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For sale
    • Price cut: $4.4K (8/25)
    $415,000

    408 Settlers Trl, Lexington, SC 29072

    4beds
    3,289sqft
    : 
    $2,625/mo
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    Single Family Residence
    Built in 2008
    8,276 Square Feet Lot
    $410,500 Zestimate®
    $126/sqft
    $48/mo HOA

    What's special

    Fresh interior paintTrue walk-in pantryTile backsplash
    Live the Lake Murray lifestyle without paying waterfront prices — Settlers Pointe gives residents private neighborhood lake access with a boat ramp & day dock. Spend the day on the water, catch a sunset at the Lake Murray Dam, enjoy nearby waterfront dining or head into Downtown Lexington for shopping & entertainment, all from a location that puts some of the area's best amenities within easy reach.Situated on a private lot near a cul-de-sac, 408 Settlers Trail offers a spacious, flexible floor plan with multiple living areas. The entry opens to a dining room & sitting area before flowing into the large family room with a gas fireplace. At the center of the home, the oversized kitchen provides abundant cabinet & counter space, a true walk-in pantry, tile backsplash & an eat-in area with easy access to the rear porch. A main-level guest bedroom with access to a full bath adds flexibility for guests, multigenerational living or a home office. Fresh interior paint, upgraded hardwood flooring & tile enhance the main level.Upstairs, a generous loft provides a second living space that can function as a media room, playroom or additional family room. The owner's suite is privately positioned at the rear of the home with plenty of room for larger furniture, a private bath & spacious walk-in closet with custom shelving. 2 additional bedrooms share a full hall bath, while the conveniently located 2nd-floor laundry keeps everyday chores close to the bedrooms. The upper level has also been recently painted & features upgraded carpet & padding.With multiple living spaces, a flexible layout & resident-only Lake Murray access, this home offers the opportunity to enjoy the lake lifestyle while remaining close to the Lake Murray Dam, Downtown Lexington, shopping, dining & Lexington One schools. Zoned for New Providence Elementary, Lakeside Middle & River Bluff High School. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
    174 days
    894
    55

    Zillow last checked:

    Listing updated:

    Listed by:

    Patrick O'Connor,

    Coldwell Banker Realty

    Source: Consolidated MLS,MLS#: 629111MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      Rooms
      • Room types: Loft
      Primary bedroom
      • Features: Double Vanity, French Doors, Tub-Garden, Bath-Private, Separate Shower, Ceilings-Box, Ceiling Fan(s), Closet-Private, Recessed Lighting
      • Level: Second
      Bedroom 2
      • Features: Bath-Shared, Ceiling Fan(s), Closet-Private
      • Level: Main
      Bedroom 3
      • Features: Double Vanity, Bath-Shared, Walk-In Closet(s), Ceiling Fan(s)
      • Level: Second
      Bedroom 4
      • Features: Double Vanity, Bath-Shared, Walk-In Closet(s), Ceiling Fan(s)
      • Level: Second
      Dining room
      • Features: Floors-Hardwood, Molding, Recessed Lighting
      • Level: Main
      Great room
      • Level: Main
      Kitchen
      • Features: Eat-in Kitchen, Kitchen Island, Pantry, Granite Counters, Cabinets-Stained, Floors-Tile, Backsplash-Tiled
      • Level: Main
      Living room
      • Features: Floors-Hardwood, Molding, Recessed Lighting
      • Level: Main
      Heating
      • Electric, Gas 2nd Lvl
      Cooling
      • Central Air
      Appliances
      • Included: Built-In Range, Counter Cooktop, Gas Range, Dishwasher, Disposal, Microwave Built In, Tankless Water Heater
      • Laundry: Electric, Heated Space
      Features
      • Ceiling Fan(s)
      • Flooring: Hardwood, Tile, Carpet
      • Basement: Crawl Space
      • Attic: Attic Access
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 3,289
      • Total interior livable area: 3,289 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Stories: 2
      • Exterior features: Gutters - Full
      • Waterfront features: Deeded Lake Access
      Lot
      • Size: 8,276 Square Feet
      Details
      • Parcel number: 00341601104

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Stone, Vinyl
      Condition
      • New construction: No
      • Year built: 2008

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: SETTLERS POINT AT LAKE MURRAY
      HOA
      • Has HOA: Yes
      • Services included: Common Area Maintenance, Green Areas
      • HOA fee: $575 annually
      Location
      • Region: Lexington

      Financial & listing details

      • Price per square foot: $126/sqft
      • Tax assessed value: $372,215
      • Annual tax amount: $1,801
      • Date on market: 3/13/2026
      • Listing agreement: Exclusive Right To Sell
      • Road surface type: Paved

        Estimated market value

        $410,500

        $390,000 - $431,000

        $2,632/mo

        Price history

        DateEventPrice
        8/25/2026Price change$415,000-1%$126/sqft
        Source: Consolidated MLS #629111 Report a problem
        8/10/2026Price change$419,4000%$128/sqft
        Source: Consolidated MLS #629111 Report a problem
        7/28/2026Price change$419,500-2.2%$128/sqft
        Source: Consolidated MLS #629111 Report a problem
        7/6/2026Price change$429,000-2.4%$130/sqft
        Source: Consolidated MLS #629111 Report a problem
        6/17/2026Price change$439,500-1.2%$134/sqft
        Source: Consolidated MLS #629111 Report a problem
        5/28/2026Price change$445,000-2.1%$135/sqft
        Source: Consolidated MLS #629111 Report a problem
        5/8/2026Price change$454,500-0.1%$138/sqft
        Source: Consolidated MLS #629111 Report a problem
        4/22/2026Price change$455,000-1%$138/sqft
        Source: Consolidated MLS #629111 Report a problem
        4/6/2026Price change$459,500-0.5%$140/sqft
        Source: Consolidated MLS #629111 Report a problem
        3/28/2026Price change$462,000-0.1%$140/sqft
        Source: Consolidated MLS #629111 Report a problem
        3/23/2026Price change$462,500-1.6%$141/sqft
        Source: Consolidated MLS #629111 Report a problem
        3/14/2026Listed for sale$470,000-5.8%$143/sqft
        Source: Consolidated MLS #629111 Report a problem
        3/9/2026Listing removed$499,000$152/sqft
        Source: Consolidated MLS #624219 Report a problem
        1/5/2026Listed for sale$499,000-3.1%$152/sqft
        Source: Consolidated MLS #624219 Report a problem
        10/31/2025Listing removed$515,000$157/sqft
        Source: Consolidated MLS #610535 Report a problem
        7/8/2025Price change$515,000-1.9%$157/sqft
        Source: Consolidated MLS #610535 Report a problem
        6/10/2025Listed for sale$525,000+81.3%$160/sqft
        Source: Consolidated MLS #610535 Report a problem
        9/22/2008Sold$289,601$88/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,801 +8.4%$10,889 +15%
        2024$1,661 +3.8%$9,468
        2023$1,601 -3.4%$9,468
        2022$1,657 $9,468
        2021-- $9,468 +9.2%
        2019-- $8,671
        2018$1,645 +1.5%$8,671
        2017$1,620 +2.5%$8,671
        2016$1,580 +0.7%$8,671
        2015$1,569 $8,671 -6.6%
        2014$1,569 -3.6%$9,281 +0%
        2013$1,628 $9,280
        2012-- $9,280
        2011-- $9,280
        2010-- $9,280 -19.6%
        2009-- $11,540
        2008-- $11,540
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 29072

        Getting around

        6 / 100
        Car-Dependent
        18 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: New Providence
        • Middle: LAKESIDE
        • High: River Bluff
        • District: Lexington One

        Source: Consolidated MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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