595 Report a problem | ||
| 10/1/2025 | Pending sale | $599,500$293/sqft |
Source: Navarre Area BOR #981595 Report a problem | ||
| 8/30/2025 | Price change | $599,500-4.1%$293/sqft |
Source: Navarre Area BOR #981595 Report a problem | ||
| 8/13/2025 | Price change | $625,000-3.8%$306/sqft |
Source: Navarre Area BOR #981595 Report a problem | ||
| 7/24/2025 | Listed for sale | $650,000+85.8%$318/sqft |
Source: Navarre Area BOR #981595 Report a problem | ||
| 3/2/2015 | Sold | $349,900$171/sqft |
Source:  ECAOR #716315 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,777 +2.5% | $362,438 +3% |
| 2023 | $3,684 +1% | $351,882 +3% |
| 2022 | $3,648 +0.2% | $341,633 +3% |
| 2021 | $3,640 +0.8% | $331,683 +1.4% |
| 2020 | $3,612 +1.2% | $327,104 +2.3% |
| 2019 | $3,570 +0.9% | $319,750 +1.9% |
| 2018 | $3,540 | $313,788 +8.7% |
| 2017 | $3,540 -6.2% | $288,701 +4.7% |
| 2016 | $3,773 +5.3% | $275,797 +14% |
| 2015 | $3,582 +11.7% | $242,024 +469.5% |
| 2014 | $3,206 | $42,500 +165.1% |
| 2013 | -- | $16,031 |
Find assessor info on the county website
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 0.6 mi
- 9/10Destin Middle SchoolGrades: 5-8Distance: 4.6 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 8.3 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Fort Walton Beach
Source: Navarre Area BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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$563,900
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+$11,278
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$575,178
- Florida
- Okaloosa County
- Destin
- 32541
- 408 Kelly St
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